The American Express Platinum Card Referral Offer
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[Skip to content](#rootContent) Leave to Amex homepage
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[ axp-glyph-left View all Cards](https://americanexpress.com/en-au/credit-cards/referral/prospect/cards/intl/cRAIGMEuHS?CORID=c%7ER%7EA%7EI%7EG%7EM%7EE%7Eu%7EH%7ES-1759397878555-300918&CPID=100358422&GENCODE=349993327811366&XL=MIMNS&ref=cRAIGMEuHS&v=2)
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[ axp-glyph-left View all Cards](https://americanexpress.com/en-au/credit-cards/referral/prospect/cards/intl/cRAIGMEuHS?CORID=c%7ER%7EA%7EI%7EG%7EM%7EE%7Eu%7EH%7ES-1761823185155-99318&CPID=100358422&GENCODE=349993327811366&XL=MIMNS&ref=cRAIGMEuHS&v=2)
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# The American Express Platinum Card
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#
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The American Express Platinum Card
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Make every moment count with the Platinum Card® Annual Fee $1,450 Apply Now View our other Cards * [Terms and Conditions](#!)
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Limited Time Offer | Ends 4 Nov 2025
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Special offer
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REFERRAL OFFER ###
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**Receive 200,000 Bonus Membership Rewards Points**
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Receive 225,000 Bonus Membership Rewards Points
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when you apply using the referral link by 4 November 2025, are approved and spend $5,000 on eligible purchases on your new Card in the first 3 months from Card approval date. New American Express Card Members only. T&Cs apply.
+ Added
when you apply using the referral link, are approved and spend $5,000 on eligible purchases on your new Card in the first 3 months from Card approval date. New American Express Card Members only. T&Cs apply. This is a personalised offer which may be withdrawn or changed at any time. This offer may not be available or change if you return later. Taking credit should be considered carefully. Please do not rush your decision.
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Key Information
### Annual Fee
$1,450 p.a.
### Card Type
[Personal Charge Card](https://www.americanexpress.com/au/credit-cards/about-credit-cards/what-is-a-charge-card/)
### Cash Flow Period
Up to 44 cash flow days and flexible spending power
## How You Earn Membership Rewards Points
* ###
2.25 points per $1 spent on purchases excluding government bodies in Australia
### 2.25
### points per $1 spent
### on purchases excluding government bodies in Australia
* ###
1 point per $1 spent on purchases at government bodies in Australia
### 1
### point per $1 spent
### on purchases at government bodies in Australia
## $450 Travel Credit each year
Plan your dream escape using your annual Travel Credit5, for use on eligible flights, hotels or car hire.
Read more about $450 Travel Credit each year
## $450 Travel Credit each year
Receive $450 to spend on domestic or international travel each year when you book eligible flights, hotels or car hire with the Platinum Travel Service or [American Express Travel Online.](https://www.americanexpress.com/en-au/travel/) Learn more about the Travel Credit [here](https://www.americanexpress.com/au/credit-cards/membership-benefits/the-platinum-card/platinum-travel-credit.html)5.
## Enjoy up to $400 in Dining Credits⁶
Dine out on Platinum and enjoy up to $200 to spend at participating restaurants in Australia and up to $200 to spend at participating restaurants abroad. Terms, conditions, and exclusions apply. A separate one-time enrolment is required. Benefit ends 31 December 2026.
Read more about Enjoy up to $400 in Dining Credits⁶
## Enjoy up to $400 in Dining Credits⁶
Explore the Global Selection of Restaurants. From Michelin-starred hot spots to hidden gems, each restaurant has been handpicked locally with our Platinum Members in mind. Find your next restaurant experience to use the Global Dining Credits6 at and let Platinum take care of it.
## Access to 1400+ Airport Lounges
Access 1,400+ Airport Lounges in more than 140 countries7, including the Centurion® Lounge, Escape Lounges - The Centurion® Studio Partner, Priority PassTM Lounges and more.
Read more about Access to 1400+ Airport Lounges
## Access to 1400+ Airport Lounges
The American Express Global Lounge Collection® offers a peaceful retreat at the airport, with more than 1,400 Airport Lounges in over 650 cities across 140 countries and counting7.
