Citi Prestige Qantas Card

Snapshot 47 · Offer 138 · Offer status now: ended

Saved public issuer wording and any captured linked terms, including versions for ended offers. All times use UTC.

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Source wording changes

Read full saved wording and terms

Changes to the captured page text and terms, compared with snapshot 46 from .

Removed text is marked −. Added text is marked +. Unchanged text can be expanded. This compares saved Markdown, including source links and terms. Images and known navigation are omitted from this comparison.

− Removed

We use cookies on our site to help improve your experience. By continuing to
browse our site, you are agreeing to our privacy policy
[https://www.citigroup.com/australia/privacy/internet.html] and use of cookies.
Citi Logo
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/citi-logo-02-04-24.png]
[https://www1.citibank.com.au/]

+ Added

We use cookies on our site to help improve your experience. By continuing to browse our site, you are agreeing to our [privacy policy](https://www.citigroup.com/australia/privacy/internet.html) and use of cookies.
1 unchanged line

− Removed

 * /undefined
 * Credit cards [https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC]
   
    * CREDIT CARDS [https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC]
      
      Travel & rewards credit cards
      [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/icons-27-11-23.png]
      Travel & rewards credit cards
      [https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC#rewards]Balance
      transfer credit cards
      [https://www.cdn.citibank.com/v1/augcb/cbol/files/2nd-icon.png] Balance
      transfer credit cards
      [https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC#balance-transfers]Low
      rate credit cards
      [https://www.cdn.citibank.com/v1/augcb/cbol/files/3rd-icon.png] Low rate
      credit cards
      [https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC#low-rate]No
      annual fee credit card
      [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/icon_24x24.png]
      No annual fee credit card
      [https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC#no-annual-fee]View
      all credit cards >
      [https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC-view-all]
   
    * FEATURES & BENEFITS [/undefined]
      
      Credit card benefits
      [https://www1.citibank.com.au/credit-cards/benefits?intcid=Meganav-CC]Complimentary
      travel insurance
      [https://www1.citibank.com.au/help-and-support/complimentary-insurance?intcid=Meganav-CC]Complimentary
      mobile phone insurance
      [https://www1.citibank.com.au/help-and-support/complimentary-mobile-insurance?intcid=Meganav-CC]Priority
      PassTM
      [https://www1.citibank.com.au/credit-cards/prioritypass?intcid=Meganav-CC]Citi
      PayAll
      [https://www1.citibank.com.au/offers-benefits/PayAll1?intcid=Meganav-CC]The
      Good Food & Wine Show
      [https://www1.citibank.com.au/goodfoodandwineshow?intcid=Meganav-CC]
   
    * CITI REWARDS PROGRAM [/undefined]

+ Added

1. [Home](https://www1.citibank.com.au/)
2. [Credit Cards](https://www1.citibank.com.au/credit-cards)
3. Citi Prestige Qantas Card
1 unchanged line

− Removed

      CITI REWARDS [https://www1.citibank.com.au/rewards?intcid=Meganav-CC]

+ Added

### 
1 unchanged line

− Removed

      PAY WITH POINTS
      [https://www1.citibank.com.au/rewards/pay-with-points?intcid=Meganav-CC]

+ Added

# 
1 unchanged line

− Removed

      INSTALMENT PLANS
      [https://www1.citibank.com.au/credit-cards/instalment-plans?intcid=Meganav-CC]

+ Added

Citi Prestige Qantas Credit Card
1 unchanged line

− Removed

      ACCOUNT INFORMATION [/undefined]

+ Added

---
1 unchanged line

− Removed

      SETTING UP REPAYMENTS
      [https://www1.citibank.com.au/personal-loans/help-and-support/repayments?intcid=Meganav-CC]

+ Added

**125,000 bonus Qantas Points**  
when you spend $10,000 on eligible purchases within 3 months from approval.1
1 unchanged line

− Removed

      USEFUL FORMS AND LINKS
      [https://www1.citibank.com.au/help-and-support/useful-forms-and-links]

+ Added

[Apply now](https://www.citibank.com.au/acquisition/AUGCB/index.html#accope?pcode=MC334&scode=9WNNZY61 "Apply now")
1 unchanged line

