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Titanium

Titanium

• Overview
• Features and benefits
• Fees and rates

Apply

Icons/AlertCreated with Sketch.

Existing cardholders: Your Qantas Money Credit Card is no longer available in the Qantas Money App. Download our new, dedicated Qantas Money Credit Cards App to continue managing your account on the go. Learn more about the changes.

Titanium

The card that carries more weight

[Image: Titanium-card-overview]

[Image: Qantas Roo]

150K

PTS

Bonus Qantas Points when spending $5,000 or more within 90 days of card approval.

[Image: Qantas Roo]

1.25

Qantas Points per dollar on Domestic Spend (up to AU$12,500 per statement period)

10%

Discount on the base fare of eligible Qantas flights for up to 2 adults, 2 children and 2 infants per booking, twice per Anniversary Year via the booking portal

2

Qantas First Lounge Invitations

20%

Bonus Status Credits on eligible flights purchased on your card

$1,200

Annual fee

Accelerate your Status Credits

The only credit card to offer 20% bonus Status Credits (to both primary and additional cardholders), when you book and pay for your travel on eligible Qantas flights using your card.

Learn more

Realise the savings with benefits that reward

Qantas Money Titanium is the card with benefits designed to help you get true value from your membership. With a 10% saving on the base fare of eligible Qantas operated flights for up to two bookings per Anniversary Year for two adults, two children and two infants on all fare classes (both international and domestic), for example, you have the potential to save thousands on Qantas First international travel. It is just one way your card helps to make the journey even more rewarding. The Qantas Money Titanium credit card is yours for an annual fee of $1,200.

Learn more

Uncapped earn rate

The potential to earn uncapped Qantas Points each time you use your Qantas Money Titanium Credit Card on eligible spend both at home and abroad.

[Image: Qantas Roo]

1.25

Qantas Points per dollar on Domestic Spend (up to AU$12,500 per statement period)

[Image: Qantas Roo]

2

PTS

Qantas Points per dollar on International Spend

[Image: Qantas Roo]

2

PTS

Additional Qantas Points per dollar on Qantas Spend

Complimentary First Lounge Invitations

Make the journey even more enjoyable with two complimentary Qantas First Lounge Invitations and two additional Lounge Invitations per year. They are yours to share with your Qantas Money Titanium Credit Card.

Learn more

The card that carries more weight

A unique metal card that is heavy on benefits including accelerated Status Credits, flight savings and a high earn rate.

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Enjoy the perks of being a Qantas Money Titanium cardholder

[Image: Travel insurance card - 720 x 400]Complimentary Travel Insurance With cover that includes overseas medical emergency, trip cancellation and purchase protection. Your additional Qantas Money Titanium cardholders are also covered - even when they are not travelling with you. Learn more[Image: Qantas concierge 720x400]We are at your service Should you require assistance – for instance, with a restaurant reservation or travel booking – your dedicated Concierge is only a phone call away, ready to help. Learn more[Image: instalment-plans]Instalment Plans Pay off purchases on your statement in manageable monthly repayments at a special rate over a set term. Learn more

Exclusive Qantas privileges, rewards and benefits

[Image: Qantas Wine 720 x 400]Qantas Wine Premium Membership Enjoy a selection of specially curated wine, Champagne, beer and spirits; as well as free delivery with your complimentary Qantas Wine Premium Membership. You will also earn an additional 3 points on top of any other Qantas Points earned with your card when you purchase from Qantas Wine using your Qantas Frequent Flyer details. Learn more[Image: Qantas Health Insurance 720 x 400]Qantas Wellbeing Rewards Your Qantas Money Titanium Credit Card offers you another way to increase your points earning potential with up to 20,000 points a year through the Qantas Wellbeing App. Download the App to start earning points for everyday activities. Learn more[Image: Digital wallet capability tile Titanium]Compatible with digital wallets Make safe and contactless payments using Apple Pay & Google Pay. Just load the card to your digital wallet, tap and go. Learn more[Image: My Card Offers - 720x400]Card Offers Make shopping more rewarding by activating offers to earn bonus Qantas Points when you shop at your favourite stores. Learn more

[Image: Qantas Money Home Screen]

An easier way to manage your money

Designed to work with your Qantas Money Titanium Credit Card, the Qantas Money Credit Cards App is an easy way to manage your account on your terms. Download the secure and easy-to-use App from the App Store or Google Play to see your credit card balance, due dates and transactions - at a glance.