## All Benefits
* ### Rewards
Get more out of life and earn rewards along the way with the Membership Rewards® program.
axp-icon-minuscircle
#### Earn points quickly
What's more, with no cap on earn rate, you'll continue to earn up to 2.25 points per $1 spent no matter how much you spend per year
#### And enjoy the rewards
* **Transfer Points to Airline Partners**
Transfer your points to over 10 major Airline Reward Partner Programs8
* **Transfer Points to Hotel Partners**
Transfer points to your choice of two hotel partner programs - Hilton Honors9 and Marriott Bonvoy10
* **Other ways to use your Points**
Use your points to pay for travel8, pay for eligible purchases on your Account with Cover Charges with Points11 or redeem for Gift Cards12 with our retail and entertainment partners
* ### Shopping and Entertainment
Enjoy exclusive offers at your favourite stores available to American Express Card Members.
axp-icon-minuscircle
#### Amex Offers
Whether it's shopping, dining, travel or entertainment there's an Amex Offer with your name on it.
From credits on your Account to bonus points, our eligible Card Members13 are offered opportunities to be rewarded in many ways, just by using their Card.
As a Card Member, you will receive exciting offers from brands like David Jones, Country Road, Ampol, Lululemon, La Mer, Kogan, Luxury Escapes and Liquorland, to name a few.
#### The American Express Experiences program
The American Express Experiences program14 provides Platinum Card Members with access to specially curated experiences that are not open to the general public – from sporting to fashion and dining.
#### LANGTONS
Both Primary and Additional Platinum Card Members can unlock a range of benefits with Australia's premier fine wine destination, LANGTONS15. Gain access to LANGTONS Client Services, a complimentary service granting you exclusive access to hard-to-find vintages, pre-release wines and experiences as well as personalised recommendations and advice. You will also receive a $50 welcome voucher when you spend $240 or more in a single transaction for newly enrolled Card Members using LANGTONS Client Services for the first time. Terms, conditions and exclusions apply. A one-time enrolment is required. Benefit ends on 30 June 2026.
#### The Australian Premium Subscription
The Australian Premium subscription gives you access to The Australian's news coverage and analysis from here and around the world across all your devices as well as access to The Wall Street Journal. In addition, you will have access to exclusive member-only features including a weekly curated eNewsletter featuring a selection of the best reads from The Australian and global news partners including The Times of London and Harvard Business Review, as well as The Australian annual event featuring some of The Australian's most experienced political and business journalists. The complimentary The Australian Premium subscription is available to Primary and Additional Platinum Card Members16.
* ### Travel Benefits
Explore the world with rewards, premium benefits, and complimentary airport lounge access.
axp-icon-minuscircle
#### Complimentary ALL Accor+ Explorer Membership
ALL Accor+ Explorer membership17 valued at $349p.a. grants you two complimentary nights stay each year (each complimentary night must be booked in conjunction with a paid night), 30% off dining, for up to 10 guests at participating Accor properties and much more.
#### Comprehensive Travel Insurance
Travel with domestic and international insurance18 for you, your partner and your dependent children, when you pay for your return trip on your Card. Some of the covers included are:
* Trip Cancellation and Amendment Cover
* Travel Inconvenience Cover
* Public Transport Accident Cover
* Personal Baggage, Valuables, Money and Travel Documents Cover
* Medical Emergency Expenses Cover
* Personal Accident Cover
Sub-limits apply. Please refer to the ‘Schedule of Benefits' section of the Insurance Terms and Conditions for full details.
Terms, conditions, cover limits and exclusions apply (such as a maximum age limit of 79 when travel is purchased and a pre-existing medical condition(s) exclusion).
#### Fine Hotels + Resorts program
Receive a complimentary suite of benefits which offer an average total value of USD$550 at over 1,600 extraordinary properties worldwide when you book with Fine Hotels + Resorts19. Complimentary benefits include guaranteed 4pm late check-out, room upgrades (subject to availability), daily breakfast for two, or a complimentary amenity valued at US$100 experience credit per stay, unique to each property.