− Removed

      BALANCE TRANSFER CALCULATOR
      [https://www1.citibank.com.au/credit-cards/calculators?intcid=Meganav-CC]

+ Added

#### Important Information
1 unchanged line

− Removed

 * Loans [https://www1.citibank.com.au/personal-loans/ready-credit]
   
    * LOANS [https://www1.citibank.com.au/personal-loans/ready-credit]

+ Added

**Citi PayAll no longer available:** Citi PayAll will no longer be available from 20 January 2025.
1 unchanged line

− Removed

      CITI READY CREDIT
      [HTTPS://WWW.CDN.CITIBANK.COM/V1/AUGCB/CBOL/FILES/6TH-ICON.PNG] CITI READY
      CREDIT
      [https://www1.citibank.com.au/personal-loans/ready-credit?intcid=Meganav-PL]

+ Added

All Citi PayAll scheduled payments with a due date of 20 January 2025 and onwards will not be processed.
1 unchanged line

− Removed

      OFFERS AND BENEFITS
      [https://www1.citibank.com.au/personal-loans/offers-and-benefits?intcid=Meganav-PL]

+ Added

For more details, please refer to the [FAQs](https://www.citibank.com.au/payall/) and [Variation Notice](https://www.citibank.com.au/credit-cards/terms).
1 unchanged line

− Removed

    * ACCOUNT INFORMATION [/undefined]

+ Added

## **[There’s way more to a Citi Prestige Qantas Credit Card](https://www1.citibank.com.au/credit-cards/benefits/prestige)**
1 unchanged line

− Removed

      HOW TO USE YOUR ACCOUNT
      [https://www1.citibank.com.au/personal-loans/how-to-use-your-account?intcid=Meganav-PL]

+ Added

**Special offer**  
Get 125,000 bonus Qantas Points with this special offer when you make the minimum spend.1
1 unchanged line

− Removed

      SET UP AND MANAGE YOUR ACCOUNT
      [https://www1.Citibank.com.au/personal-loans/set-up-manage-your-account?intcid-Meganav-PL]

+ Added

[](https://www1.citibank.com.au/credit-cards/benefits/prestige#4th-Night-Free)
1 unchanged line

− Removed

      SETTING UP REPAYMENTS
      [https://www1.citibank.com.au/personal-loans/help-and-support/repayments?intcid=Meganav-PL]

+ Added

[**4th Night on Us**](https://www1.citibank.com.au/credit-cards/benefits/prestige#4th-Night-Free)  
Book four consecutive nights or more at a range of hotels with Luxury Escapes and receive a credit back for one night (up to $1,000 credit per booking, four times per calendar year).ø
1 unchanged line

− Removed

      FEES & CHARGES
      [https://www1.citibank.com.au/personal-loans/fees-charges?intcid=Meganav-PL]

+ Added

[](https://www1.citibank.com.au/credit-cards/prioritypass)
1 unchanged line

− Removed

      USEFUL FORMS AND LINKS
      [https://www1.citibank.com.au/help-and-support/useful-forms-and-links?tab=lending&intcid=Meganav-PL]

+ Added

[**Complimentary airport lounge access**](https://www1.citibank.com.au/credit-cards/prioritypass)  
Receive unlimited complimentary access to over 1,500 Priority Pass™️ lounges around the world for you and one guest.≥
1 unchanged line

− Removed

      CALCULATORS & TOOLS
      [https://www1.citibank.com.au/personal-loans/calculators?intcid=Meganav-PL]

+ Added

[](https://www1.citibank.com.au/credit-cards/benefits/prestige#Uber-Premier)
1 unchanged line

− Removed

 * Help & support
   [https://www1.citibank.com.au/help-and-support?intcid=Meganav-HS]
   
    * HELP WITH CREDIT CARDS
      [HTTPS://WWW.CDN.CITIBANK.COM/V1/AUGCB/CBOL/FILES/3RD-ICON.PNG] HELP WITH
      CREDIT CARDS [/undefined]

