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1. [All Cards](/en-au/credit-cards/all-cards/)
2. The American Express Velocity Platinum Card

### New Card Member Offer

New Card Member Offer​

Key Information

Card Type

[Credit Card](https://www.americanexpress.com/au/content/credit-cards/)

Annual Fee

$440 p.a.

Interest Rate

23.99% p.a. on purchases

Interest Free Period

Up to 55 days

### How You Earn Velocity Points

* ###  
2.25 VELOCITY POINTS on eligible purchases within Virgin Australia  
## 2.25  
## VELOCITY POINTS  
## on eligible purchases within Virgin Australia  
## per $1 spent
* ###  
1.25 VELOCITY POINTS on Card purchases, except spend at government bodies in Australia  
## 1.25  
## VELOCITY POINTS  
## on Card purchases, except spend at government bodies in Australia  
## per $1 spent
* ###  
0.5 VELOCITY POINTS on purchases at government bodies in Australia  
## 0.5  
## VELOCITY POINTS  
## on purchases at government bodies in Australia  
## per $1 spent

Key Benefits

Complimentary Annual Domestic Flight

Enjoy a complimentary annual Virgin Australia return economy domestic flight between selected cities each anniversary year.

Virgin Australia Lounge Access

Unwind in comfort with VA Lounge Access every time you fly domestically with Virgin Australia

Up to 100 Bonus Velocity Status Credits

Be awarded 50 Status Credits when you spend $25,000 on eligible purchases each Membership year and a further 50 Status Credits when you spend another $25,000 in the same Membership year.

## All Benefits

## 

Velocity Rewards

Up to 100 Bonus Velocity Status Credits

Earn up to 100 Velocity Status Credits each year. Status Credits help you jump Velocity tier status and escape the crowds and skip the queues. Be awarded 50 Status Credits when you spend $25,000 on eligible purchases each Membership year and a further 50 Status Credits when you spend another $25,000 in the same Membership year.

Additional Cards

Earn points faster with up to 4 Additional Cards for family members or friends for no extra fee. All points earned will be credited to your Account

## 

Travel Benefits

Complimentary annual domestic flight

Receive an annual complimentary domestic economy return flight on Virgin Australia between selected cities each anniversary year.

Virgin Australia Lounge Access

Your American Express Velocity Platinum Card gives you access to Virgin Australia lounges at select domestic airports, every time you fly Virgin Australia domestically. Slip away from the crowds, sample an array of complimentary food and beverages, and take a load off before you take off. Enrolment in the VA Lounge Access benefit required.

2 Virgin Australia Guest Lounge Passes

Each Membership year receive 2 complimentary Virgin Australia Guest Lounge Passes to treat friends or family to VA Lounge access, when travelling with you on a domestic Virgin Australia flight.

Complimentary Travel insurance

Travel with domestic and international insurance for you, your partner and your dependent children, when you pay for your return trip on your Card. Some of the covers included are:  
  
\- Medical emergency expenses  
\- Public transport accident up to $400,000  
\- Trip cancellation and amendment up to $12,500  
\- Loss or damage to baggage, money or documents up to $10,000  
\- Travel inconvenience if your flight is delayed  
\- A range of cover for COVID-19  
  
Sub-limits apply. Please refer to the ‘Schedule of Benefits’ section of the Insurance Terms and Conditions for full details.  
  
Terms, conditions and exclusions apply (such as maximum age-limits, pre-existing medical conditions and cover limits).

## 

Service and Protection

Travel and shop with confidence

Be protected by the world-class service and protection of American Express with these benefits: 

* Card Purchase Cover, covering eligible stolen or damaged items purchased with your CardInformation button icon
* Card Refund Cover, covering the cost of recent and unused purchases when a store refuses a returnInformation button icon
* Fraud Protection Guarantee, protecting you from unauthorised charges made on your AccountInformation button icon
* Emergency Card replacement, for lost or stolen Cards to virtually anywhere in the world
* Plan It is a feature on your American Express Credit Card that allows you to pay off eligible transactions over $100 or a portion of your balance in equal monthly instalments. Choose between 3, 6 and 12 month terms, with no interest and a fixed monthly fee.
* Compatibility with Apple Pay, Samsung Pay and Google Pay

## Eligibility

To apply for The American Express Velocity Platinum Card you need to:

* Be aged 18 years or over
* Be an Australian citizen, permanent resident or hold a long term visaInformation button icon
* Have a good credit history and no payment defaults

## Documentation

Documents and information to have ready:

* Australian Driver’s Licence number (if you have one)
* Details of your income, expenses, and debts
* [Proof of income](https://www.americanexpress.com/en-au/credit-cards/about-credit-cards/income-requirements/) (e.g, payslips)

Please click [here](https://www.americanexpress.com/content/dam/amex/au/staticassets/pdf/au%5FKFS%5FVelocity.pdf) to read the Key Facts Sheet for this Credit Card.

Velocity Platinum Card FAQs

* Does the Amex Velocity Platinum Card give access to Airport Lounges?
* What is the Annual Card Fee for the Amex Velocity Platinum Card?
* How is the limit on the Amex Velocity Platinum Card determined?
* How do I earn and use the Velocity Points on my Card?
* What are the benefits of the Amex Velocity Platinum Card for frequent flyers?

## Important Information

* [Velocity Points Terms and Conditions](https://icm.aexp-static.com/Internet/IntlHomepage/japa/AU%5Fen/shared/pdfs/velocity-points-terms-and-conditions.pdf)
* [Insurance Terms and Conditions](https://www.americanexpress.com/australia/velocityplatinuminsurance)
* [Velocity Platinum Card Benefit Terms and Conditions](https://www.americanexpress.com/australia/velocityplatinumbenefits)
* [Card Terms & Conditions](https://www.americanexpress.com/content/dam/amex/au/staticassets/pdf/Credit%5FCard%5FConditions.pdf)
* [Target Market Determination](https://www.americanexpress.com/content/dam/amex/au/pdfs/credit-cards/TargetMarketDetermination%5FVelocityPlatinum.pdf)

## Ready to Apply?

Applying takes less than 10 minutes, and you could receive a response within 60 seconds

# Other Recommended Cards For You

The American Express Velocity Escape Plus Card

[Learn More](https://www.americanexpress.com/en-au/credit-cards/velocity-escape-plus-card/?linknav=en-au-amex-cardshop-allcards-details-learnmore-velocityEscapePlusCard-rc)

## **Earn up to 125,000 Bonus Membership Rewards Points**Information button icon

The American Express Explorer Credit Card

That’s 75,000 bonus Membership Rewards Points when you apply online by 25 August 2026, are approved, and spend $4,000 on eligible purchases on your new American Express Explorer Credit Card within the first 3 months of your approval date. Plus, earn an additional 50,000 bonus Membership Rewards Points when you spend a further $4,000 on eligible purchases within the first 3 months of your second year of Card membership. T&Cs apply. New Amex Card Members only.

[Learn More](https://www.americanexpress.com/en-au/credit-cards/explorer-credit-card/?linknav=en-au-amex-cardshop-allcards-details-learnmore-explorerCreditCard-rc)