#### Hotel Elite Status
With Hotel Elite Status, you'll be fast-tracked to the higher tiers of leading hotel loyalty programs around the world, without having to fulfil the usual qualifying criteria like numerous night stays each year. Partners include Hilton Honors Gold status9 and Marriott BonvoyTM Gold status10 and Radisson Rewards Premium status20.
#### International Airline Program
Our International Airline Program21 offers savings on First and Business Class airfares with some of the world's leading airlines.
* ### Service and Protection
Protection when you need it most. Shop with confidence.
axp-icon-minuscircle
#### 24/7 Platinum Card Services
Platinum Card Services provides 24/7 help whether you need emergency assistance, your account balance, redemption on Membership Rewards points or Additional Cards22.
#### Shop with confidence
* Buyer's Advantage Cover18, extends your manufacturer's warranty by up to 12 months on eligible items purchased with your Card. You're covered for up to $20,000 per year on eligible items within the Buyer's Advantage period.
* Card Purchase Cover18, will keep your protected with cover should your eligible items be stolen or damaged. Item must be stolen or broken within 90 days of purchase. You're covered for up to $30,000 per year and $3,500 per claim with a $50 excess per claim.
* Card Refund Cover18, is also available should a store refuse to accept the return of an eligible item. Must be within 90 days of purchase. You're covered for up to $5,000 per year and $1,000 per claim, with no excess.
* Fraud Protection Guarantee23 means you won't be held responsible for any unauthorised charges made without your knowledge. Must be within 90 days of purchase. You're covered for up to $5,000 per year and $1,000 per claim, with no excess.
* This Platinum Card is also eligible for use with Apple Pay, Samsung Pay and Google Pay™ and if your Card is lost or stolen, notify us and you can continue to pay with your smartphone while your replacement Card is being delivered.
Eligibility
To apply for The Platinum Card you need to:
* Have a good credit history and no payment defaults
* Be aged 18 years or over
* Be an Australian citizen, permanent resident or hold a long term visa
Documentation
Documents and information to have ready:
* Australian Driver’s Licence number (if you have one)
* Details of your income, expenses and debts
* Proof of income (e.g. payslips)
Important Information
* [Insurance Terms and Conditions](https://www.americanexpress.com/content/dam/amex/au/benefits/Platinum/PlatinumInsurance.pdf)
* [Membership Rewards Terms and Conditions](https://www.americanexpress.com/en-au/benefits/rewards/membership-rewards/)
* [Card Terms & Conditions](https://www.americanexpress.com/content/dam/amex/au/benefits/Platinum/CMagreement.pdf)
* [Target Market Determination](https://www.americanexpress.com/content/dam/amex/au/pdfs/credit-cards/TargetMarketDetermination%5FPlatinum.pdf)
---
This American Express Card is eligible for use with [Apple Pay](http://www.americanexpress.com/au/content/apple-pay/), [Samsung Pay](http://americanexpress.com/au/content/samsung-pay/) and [Google Pay](https://www.americanexpress.com/au/content/google-pay/)
The American Express Platinum Card
Apply Now
* [Terms and Conditions](#!)
## Browse Other Cards
Click below to find the right Card for you. Your friend can receive a referral bonus when you apply and are approved through the links below.
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Source pages and terms
Saved wording and terms
[Image: american express logo][Image: american express logo]Leave to Amex homepage
The American Express Platinum Card
[Image: undefinedThe American Express Platinum Card]
Make every moment count with the Platinum Card®
Annual Fee $1,450
Apply Now
View our other Cards
Special offer
REFERRAL OFFER
Receive 225,000 Bonus Membership Rewards Points
when you apply using the referral link, are approved and spend $5,000 on eligible purchases on your new Card in the first 3 months from Card approval date. New American Express Card Members only. T&Cs apply.
This is a personalised offer which may be withdrawn or changed at any time. This offer may not be available or change if you return later. Taking credit should be considered carefully. Please do not rush your decision.
Key Information
Annual Fee
$1,450 p.a.
Card Type
Cash Flow Period
Up to 44 cash flow days and flexible spending power
How You Earn Membership Rewards Points
2.25 points per $1 spent on purchases excluding government bodies in Australia
2.25
points per $1 spent
on purchases excluding government bodies in Australia
1 point per $1 spent on purchases at government bodies in Australia
1
point per $1 spent
on purchases at government bodies in Australia
[Image: $450 Travel Credit each year image]
$450 Travel Credit each year
Plan your dream escape using your annual Travel Credit5, for use on eligible flights, hotels or car hire.