Learn more

Apply

To apply for the Qantas Money Titanium Credit Card you must:

• Earn a recommended minimum income of $200,000 per year
• Be at least 18 years old
• Be a permanent Australian resident
• Have an Australian mobile and residential address
• Be a Qantas Frequent Flyer member
• Be a new primary cardholder

It should take about 10 minutes, you’ll need these handy:

• Australian passport
• Foreign passport
• Australian Driver Licence

If you do not hold a standard form of personal identification, please call us on 1300 992 700.

• [Image: PDF icon]View the key fact sheet

Apply now

Existing Qantas Money Credit Card primary cardholders, please call us to change products.

• In Australia
  [Image: Icon phone]1300 992 700
  CALL: 1300 992 700
• Overseas
  [Image: Icon phone]+61 2 8222 2569
  CALL: +61 2 8222 2569(Carrier charges may apply)

Other cards you may be interested in

[Image: Qantas Money Everyday Card - Promo]Qantas Money Everyday

[Image: Qantas Money Platinum card - promo]Qantas Money Platinum

Compare our cards

Important Information

National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) ("NAB") is the Credit Provider and Issuer of Qantas Money Credit Cards on behalf of Qantas Airways Limited ABN 16 009 661 901.

To view the respective Target Market Determination (TMD) related to these products, please visit the TMD page.

All applications are subject to credit criteria. Fees, charges and Terms & Conditions apply. As part of your application, we will conduct a credit check, which may include a review of your credit history and rating. Making multiple applications in a short period could negatively affect your score and approval chances.

View all important information

Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Go to mastercard.com.au for more information.