+ Added

[**Uber Premier $100 cashback**](https://www1.citibank.com.au/credit-cards/benefits/prestige#Uber-Premier)  
Spend $100 or more in one transaction on Uber Premier (or other available ride options) with your Citi Prestige Qantas Credit Card to receive $100 cashback. Cap and T&Cs apply.∝
1 unchanged line

− Removed

      CHECK APPLICATION STATUS
      [https://www.citibank.com.au/global_docs/check_app_status.htm]
      
      Activate & set up card
      [https://www1.citibank.com.au/help-and-support/card-activation?intcid=Meganav-HS]Understanding
      statements & repayments
      [https://www1.citibank.com.au/help-and-support/understanding-citis-monthly-credit-card-statement?intcid=Meganav-HS]Report
      lost or stolen card
      [https://www1.citibank.com.au/help-and-support/lost-or-stolen-card?intcid=Meganav-HS]Digital
      wallets
      [https://www.citibank.com.au/aus/mobile-wallets.htm?intcid=Meganav-HS]Setting
      up repayments
      [https://www1.citibank.com.au/personal-loans/help-and-support/repayments?intcid=Meganav-CC]Help
      with loans [https://www.cdn.citibank.com/v1/augcb/cbol/files/8th-icon.png]
      Help with loans [/undefined]Set up and manage your account
      [https://www1.Citibank.com.au/personal-loans/set-up-manage-your-account?intcid=Meganav-HS]How
      to use your account
      [https://www1.citibank.com.au/personal-loans/how-to-use-your-account?intcid=Meganav-HS]Setting
      up repayments
      [https://www1.citibank.com.au/personal-loans/help-and-support/repayments?intcid=Meganav-HS]
   
    * ACCOUNT MANAGEMENT [/undefined]

+ Added

[](https://www1.citibank.com.au/help-and-support/complimentary-mobile-insurance)
1 unchanged line

− Removed

      UPDATE CONTACT DETAILS
      [https://www1.citibank.com.au/help-and-support/update-contact-details?intcid=Meganav-HS]

+ Added

[**Complimentary Mobile Phone Insurance**](https://www1.citibank.com.au/help-and-support/complimentary-mobile-insurance)  
Pay your Monthly Mobile Plan bill with your Citi Prestige Qantas Credit Card and you'll be covered for Accidental Damage and Theft.\*
1 unchanged line

− Removed

      TRAVELLING OVERSEAS
      [https://www1.citibank.com.au/help-and-support/travelling-overseas?intcid=Meganav-HS]

+ Added

[](https://www1.citibank.com.au/credit-cards/benefits/prestige#Luxury-Escapes)
1 unchanged line

− Removed

      RESET USER ID OR PASSWORD
      [https://www1.citibank.com.au/help-and-support/reset-password?intcid=Meganav-HS]

+ Added

[**Luxury Escapes**](https://www1.citibank.com.au/credit-cards/benefits/prestige#Luxury-Escapes)  
Enjoy 10% off Limited Time LUX Exclusive hotel offers (up to $500) and international tours (up to $250) booked by 1 March 2025.$
1 unchanged line

− Removed

      DOCUMENT UPLOAD
      [https://www.citibank.com.au/aus/static/document_upload.htm?intcid=Meganav-HS]

+ Added

[](https://www1.citibank.com.au/credit-cards/benefits/prestige#Binge)
1 unchanged line

− Removed

      DOWNLOAD CITI MOBILE®️ APP
      [https://www1.citibank.com.au/citi-mobile-app?intcid=Meganav-HS]

+ Added

[**$10 monthly cashback with BINGE**](https://www1.citibank.com.au/credit-cards/benefits/prestige#Binge)  
Get $10 cashback every month until 31 October 2025 when you sign up for a Standard (normally $19 per month) or Premium (normally $22 per month) monthly subscription. Stream the TV shows and movies everyone is talking about.¥
1 unchanged line

− Removed

      DEPOSIT & HOME LOAN ACCOUNTS
      [https://www1.citibank.com.au/nab?intcid=Meganav-HS]

+ Added

[](https://www1.citibank.com.au/credit-cards/benefits/prestige#TripCom)
1 unchanged line