Read more about $450 Travel Credit each year
$450 Travel Credit each year
Receive $450 to spend on domestic or international travel each year when you book eligible flights, hotels or car hire with the Platinum Travel Service or American Express Travel Online. Learn more about the Travel Credit here5.
[Image: Enjoy up to $400 in Dining Credits⁶ image]
Enjoy up to $400 in Dining Credits⁶
Dine out on Platinum and enjoy up to $200 to spend at participating restaurants in Australia and up to $200 to spend at participating restaurants abroad. Terms, conditions, and exclusions apply. A separate one-time enrolment is required. Benefit ends 31 December 2026.
Read more about Enjoy up to $400 in Dining Credits⁶
Enjoy up to $400 in Dining Credits⁶
Explore the Global Selection of Restaurants. From Michelin-starred hot spots to hidden gems, each restaurant has been handpicked locally with our Platinum Members in mind. Find your next restaurant experience to use the Global Dining Credits6 at and let Platinum take care of it.
[Image: Access to 1400+ Airport Lounges image]
Access to 1400+ Airport Lounges
Access 1,400+ Airport Lounges in more than 140 countries7, including the Centurion® Lounge, Escape Lounges - The Centurion® Studio Partner, Priority PassTM Lounges and more.
Read more about Access to 1400+ Airport Lounges
Access to 1400+ Airport Lounges
The American Express Global Lounge Collection® offers a peaceful retreat at the airport, with more than 1,400 Airport Lounges in over 650 cities across 140 countries and counting7.
All Benefits
-
Rewards
Get more out of life and earn rewards along the way with the Membership Rewards® program.
axp-icon-minuscircle
Earn points quickly
What's more, with no cap on earn rate, you'll continue to earn up to 2.25 points per $1 spent no matter how much you spend per year
And enjoy the rewards
- Transfer Points to Airline Partners
Transfer your points to over 10 major Airline Reward Partner Programs8 - Transfer Points to Hotel Partners
Transfer points to your choice of two hotel partner programs - Hilton Honors9 and Marriott Bonvoy10 - Other ways to use your Points
Use your points to pay for travel8, pay for eligible purchases on your Account with Cover Charges with Points11 or redeem for Gift Cards12 with our retail and entertainment partners -
Shopping and Entertainment
Enjoy exclusive offers at your favourite stores available to American Express Card Members.
axp-icon-minuscircle
Amex Offers
Whether it's shopping, dining, travel or entertainment there's an Amex Offer with your name on it.
From credits on your Account to bonus points, our eligible Card Members13 are offered opportunities to be rewarded in many ways, just by using their Card.
As a Card Member, you will receive exciting offers from brands like David Jones, Country Road, Ampol, Lululemon, La Mer, Kogan, Luxury Escapes and Liquorland, to name a few.
The American Express Experiences program
The American Express Experiences program14 provides Platinum Card Members with access to specially curated experiences that are not open to the general public – from sporting to fashion and dining.
LANGTONS
Both Primary and Additional Platinum Card Members can unlock a range of benefits with Australia's premier fine wine destination, LANGTONS15. Gain access to LANGTONS Client Services, a complimentary service granting you exclusive access to hard-to-find vintages, pre-release wines and experiences as well as personalised recommendations and advice. You will also receive a $50 welcome voucher when you spend $240 or more in a single transaction for newly enrolled Card Members using LANGTONS Client Services for the first time. Terms, conditions and exclusions apply. A one-time enrolment is required. Benefit ends on 30 June 2026.
The Australian Premium Subscription
The Australian Premium subscription gives you access to The Australian's news coverage and analysis from here and around the world across all your devices as well as access to The Wall Street Journal. In addition, you will have access to exclusive member-only features including a weekly curated eNewsletter featuring a selection of the best reads from The Australian and global news partners including The Times of London and Harvard Business Review, as well as The Australian annual event featuring some of The Australian's most experienced political and business journalists. The complimentary The Australian Premium subscription is available to Primary and Additional Platinum Card Members16.