1. Offer commenced 11 February 2019. To be eligible for up to 150,000 bonus Qantas Points, you must apply for a new Qantas Money Titanium Card before the offer is withdrawn. 150,000 bonus Qantas Points will be awarded when $5,000 or more is spent on eligible purchases within 90 days of card approval. Eligible purchases must be processed and charged to your account in the first 90 days from the account approval. Eligible purchases do not include; Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions. Bonus Qantas Points will ordinarily be credited within 2 months of meeting the spend criteria. All rewards are subject to the Qantas Money Credit Card Rewards Terms and Conditions. Your account needs to be in good standing (for example - your account is not in default, suspended or closed) for bonus points to be awarded. Offer may be varied or withdrawn at any time.
2. Earn rate for the Qantas Money Titanium credit card: 2 Qantas Points per whole AU$1 equivalent on International Spend; 1.25 Qantas Points per whole AU$1 on Domestic Spend up to and including AU$12,500 each Statement Period, 0.5 Qantas Points per whole AU$1 spent above AU$12,500 each Statement Period: plus 2 Additional Qantas Points per whole AU$1 on Qantas Spend. Eligible purchases are Eligible Transactions for Domestic Spend, International Spend and Qantas Spend as defined in Qantas Money Credit Card Rewards Terms and Conditions found at www.qantasmoney.com/terms-and-forms.
3. The Discounted Fares Benefit is available for up to two adults, two children and two infants per booking, twice per Qantas Money Titanium primary cardholder Credit Card per Anniversary Year on domestic and international flights operated by Qantas and QantasLink. The Discounted Fare Benefit only applies to the base fare and does not apply to any carrier charges, taxes and other fees that may be included in the total fare price. The base fare is the initial price of the flight amount, and does not include any additional costs such as taxes, fees and other charges. The Discounted Fares Benefit is not available on flights that form part of a Multi-City Flight Itinerary or Mixed-Class Flight Itinerary. The booking must be made by you through the booking portal available via your Qantas Money Credit Cards App or Online Access and you must pay for the booking in full using your Qantas Money Titanium credit card. The Discounted Fares Benefit is available on all fares including sale class fares, however it cannot be combined with any other offer, discount or promotion unless otherwise specified. The Discounted Fare Benefit is subject to change. For full terms and conditions see the Qantas Money Titanium Credit Card Benefit Terms and Conditions.
4. The Qantas Money Titanium Primary Cardholder is entitled to two complimentary single-entry Lounge Invitations to the Qantas First Lounges in Sydney, Melbourne or Los Angeles and two single-entry complimentary Lounge Invitations for use at domestic Qantas Club lounges or Qantas operated International Business Lounges (excluding Los Angeles Tom Bradley Terminal International Business Lounge) per anniversary year in accordance with the Qantas Money Titanium Credit Card Benefit Terms and Conditions. Use of the Lounge Invitations is in accordance with the Qantas Lounge Invitation Terms and Conditions. The Lounge Invitation is transferable to another passenger travelling with the primary cardholder when travelling under the same booking. The Primary cardholder is unable to transfer a First Lounge Invitation to another Qantas Frequent Flyer member that is not on the same booking as them. For Qantas lounge locations visit here.
5. The Status Credits Benefits are awarded to the Qantas Frequent Flyer member who holds a Qantas Money Titanium credit card and flies on a Qantas operated and marketed flight booked with a Qantas Money Titanium credit card. Flights must be booked via Qantas.com or the Qantas Contact Centre (not via the Concierge), and the person travelling must be a cardholder. The offer cannot be used to move you from Platinum to Platinum One Qantas Frequent Flyer membership nor can a Platinum One member use the Status Credits to retain the Platinum One membership status. Status Credit Benefits will also not contribute to Lifetime Status, Loyalty bonuses, Platinum Bonus Reward, or Platinum One Member additional benefits and will not be earned in conjunction with other Status Credit promotions unless otherwise specified. The Status Credit Benefits is subject to change. For full terms and conditions see the Qantas Money Titanium Credit Card Benefit Terms and Conditions.
6. The standard annual fee, currently $1,200, will be debited to your Account on the last day of the Statement Period in which first use of the Account (being when a transaction is first debited to the Account including Balance Transfers) occurs and then each year on the last day of the Statement Period in which the anniversary of the day we approved your Account occurs. These fees are subject to change.
7. Complimentary Travel Insurance is issued by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) ("Chubb") and is subject to the terms, conditions, excess, limits and exclusions set out in the Qantas Money Titanium Credit Card Complimentary Insurance Terms and Conditions arranged under a master policy of insurance between Chubb and National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”), the issuer of your card. Chubb only provides general advice and does not consider your objectives, financial situation or needs. To decide if this insurance is right for you, please read the Qantas Money Titanium Credit Card Complimentary Insurance Terms and Conditions. NAB does not guarantee this insurance.
8. Qantas Money Credit Card Concierge is a complimentary service available to the Primary Cardholder of a Qantas Money credit card. Refer to the Qantas Money Credit Card Rewards Terms and Conditions. Concierge Services is provided by Mastercard® Travel & Lifestyle Services. Mastercard® Travel & Lifestyle Services are provided by Ten Lifestyle Management Limited.
9. Instalment plan offers are subject to eligibility and only available if your account is and remains in good standing (For example - your account is not in default, suspended or closed). Please refer to Section 5 of the Qantas Money Credit Card Terms and Conditions for the instalment plan terms and conditions.
10. An annual membership fee of $99 usually applies for Qantas Wine Premium Membership but this will be waived so long as you remain the primary cardholder of Qantas Money Titanium credit card. Qantas Wine Premium Membership and its benefits are subject to the Qantas Wine Terms and Conditions. Liquor Act 2007 (NSW): No alcohol can be sold or supplied to anyone under 18. It’s against the law. Licence Number: NSW LIQP770016736, NT IRL0201, SA 57900154.
11. The Qantas Wellbeing App is offered by Qantas and you must be a member of the Qantas Frequent Flyer (QFF) program and be 13 years of age or over to use it. Conditions apply and are available at https://insurance.qantas.com/termsofuse. Membership and Qantas Points are subject to the Qantas Frequent Flyer Terms and Conditions available at www.qantas.com/au/en/frequent-flyer/discover-and-join/terms-and-conditions.html. Each Qantas Money Titanium Primary Cardholder can earn up to 20,000 Qantas Points in a year through the App as part of this offer. To earn 20,000 points, you must complete the highest daily and weekly challenges, win every weekly group challenge and complete all checks. Qantas Points earned via the App will be credited to your QFF account on a fortnightly basis. Qantas may amend or withdraw this offer including points offers for activities within the App at any time.
12. Participation in My Card Offers is subject to the My Card Offers Terms and Conditions.
13. The Qantas Money Credit Cards App is owned and operated by NAB and supported on iOS15+ and Android 10+

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Titanium

Titanium

• Overview
• Features and benefits
• Fees and rates

Apply

Icons/AlertCreated with Sketch.

Existing cardholders: Your Qantas Money Credit Card is no longer available in the Qantas Money App. Download our new, dedicated Qantas Money Credit Cards App to continue managing your account on the go. Learn more about the changes.

[Image: Titanium - Features and benefits]

AT A GLANCE

20%

Bonus Status Credits on eligible flights purchased on your card

10%

Discount on the base fare of eligible Qantas flights for up to 2 travellers twice a year

1.25

Qantas Points per dollar on Domestic Spend (up to AU$12,500 per statement period)

2

Qantas First Lounge Invitations

150K

Bonus Qantas Points:
spend $5,000 or more on eligible purchases within 90 days of approval

$1,200

Annual fee

Status Credits

[Image: Status Credits card - 720x400]

20% Bonus

Primary and additional cardholders both enjoy next level benefits, with Qantas Money Titanium - the only credit card to offer you 20% bonus Status Credits when you book and pay for eligible Qantas flights using your card.