− Removed

    * SUPPORT [/undefined]

+ Added

[**5% discount on international flights with Trip.com**](https://www1.citibank.com.au/credit-cards/benefits/prestige#TripCom)  
Explore the world with 5% off international flights from Australia with no blackout dates. Book by 31 December 2025 for travel by 30 September 2026.π
1 unchanged line

− Removed

      SUPPORT SERVICES
      [https://www1.citibank.com.au/help-and-support/supporting-you?intcid=Meganav-HS]

+ Added

[](https://www1.citibank.com.au/mycashback)
1 unchanged line

− Removed

      FINANCIAL HARDSHIP
      [https://www1.citibank.com.au/help-and-support/financial-hardship?intcid=Meganav-HS]

+ Added

[**Cashback offers from the brands you love**](https://www1.citibank.com.au/mycashback)  
No opt-in or registration. Simply spend at stores with My Cashback offers and automatically receive cashback.△
1 unchanged line

− Removed

      DISASTER & CRISIS SUPPORT
      [https://www1.citibank.com.au/help-and-support/disaster-and-crisis-support?intcid=Meganav-HS]

+ Added

[](https://www1.citibank.com.au/help-and-support/complimentary-insurance)
1 unchanged line

− Removed

      SCAMS
      [https://www1.citibank.com.au/help-and-support/scams?intcid=Meganav-HS]

+ Added

[**Complimentary Travel Insurance**](https://www1.citibank.com.au/help-and-support/complimentary-insurance)  
Access to Complimentary International and Domestic Travel Insurance with your Citi Prestige Qantas Credit Card.\~
1 unchanged line

− Removed

      DISPUTE TRANSACTIONS
      [https://www1.citibank.com.au/help-and-support/dispute-transactions?intcid=Meganav-HS]

+ Added

## 
1 unchanged line

− Removed

      BANKING CODE OF PRACTICE
      [https://www1.citibank.com.au/help-and-support/banking-code?intcid=Meganav-HS]

+ Added

## Earn Qantas Points when you spend
1 unchanged line

− Removed

      OPEN BANKING (DATA SHARING)
      [https://www1.citibank.com.au/open-banking?intcid=Meganav-HS]

+ Added

#### International Spend
1 unchanged line

− Removed

 * Insights [https://www1.citibank.com.au/insights?intcid=Meganav-IN]
 * About us [https://www1.citibank.com.au/nab?intcid=Meganav-AU]
   
    * THE MOVE TO NAB [https://www1.citibank.com.au/nab?intcid=Meganav-AU]

+ Added

on [Eligible Transactions](#/augcb-cbol/block/6724)± made overseas or online with a merchant that is based overseas
1 unchanged line

− Removed

      SIGN INTO NAB > [https://ib.nab.com.au/login]

+ Added

**Qantas Points** 
**per $1 spent**
1 unchanged line

− Removed

 * Contact us [https://www1.citibank.com.au/contact-us?intcid=Meganav-CU]
   
    * REPORT LOST OR STOLEN CARD
      [https://www1.citibank.com.au/help-and-support/lost-or-stolen-card?intcid=Meganav-CU]

+ Added

**1.5** 
**Points**
1 unchanged line

− Removed

      REPORT A SCAM
      [https://www1.citibank.com.au/help-and-support/scams?intcid=Meganav-CU]

+ Added

#### Domestic Spend
1 unchanged line

− Removed

 * 
 * Sign on
   [https://www.citibank.com.au/AUGCB/JSO/username/signon/flow.action?JFP_TOKEN=GAMDDVJN]

+ Added

on [Eligible Transactions](#/augcb-cbol/block/6724)± made directly with major: airlines, hotel chains and restaurants in Australia
1 unchanged line

− Removed

 * /undefined
 * Credit cards [https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC]
   
    * CREDIT CARDS [https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC]
      