-
Travel Benefits
Explore the world with rewards, premium benefits, and complimentary airport lounge access.
axp-icon-minuscircle
[Image: Travel Benefits]
Complimentary ALL Accor+ Explorer Membership
ALL Accor+ Explorer membership17 valued at $349p.a. grants you two complimentary nights stay each year (each complimentary night must be booked in conjunction with a paid night), 30% off dining, for up to 10 guests at participating Accor properties and much more.
Comprehensive Travel Insurance
Travel with domestic and international insurance18 for you, your partner and your dependent children, when you pay for your return trip on your Card. Some of the covers included are:
- Trip Cancellation and Amendment Cover
- Travel Inconvenience Cover
- Public Transport Accident Cover
- Personal Baggage, Valuables, Money and Travel Documents Cover
- Medical Emergency Expenses Cover
- Personal Accident Cover
Sub-limits apply. Please refer to the ‘Schedule of Benefits' section of the Insurance Terms and Conditions for full details.
Terms, conditions, cover limits and exclusions apply (such as a maximum age limit of 79 when travel is purchased and a pre-existing medical condition(s) exclusion).
Fine Hotels + Resorts program
Receive a complimentary suite of benefits which offer an average total value of USD$550 at over 1,600 extraordinary properties worldwide when you book with Fine Hotels + Resorts19. Complimentary benefits include guaranteed 4pm late check-out, room upgrades (subject to availability), daily breakfast for two, or a complimentary amenity valued at US$100 experience credit per stay, unique to each property.
Hotel Elite Status
With Hotel Elite Status, you'll be fast-tracked to the higher tiers of leading hotel loyalty programs around the world, without having to fulfil the usual qualifying criteria like numerous night stays each year. Partners include Hilton Honors Gold status9 and Marriott BonvoyTM Gold status10 and Radisson Rewards Premium status20.
International Airline Program
Our International Airline Program21 offers savings on First and Business Class airfares with some of the world's leading airlines.
-
Service and Protection
Protection when you need it most. Shop with confidence.
axp-icon-minuscircle
24/7 Platinum Card Services
Platinum Card Services provides 24/7 help whether you need emergency assistance, your account balance, redemption on Membership Rewards points or Additional Cards22.
Shop with confidence
- Buyer's Advantage Cover18, extends your manufacturer's warranty by up to 12 months on eligible items purchased with your Card. You're covered for up to $20,000 per year on eligible items within the Buyer's Advantage period.
- Card Purchase Cover18, will keep your protected with cover should your eligible items be stolen or damaged. Item must be stolen or broken within 90 days of purchase. You're covered for up to $30,000 per year and $3,500 per claim with a $50 excess per claim.
- Card Refund Cover18, is also available should a store refuse to accept the return of an eligible item. Must be within 90 days of purchase. You're covered for up to $5,000 per year and $1,000 per claim, with no excess.
- Fraud Protection Guarantee23 means you won't be held responsible for any unauthorised charges made without your knowledge. Must be within 90 days of purchase. You're covered for up to $5,000 per year and $1,000 per claim, with no excess.
- This Platinum Card is also eligible for use with Apple Pay, Samsung Pay and Google Pay™ and if your Card is lost or stolen, notify us and you can continue to pay with your smartphone while your replacement Card is being delivered.
Eligibility
To apply for The Platinum Card you need to:
- Have a good credit history and no payment defaults
- Be aged 18 years or over
- Be an Australian citizen, permanent resident or hold a long term visa
Documentation
Documents and information to have ready:
- Australian Driver’s Licence number (if you have one)
- Details of your income, expenses and debts
- Proof of income (e.g. payslips)
Important Information
- Insurance Terms and Conditions
- Membership Rewards Terms and Conditions
- Card Terms & Conditions
- Target Market Determination
This American Express Card is eligible for use with Apple Pay, Samsung Pay and Google Pay
[Image: undefinedThe American Express Platinum Card]
The American Express Platinum Card
Apply Now
Browse Other Cards
Click below to find the right Card for you. Your friend can receive a referral bonus when you apply and are approved through the links below.
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- 478
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