Eligibility

Eligibility

• You must book a Qantas operated and Qantas advertised flight via qantas.com or via the booking portal.
• You must use a Qantas Money Titanium card to pay for your flights (no Points + Pay).

How to earn your bonus Status Credits

How to earn your bonus Status Credits

1. Book
   Book on Qantas.com or via the booking portal using your Titanium card.
2. Fly with Qantas
   Fly on a Qantas marketed and Qantas operated flight.
3. Earn
   Bonus Status Credits will be awarded to the flyer, and are shown in their Frequent Flyer points history statement 72 hours after flying.

Qantas Flights

[Image: Flights card - 720x400]

10% Off

Taking credit card benefits to new heights, Qantas Money Titanium offers a 10% discount on the base fare of eligible Qantas operated flights for up to two bookings per Anniversary Year for two adults, two children and two infants on all fare classes (both international and domestic flights). To enjoy your savings, please remember to book your travel through the booking portal on your Qantas Money Credits Cards App or Online.

Eligibility

Eligibility

• Flights must be booked via the booking portal.
• Flights must be paid for with your Qantas Money Titanium card.
• Offer is available on Qantas and QantasLink operated one-way or return flights for any fare or cabin class, where the full itinerary is Qantas or QantasLink operated.
  • If the return flight is not operated by Qantas, the discount will not apply to either flight, even if the outbound flight is operated by Qantas.
• Cannot be combined with other offers.
• Limited to two times per year, for two people.

How to book

How to book

• To book your 10% flight, please use the booking portal on your Qantas Money Credit Cards App or Online account. To change your bookings, please visit Qantas.com or call the Qantas Contact Centre on 13 13 13. For further details, please refer to the Qantas Money Credit Card Airline Benefits Terms and Conditions.

Earn rates

1.25

Qantas Points per dollar (up to $12,500) on Domestic Spend

0.5

Qantas Points per dollar (over $12,501) on Domestic Spend

[Image: Qantas Roo]

2

PTS

Qantas Points per dollar on International Spend

2

Additional Qantas Points per dollar on Qantas Spend

Accepted by merchants worldwide, and with our highest earning rate, the Qantas Money Titanium Mastercard® offers you more potential to earn.

Complimentary Lounge Invitations

[Image: Lounge invitations card - 720x400]

2

Qantas First Lounge Invitations

2

Qantas Club Domestic and International Business Lounge Invitations

Share the Qantas Money Titanium experience with two complimentary Qantas First Lounge Invitations and two additional Lounge Invitations, per year, for use in both Qantas Club Domestic and selected International Business Lounges. To enjoy your invitations, please remember to link your complimentary Lounge Invitation to your eligible flight before you travel.

Eligibility

Eligibility

• First Lounge Invitations can be used at SYD, LAX and MEL international airports.
• First Lounge Invitations can be used on any QF, JQ, 3K, GK, BL numbered flight.
• First Lounge Invitations can be linked to a guest who is flying with you. They cannot be transferred to another QFF member travelling separately.
• Qantas Club Domestic and International Business Lounge Invitations can be used at any Qantas Club domestic lounge, Qantas International Lounge or Qantas operated International Business Lounge (excluding Los Angeles Tom Bradley Terminal) when departing on a Qantas or Jetstar flight number. These invitations can be transferred to another QFF member.

How to link your passes

How to link your passes

• Log in to the Complimentary Lounge Invitation Portal.
• Ensure this is done at least 24 hours before your booked flight departure.

For further details, please refer to the Qantas Money Titanium Credit Card Benefits Terms and Conditions.

Bonus Qantas Points

[Image: Qantas Roo icon]

150,000

The rewards really add up with Qantas Money Titanium. Starting with 150,000 bonus points that could be yours when you become a cardholder, then spend $5,000 or more on eligible purchases using your card within 90 days of approval. You’ll also enjoy 0% p.a. for 6 months on Balance Transfers. (Reverts to Cash Advance rate after 6 months, currently 21.99%).

Eligibility

Eligibility

• You must be a new Qantas Money Titanium cardholder.

How to earn your bonus points

How to earn your bonus points

1. Apply
   Successfully apply for a Qantas Money Titanium Credit Card before the offer is withdrawn.
2. Spend on eligible purchases
   Spend $5,000 or more on eligible purchases on your card within 90 days of approval. (Please note: Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions do not contribute to the spend threshold.)
3. Earn
   Bonus Qantas Points will be credited within 6 - 8 weeks of meeting the spend criteria.