      Travel & rewards credit cards
      [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/icons-27-11-23.png]
      Travel & rewards credit cards
      [https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC#rewards]Balance
      transfer credit cards
      [https://www.cdn.citibank.com/v1/augcb/cbol/files/2nd-icon.png] Balance
      transfer credit cards
      [https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC#balance-transfers]Low
      rate credit cards
      [https://www.cdn.citibank.com/v1/augcb/cbol/files/3rd-icon.png] Low rate
      credit cards
      [https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC#low-rate]No
      annual fee credit card
      [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/icon_24x24.png]
      No annual fee credit card
      [https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC#no-annual-fee]View
      all credit cards >
      [https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC-view-all]
   
    * FEATURES & BENEFITS [/undefined]
      
      Credit card benefits
      [https://www1.citibank.com.au/credit-cards/benefits?intcid=Meganav-CC]Complimentary
      travel insurance
      [https://www1.citibank.com.au/help-and-support/complimentary-insurance?intcid=Meganav-CC]Complimentary
      mobile phone insurance
      [https://www1.citibank.com.au/help-and-support/complimentary-mobile-insurance?intcid=Meganav-CC]Priority
      PassTM
      [https://www1.citibank.com.au/credit-cards/prioritypass?intcid=Meganav-CC]Citi
      PayAll
      [https://www1.citibank.com.au/offers-benefits/PayAll1?intcid=Meganav-CC]The
      Good Food & Wine Show
      [https://www1.citibank.com.au/goodfoodandwineshow?intcid=Meganav-CC]
   
    * CITI REWARDS PROGRAM [/undefined]

+ Added

**Qantas Points** 
**per $1 spent**
1 unchanged line

− Removed

      CITI REWARDS [https://www1.citibank.com.au/rewards?intcid=Meganav-CC]

+ Added

**1.5** 
**Points**
1 unchanged line

− Removed

      PAY WITH POINTS
      [https://www1.citibank.com.au/rewards/pay-with-points?intcid=Meganav-CC]

+ Added

#### Domestic Spend
1 unchanged line

− Removed

      INSTALMENT PLANS
      [https://www1.citibank.com.au/credit-cards/instalment-plans?intcid=Meganav-CC]

+ Added

on [Eligible Transactions](#/augcb-cbol/block/6724)± made directly with major: supermarkets, petrol outlets and national retailers
1 unchanged line

− Removed

      ACCOUNT INFORMATION [/undefined]

+ Added

**Qantas Points** 
**per $1 spent**
1 unchanged line

− Removed

      SETTING UP REPAYMENTS
      [https://www1.citibank.com.au/personal-loans/help-and-support/repayments?intcid=Meganav-CC]

+ Added

**1** 
**Point**
1 unchanged line

− Removed

      USEFUL FORMS AND LINKS
      [https://www1.citibank.com.au/help-and-support/useful-forms-and-links]

+ Added

#### Domestic Spend
1 unchanged line

− Removed

      BALANCE TRANSFER CALCULATOR
      [https://www1.citibank.com.au/credit-cards/calculators?intcid=Meganav-CC]

+ Added

on all other [Eligible Transactions](#/augcb-cbol/block/6724)± 
1 unchanged line

− Removed

 * Loans [https://www1.citibank.com.au/personal-loans/ready-credit]
   
    * LOANS [https://www1.citibank.com.au/personal-loans/ready-credit]

+ Added

**Qantas Points** 
**per $1 spent**
1 unchanged line

− Removed

      CITI READY CREDIT
      [HTTPS://WWW.CDN.CITIBANK.COM/V1/AUGCB/CBOL/FILES/6TH-ICON.PNG] CITI READY
      CREDIT
      [https://www1.citibank.com.au/personal-loans/ready-credit?intcid=Meganav-PL]

+ Added

**0.5** 
**Point**
1 unchanged line

− Removed

      OFFERS AND BENEFITS
      [https://www1.citibank.com.au/personal-loans/offers-and-benefits?intcid=Meganav-PL]

+ Added

## Rates and fees
1 unchanged line

− Removed

    * ACCOUNT INFORMATION [/undefined]

+ Added

**Balance transfer rate**
1 unchanged line

− Removed

      HOW TO USE YOUR ACCOUNT
      [https://www1.citibank.com.au/personal-loans/how-to-use-your-account?intcid=Meganav-PL]