Qantas Wine Premium Membership

[Image: Wine]

Enjoy the same wines you experience in flight, at home. Offering a selection of specially curated wine, Champagne, beer and spirits, your Qantas Wine Premium Membership includes free delivery within Australia and an additional 3 points per dollar, on top of any other Qantas Points earned with your card when you purchase from Qantas Wine using your Qantas Frequent Flyer details.

Eligibility

Eligibility

• The primary cardholder must be a Qantas Frequent Flyer and 18 years of age and over.

How to redeem

How to redeem

1. Get Started
   Login to wine.qantas.com using your Qantas Frequent Flyer details to access your Qantas Wine Premium membership or call our Customer Care Team on 1800 505 004 between 8am and 7pm Monday to Saturday (AEST/AEDT).
2. Discover
   Explore our selection of carefully curated wine, Champagne, beer and spirits online with weekly recommendations and specials from our Wine experts.
3. Enjoy
   Purchase from Qantas Wine using your complimentary Qantas Wine Premium membership for free delivery to your home.

Card Offers

[Image: My Card Offers - 720x400]

Make shopping more rewarding with your Qantas Money Titanium credit card and earn bonus points when you shop at your favourite stores.

Eligibility

Eligibility

• You must be a Qantas Money Titanium cardholder.

How to use

How to use

1. Download
   Download the Qantas Money Credit Cards App.
2. Log in
   Log into the App and accept the Terms and Conditions.
3. View an offer
   Tap on the ‘Card Offers’ tile. Activate any offers that interest you.
4. Shop
   Meet the criteria of the offer.

Qantas Wellbeing

[Image: Qantas Health Insurance 720 x 400]

Your Qantas Money Titanium Credit Card offers you another way to increase your points earning potential with up to 20,000 points a year through the Qantas Wellbeing App. Download the App at qantas.com/wellbeing to start earning points for everyday activities.

Eligibility

Eligibility

• You must be a Qantas Money Titanium Primary cardholder.
• You must install the Qantas Wellbeing App.

How to use

How to use

1. Download the App
   Download the Qantas Wellbeing App.
2. Set up a challenge
   Complete the highest daily and weekly challenges and win every weekly group challenge to earn 20,000 Qantas Points.

Dedicated Concierge

[Image: Qantas premier concierge]

Your Qantas Money Credit Card Concierge is at your service, allowing you to book concert tickets or make a restaurant reservation.

Eligibility

Eligibility

• You must be a Qantas Money Titanium primary cardholder.

How to use

How to use

• Call your dedicated concierge on the number found on the back of your Qantas Money Titanium card, or within the Qantas Money Credit Cards App anytime, 24 hours a day, 7 days a week.

View the full Qantas Money Credit Card Rewards Terms and Conditions.

Complimentary Travel Insurance

[Image: Travel insurance]

When you travel overseas, Qantas Money Titanium offers more reassurance with cover such as medical emergency, travel cancellation, purchase protection and 180 days of coverage on return trips. Additional Qantas Money Titanium cardholders are also covered by Complimentary Travel Insurance - even when they are not travelling with you.

Example of what's covered

Example of what's covered

Overseas travel (up to 180 days with $250 excess)

• Unlimited Trip Cancellation and Amendment Cover
• Unlimited Overseas Medical Emergency Expenses Cover – $1,250 sub-limit on emergency dental
• Trip Delay Cover – up to $750 after 6 hours per covered person, with Extended Delay up to $700 per 24 hour period to a maximum of $3,500
• Personal Baggage, Valuables, Money and Documents Cover – up to $15,000 per covered person, with up to $1,000 sub limit for Money and Documents and a maximum total of all Valuables up to of $13,000

Domestic Travel (up to 14 days with $250 excess)

• Flight Delays – up to $100 per covered person after 6 hours, with Extended Delay up to $100 per 24 hour period to a maximum of $700
• Luggage Delays – up to $100 per covered person after 12 hours, with Extended Personal Baggage Delay up to $100 per 24 hour period to a maximum of $700
• Cancellation of Domestic Travel – up to $3,000 per covered person
• Personal Baggage, Valuables, Money and Documents Cover – up to $3,000 per covered person, with up to $250 sublimit for Money and Documents; and a maximum total of all Valuables up to $2,500

Rental Vehicle Excess Cover

• Up to $5,000 per covered person for overseas trip or up to $3,000 per covered person for domestic trip, with $250 excess

Eligibility

Eligibility

• All eligible travellers’ airfares or cruise tickets must be paid for with your primary or additional Qantas Money Titanium Credit Card.
• Travel must start and end in Australia.
• The Qantas Money Titanium credit card must be open (meaning it must be in-force and valid).
• You must be 79 years of age or younger. when purchasing your tickets on the Qantas Money Titanium Credit Card
• You must meet the definition of a covered person: the primary or additional cardholder, their spouse, and their legally dependent child(ren).
• You must be a Resident of Australia.

Some key exclusions

Some key exclusions

• Pre-existing medical conditions
• One-way trips
• Travelling against medical or government advice
• Certain sports and activities

Please refer to the Qantas Money Titanium Credit Card Complimentary Insurance Terms and Conditions for the full extent of exclusions and limitations of the policy

How to claim

How to claim

• For emergency assistance, call Chubb Assistance on 1800 055 268 (or +61 2 8907 5666 from overseas), 24 hours a day, 7 days a week
• Submit an online claim at Chubb Claims

View the Qantas Money Titanium Credit Card Complimentary Travel Insurance Terms and Conditions for full cover details.

Head to our FAQ page for more information.

Important Information

National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) ("NAB") is the Credit Provider and Issuer of Qantas Money Credit Cards on behalf of Qantas Airways Limited ABN 16 009 661 901.

To view the respective Target Market Determination (TMD) related to these products, please visit the TMD page.

All applications are subject to credit criteria. Fees, charges and Terms & Conditions apply. As part of your application, we will conduct a credit check, which may include a review of your credit history and rating. Making multiple applications in a short period could negatively affect your score and approval chances.

View all important information

Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Go to mastercard.com.au for more information.

1. The Status Credits Benefits are awarded to the Qantas Frequent Flyer member who holds a Qantas Money Titanium credit card and flies on a Qantas operated and marketed flight booked with a Qantas Money Titanium credit card. Flights must be booked via Qantas.com or the Qantas Contact Centre (not via the Concierge), and the person travelling must be a cardholder. The offer cannot be used to move you from Platinum to Platinum One Qantas Frequent Flyer membership nor can a Platinum One member use the Status Credits to retain the Platinum One membership status. Status Credit Benefits will also not contribute to Lifetime Status, Loyalty bonuses, Platinum Bonus Reward, or Platinum One Member additional benefits and will not be earned in conjunction with other Status Credit promotions unless otherwise specified. The Status Credit Benefits is subject to change. For full terms and conditions see the Qantas Money Titanium Credit Card Benefit Terms and Conditions.
2. The Discounted Fares Benefit is available for up to two adults, two children and two infants per booking, twice per Qantas Money Titanium primary cardholder Credit Card per Anniversary Year on domestic and international flights operated by Qantas and QantasLink. The Discounted Fare Benefit only applies to the base fare and does not apply to any carrier charges, taxes and other fees that may be included in the total fare price. The base fare is the initial price of the flight amount, and does not include any additional costs such as taxes, fees and other charges. The Discounted Fares Benefit is not available on flights that form part of a Multi-City Flight Itinerary or Mixed-Class Flight Itinerary. The booking must be made by you through the booking portal available via your Qantas Money Credit Cards App or Online Access and you must pay for the booking in full using your Qantas Money Titanium credit card. The Discounted Fares Benefit is available on all fares including sale class fares, however it cannot be combined with any other offer, discount or promotion unless otherwise specified. The Discounted Fare Benefit is subject to change. For full terms and conditions see the Qantas Money Titanium Credit Card Benefit Terms and Conditions.
3. Earn rate for the Qantas Money Titanium credit card: 2 Qantas Points per whole AU$1 equivalent on International Spend; 1.25 Qantas Points per whole AU$1 on Domestic Spend up to and including AU$12,500 each Statement Period, 0.5 Qantas Points per whole AU$1 spent above AU$12,500 each Statement Period: plus 2 Additional Qantas Points per whole AU$1 on Qantas Spend. Eligible purchases are Eligible Transactions for Domestic Spend, International Spend and Qantas Spend as defined in Qantas Money Credit Card Rewards Terms and Conditions found at www.qantasmoney.com/terms-and-forms.
4. The Qantas Money Titanium Primary Cardholder is entitled to two complimentary single-entry Lounge Invitations to the Qantas First Lounges in Sydney, Melbourne or Los Angeles and two single-entry complimentary Lounge Invitations for use at domestic Qantas Club lounges or Qantas operated International Business Lounges (excluding Los Angeles Tom Bradley Terminal International Business Lounge) per anniversary year in accordance with the Qantas Money Titanium Credit Card Benefit Terms and Conditions. Use of the Lounge Invitations is in accordance with the Qantas Lounge Invitation Terms and Conditions. The Lounge Invitation is transferable to another passenger travelling with the primary cardholder when travelling under the same booking. The Primary cardholder is unable to transfer a First Lounge Invitation to another Qantas Frequent Flyer member that is not on the same booking as them. For Qantas lounge locations visit here.