+ Added

0% p.a. for 6 months2 with no balance transfer fee. Reverts to cash advance rate. Please note, you will be charged interest on retail purchases while you have a balance transfer.
1 unchanged line

− Removed

      SET UP AND MANAGE YOUR ACCOUNT
      [https://www1.Citibank.com.au/personal-loans/set-up-manage-your-account?intcid-Meganav-PL]

+ Added

---
1 unchanged line

− Removed

      SETTING UP REPAYMENTS
      [https://www1.citibank.com.au/personal-loans/help-and-support/repayments?intcid=Meganav-PL]

+ Added

**Annual fee**
1 unchanged line

− Removed

      FEES & CHARGES
      [https://www1.citibank.com.au/personal-loans/fees-charges?intcid=Meganav-PL]

+ Added

$749
1 unchanged line

− Removed

      USEFUL FORMS AND LINKS
      [https://www1.citibank.com.au/help-and-support/useful-forms-and-links?tab=lending&intcid=Meganav-PL]

+ Added

---
1 unchanged line

− Removed

      CALCULATORS & TOOLS
      [https://www1.citibank.com.au/personal-loans/calculators?intcid=Meganav-PL]

+ Added

**Additional cardholder fee**
1 unchanged line

− Removed

 * Help & support
   [https://www1.citibank.com.au/help-and-support?intcid=Meganav-HS]
   
    * HELP WITH CREDIT CARDS
      [HTTPS://WWW.CDN.CITIBANK.COM/V1/AUGCB/CBOL/FILES/3RD-ICON.PNG] HELP WITH
      CREDIT CARDS [/undefined]

+ Added

$0\. You may have up to 4 additional cardholders, who must be 16 years or older.
1 unchanged line

− Removed

      CHECK APPLICATION STATUS
      [https://www.citibank.com.au/global_docs/check_app_status.htm]
      
      Activate & set up card
      [https://www1.citibank.com.au/help-and-support/card-activation?intcid=Meganav-HS]Understanding
      statements & repayments
      [https://www1.citibank.com.au/help-and-support/understanding-citis-monthly-credit-card-statement?intcid=Meganav-HS]Report
      lost or stolen card
      [https://www1.citibank.com.au/help-and-support/lost-or-stolen-card?intcid=Meganav-HS]Digital
      wallets
      [https://www.citibank.com.au/aus/mobile-wallets.htm?intcid=Meganav-HS]Setting
      up repayments
      [https://www1.citibank.com.au/personal-loans/help-and-support/repayments?intcid=Meganav-CC]Help
      with loans [https://www.cdn.citibank.com/v1/augcb/cbol/files/8th-icon.png]
      Help with loans [/undefined]Set up and manage your account
      [https://www1.Citibank.com.au/personal-loans/set-up-manage-your-account?intcid=Meganav-HS]How
      to use your account
      [https://www1.citibank.com.au/personal-loans/how-to-use-your-account?intcid=Meganav-HS]Setting
      up repayments
      [https://www1.citibank.com.au/personal-loans/help-and-support/repayments?intcid=Meganav-HS]
   
    * ACCOUNT MANAGEMENT [/undefined]

+ Added

---
1 unchanged line

− Removed

      UPDATE CONTACT DETAILS
      [https://www1.citibank.com.au/help-and-support/update-contact-details?intcid=Meganav-HS]

+ Added

**Retail purchase rate**
1 unchanged line

− Removed

      TRAVELLING OVERSEAS
      [https://www1.citibank.com.au/help-and-support/travelling-overseas?intcid=Meganav-HS]

+ Added

22.49% p.a. or pay off eligible purchases at a fixed interest rate over a set term with a [Citi Instalment Plan](https://www1.citibank.com.au/credit-cards/instalment-plans).^
1 unchanged line

− Removed

      RESET USER ID OR PASSWORD
      [https://www1.citibank.com.au/help-and-support/reset-password?intcid=Meganav-HS]

+ Added

---
1 unchanged line

− Removed

      DOCUMENT UPLOAD
      [https://www.citibank.com.au/aus/static/document_upload.htm?intcid=Meganav-HS]