5. Offer commenced 11 February 2019. To be eligible for up to 150,000 bonus Qantas Points, you must apply for a new Qantas Money Titanium Card before the offer is withdrawn. 150,000 bonus Qantas Points will be awarded when $5,000 or more is spent on eligible purchases within 90 days of card approval. Eligible purchases must be processed and charged to your account in the first 90 days from the account approval. Eligible purchases do not include; Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions. Bonus Qantas Points will ordinarily be credited within 2 months of meeting the spend criteria. All rewards are subject to the Qantas Money Credit Card Rewards Terms and Conditions. Your account needs to be in good standing (for example - your account is not in default, suspended or closed) for bonus points to be awarded. Offer may be varied or withdrawn at any time.
6. The standard annual fee, currently $1,200, will be debited to your Account on the last day of the Statement Period in which first use of the Account (being when a transaction is first debited to the Account including Balance Transfers) occurs and then each year on the last day of the Statement Period in which the anniversary of the day we approved your Account occurs. These fees are subject to change.
7. Offer commenced 11 February 2019. New Qantas Money Titanium cardholders only. Your total Balance Transfers may not exceed 80% of your credit limit. Before making a Balance Transfer consider the following important information: the 0% p.a. interest rate applies to balances transferred for a period of 6 months. The 6 months promotional period commences once the Balance Transfer is processed. At the end of the Balance Transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 21.99% p.a. For important information to consider before taking up a Balance Transfer, please click here. Offer may be varied or withdrawn at any time.
8. An annual membership fee of $99 usually applies for Qantas Wine Premium Membership but this will be waived so long as you remain the primary cardholder of Qantas Money Titanium credit card. Qantas Wine Premium Membership and its benefits are subject to the Qantas Wine Terms and Conditions. Liquor Act 2007 (NSW): No alcohol can be sold or supplied to anyone under 18. It’s against the law. Licence Number: NSW LIQP770016736, NT IRL0201, SA 57900154.
9. Participation in My Card Offers is subject to the My Card Offers Terms and Conditions.
10. The Qantas Wellbeing App is offered by Qantas and you must be a member of the Qantas Frequent Flyer (QFF) program and be 13 years of age or over to use it. Conditions apply and are available at https://insurance.qantas.com/termsofuse. Membership and Qantas Points are subject to the Qantas Frequent Flyer Terms and Conditions available at www.qantas.com/au/en/frequent-flyer/discover-and-join/terms-and-conditions.html. Each Qantas Money Titanium Primary Cardholder can earn up to 20,000 Qantas Points in a year through the App as part of this offer. To earn 20,000 points, you must complete the highest daily and weekly challenges, win every weekly group challenge and complete all checks. Qantas Points earned via the App will be credited to your QFF account on a fortnightly basis. Qantas may amend or withdraw this offer including points offers for activities within the App at any time.
11. Qantas Money Credit Card Concierge is a complimentary service available to the Primary Cardholder of a Qantas Money credit card. Refer to the Qantas Money Credit Card Rewards Terms and Conditions. Concierge Services is provided by Mastercard® Travel & Lifestyle Services. Mastercard® Travel & Lifestyle Services are provided by Ten Lifestyle Management Limited.
12. Complimentary Travel Insurance is issued by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) ("Chubb") and is subject to the terms, conditions, excess, limits and exclusions set out in the Qantas Money Titanium Credit Card Complimentary Insurance Terms and Conditions arranged under a master policy of insurance between Chubb and National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”), the issuer of your card. Chubb only provides general advice and does not consider your objectives, financial situation or needs. To decide if this insurance is right for you, please read the Qantas Money Titanium Credit Card Complimentary Insurance Terms and Conditions. NAB does not guarantee this insurance.

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Titanium

Titanium

• Overview
• Features and benefits
• Fees and rates

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Existing cardholders: Your Qantas Money Credit Card is no longer available in the Qantas Money App. Download our new, dedicated Qantas Money Credit Cards App to continue managing your account on the go. Learn more about the changes.

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Apply for Qantas Money Titanium

Apply for the Qantas Money Titanium Credit Card and receive 150,000 bonus Qantas Points when you spend $5,000 or more on eligible purchases within 90 days of approval.

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Annual Fees

Primary cardholder annual fee	$1,200

Interest rates

Retail Purchase Rate	20.99% p.a.
Cash Advance Rate	21.99% p.a.
Interest-free period	Up to 44 days
Balance transfers	0% p.a. for 6 months. Reverts to Cash Advance rate after 6 months.

Other fees

Other fees and charges comparison table

Fee type	Amount	When is this fee charged?	How can you avoid the fee?
Late payment fee	$30	Each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date. The Minimum Payment Due, any Overdue Amount, and payment due date are detailed on your statement of account.	Make sure you pay your bill on time. Sign up for Direct Debit (AutoPay) to pay your bill automatically by direct debit and never miss a payment.
Paper statement fee	$2	For each paper statement we send you.	Opt in to online statements on the Qantas Money Credit Cards App, Online, or contact us.
International transaction fee	3% of the transaction amount	When you make any purchase or cash advance in: Foreign currency once converted to Australian dollars; and/or Australian dollars (or any other currency), when either the merchant or its financial institution/payment processor is located or registered overseas, including transactions that involve dynamic currency conversion (that is where a transaction denominated in a foreign currency is converted to local currency which is a service that is offered by certain ATMs and merchants). The process of conversion and the exchange rates applied will be determined by the relevant ATM, merchant or dynamic currency conversion service provider as the case may be. We do not determine whether a Card transaction will be converted into local currency by the merchant or ATM and you may have to check with the relevant merchant or ATM provider. Note: It may also not always be clear that the merchant or its financial institution/payment processor is located or registered outside Australia.
Over-the-counter fee	$2.50	When you make a cash payment at an Australia Post outlet.
Domestic cash advance fee	$3.00 per transaction amount or 3% of the transaction amount whichever is higher	When you make Domestic Cash Advance from your account. Please see the definition of Cash Advance in your product T&Cs booklet.
International cash advance fee	$5 per transaction	For a Cash Advance outside Australia, debited to your Account on the date the Cash Advance takes place. This fee is in addition to any International Transaction Fee.

Important Information

National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) ("NAB") is the Credit Provider and Issuer of Qantas Money Credit Cards on behalf of Qantas Airways Limited ABN 16 009 661 901.

To view the respective Target Market Determination (TMD) related to these products, please visit the TMD page.

All applications are subject to credit criteria. Fees, charges and Terms & Conditions apply. As part of your application, we will conduct a credit check, which may include a review of your credit history and rating. Making multiple applications in a short period could negatively affect your score and approval chances.

View all important information

Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Go to mastercard.com.au for more information.

1. Offer commenced 11 February 2019. To be eligible for up to 150,000 bonus Qantas Points, you must apply for a new Qantas Money Titanium Card before the offer is withdrawn. 150,000 bonus Qantas Points will be awarded when $5,000 or more is spent on eligible purchases within 90 days of card approval. Eligible purchases must be processed and charged to your account in the first 90 days from the account approval. Eligible purchases do not include; Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions. Bonus Qantas Points will ordinarily be credited within 2 months of meeting the spend criteria. All rewards are subject to the Qantas Money Credit Card Rewards Terms and Conditions. Your account needs to be in good standing (for example - your account is not in default, suspended or closed) for bonus points to be awarded. Offer may be varied or withdrawn at any time.
2. The standard annual fee, currently $1,200, will be debited to your Account on the last day of the Statement Period in which first use of the Account (being when a transaction is first debited to the Account including Balance Transfers) occurs and then each year on the last day of the Statement Period in which the anniversary of the day we approved your Account occurs. These fees are subject to change.
3. The interest free period applies to Retail Purchases when you pay the Interest Free Days Payment in full by the Payment Due Date.
4. Offer commenced 11 February 2019. New Qantas Money Titanium cardholders only. Your total Balance Transfers may not exceed 80% of your credit limit. Before making a Balance Transfer consider the following important information: the 0% p.a. interest rate applies to balances transferred for a period of 6 months. The 6 months promotional period commences once the Balance Transfer is processed. At the end of the Balance Transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 21.99% p.a. For important information to consider before taking up a Balance Transfer, please click here. Offer may be varied or withdrawn at any time.
5. $30 each time we do not receive the Minimum Payment Due and any Overdue Amount by the Payment Due. The Late Fee is debited to your Account after the Payment Due Date if at the time the fee is debited, your Account has an Overdue Amount and the balance of your Account is $50 or more. The Minimum Payment Due and any Over Due Amount and Payment Due Date are detailed on your statement.
6. Manage your statement delivery preference on the Qantas Money Credit Cards App, Online, or contact us for assistance. A $2 fee applies every time a paper statement is issued. This may be waived in limited circumstances.
7. This fee will be debited to your account when you choose to make a payment at Australia Post.
8. The international transaction fee applies in addition to the international cash advance fee.