+ Added

**Cash advance rate**
1 unchanged line

− Removed

      DOWNLOAD CITI MOBILE®️ APP
      [https://www1.citibank.com.au/citi-mobile-app?intcid=Meganav-HS]

+ Added

22.99% p.a.
1 unchanged line

− Removed

      DEPOSIT & HOME LOAN ACCOUNTS
      [https://www1.citibank.com.au/nab?intcid=Meganav-HS]

+ Added

---
1 unchanged line

− Removed

    * SUPPORT [/undefined]

+ Added

**Interest free period**
1 unchanged line

− Removed

      SUPPORT SERVICES
      [https://www1.citibank.com.au/help-and-support/supporting-you?intcid=Meganav-HS]

+ Added

Up to 44 days interest-free on retail purchases (unless you have a balance transfer).<
1 unchanged line

− Removed

      FINANCIAL HARDSHIP
      [https://www1.citibank.com.au/help-and-support/financial-hardship?intcid=Meganav-HS]

+ Added

---
1 unchanged line

− Removed

      DISASTER & CRISIS SUPPORT
      [https://www1.citibank.com.au/help-and-support/disaster-and-crisis-support?intcid=Meganav-HS]

+ Added

**Minimum credit limit**
1 unchanged line

− Removed

      SCAMS
      [https://www1.citibank.com.au/help-and-support/scams?intcid=Meganav-HS]

      DISPUTE TRANSACTIONS
      [https://www1.citibank.com.au/help-and-support/dispute-transactions?intcid=Meganav-HS]

      BANKING CODE OF PRACTICE
      [https://www1.citibank.com.au/help-and-support/banking-code?intcid=Meganav-HS]

      OPEN BANKING (DATA SHARING)
      [https://www1.citibank.com.au/open-banking?intcid=Meganav-HS]

 * Insights [https://www1.citibank.com.au/insights?intcid=Meganav-IN]
 * About us [https://www1.citibank.com.au/nab?intcid=Meganav-AU]
   
    * THE MOVE TO NAB [https://www1.citibank.com.au/nab?intcid=Meganav-AU]

      SIGN INTO NAB > [https://ib.nab.com.au/login]

 * Contact us [https://www1.citibank.com.au/contact-us?intcid=Meganav-CU]
   
    * REPORT LOST OR STOLEN CARD
      [https://www1.citibank.com.au/help-and-support/lost-or-stolen-card?intcid=Meganav-CU]

      REPORT A SCAM
      [https://www1.citibank.com.au/help-and-support/scams?intcid=Meganav-CU]

 * 
 * Sign on
   [https://www.citibank.com.au/AUGCB/JSO/username/signon/flow.action?JFP_TOKEN=GAMDDVJN]

 1. Home [https://www1.citibank.com.au]
 2. Credit Cards [https://www1.citibank.com.au/credit-cards]
 3. Citi Prestige Qantas Card

[object Object] [https://www.cdn.citibank.com/[object%20Object]]
CITI PRESTIGE QANTAS CREDIT CARD

--------------------------------------------------------------------------------

125,000 BONUS QANTAS POINTS
WHEN YOU SPEND $10,000 ON ELIGIBLE PURCHASES WITHIN 3 MONTHS FROM APPROVAL.1

APPLY NOW
[https://www.citibank.com.au/acquisition/AUGCB/index.html#accope?pcode=MC334&scode=9WNNZY61]

CITI PRESTIGE QANTAS CREDIT CARD
[HTTPS://WWW.CDN.CITIBANK.COM/V1/AUGCB/CBOL/FILES/IMAGES/2021/ALL-CARDS_PRESTIGE.PNG]

IMPORTANT INFORMATION

Citi PayAll no longer available: Citi PayAll will no longer be available from 20
January 2025.

All Citi PayAll scheduled payments with a due date of 20 January 2025 and
onwards will not be processed.

For more details, please refer to the FAQs [https://www.citibank.com.au/payall/]
and Variation Notice [https://www.citibank.com.au/credit-cards/terms].

THERE’S WAY MORE TO A CITI PRESTIGE QANTAS CREDIT CARD
[https://www1.citibank.com.au/credit-cards/benefits/prestige]

Special offer
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/075-pay-with-points-b1-circle.png]
Special offer
Get 125,000 bonus Qantas Points with this special offer when you make the
minimum spend.1
4th Night on Us icon
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/102-hotel-b1-circle.png]
[https://www1.citibank.com.au/credit-cards/benefits/prestige#4th-Night-Free]
4th Night on Us
[https://www1.citibank.com.au/credit-cards/benefits/prestige#4th-Night-Free]
Book four consecutive nights or more at a range of hotels with Luxury Escapes
and receive a credit back for one night (up to $1,000 credit per booking, four
times per calendar year).ø
Complimentary airport lounge access icon
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/080-globe-b1-circle.png]
[https://www1.citibank.com.au/credit-cards/prioritypass]
Complimentary airport lounge access
[https://www1.citibank.com.au/credit-cards/prioritypass]
Receive unlimited complimentary access to over 1,500 Priority Pass™️ lounges
around the world for you and one guest.≥
Uber Premier $100 Cashback icon
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/105-auto-b1-circle.png]
[https://www1.citibank.com.au/credit-cards/benefits/prestige#Uber-Premier]
Uber Premier $100 cashback
[https://www1.citibank.com.au/credit-cards/benefits/prestige#Uber-Premier]
Spend $100 or more in one transaction on Uber Premier (or other available ride
options) with your Citi Prestige Qantas Credit Card to receive $100 cashback.
Cap and T&Cs apply.∝
Complimentary Mobile Phone Insurance icon
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/055-mobile-b1-circle.png]
[https://www1.citibank.com.au/help-and-support/complimentary-mobile-insurance]
Complimentary Mobile Phone Insurance
[https://www1.citibank.com.au/help-and-support/complimentary-mobile-insurance]
Pay your Monthly Mobile Plan bill with your Citi Prestige Qantas Credit Card and
you'll be covered for Accidental Damage and Theft.*
Luxury Escapes icon
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/133-travel-b1-circle.png]
[https://www1.citibank.com.au/credit-cards/benefits/prestige#Luxury-Escapes]
Luxury Escapes
[https://www1.citibank.com.au/credit-cards/benefits/prestige#Luxury-Escapes]
Enjoy 10% off Limited Time LUX Exclusive hotel offers (up to $500) and
international tours (up to $250) booked by 1 March 2025.$
Binge icon
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/052-calendar-date-b1-circle.png]
[https://www1.citibank.com.au/credit-cards/benefits/prestige#Binge]
$10 monthly cashback with BINGE
[https://www1.citibank.com.au/credit-cards/benefits/prestige#Binge]
Get $10 cashback every month until 31 October 2025 when you sign up for a
Standard (normally $19 per month) or Premium (normally $22 per month) monthly
subscription. Stream the TV shows and movies everyone is talking about.¥
Trip.com icon
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/140-plane-b1-circle.png]
[https://www1.citibank.com.au/credit-cards/benefits/prestige#TripCom]
5% discount on international flights with Trip.com
[https://www1.citibank.com.au/credit-cards/benefits/prestige#TripCom]
Explore the world with 5% off international flights from Australia with no
blackout dates. Book by 31 December 2025 for travel by 30 September 2026.π
MyCashback icon
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/217-dollar-refresh-b1-circle.png]
[https://www1.citibank.com.au/mycashback]
Cashback offers from the brands you love
[https://www1.citibank.com.au/mycashback]
No opt-in or registration. Simply spend at stores with My Cashback offers and
automatically receive cashback.△
Complimentary Travel Insurance icon
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/145-insurance-b1-circle.png]
[https://www1.citibank.com.au/help-and-support/complimentary-insurance]
Complimentary Travel Insurance
[https://www1.citibank.com.au/help-and-support/complimentary-insurance]
Access to Complimentary International and Domestic Travel Insurance with your
Citi Prestige Qantas Credit Card.~

EARN QANTAS POINTS WHEN YOU SPEND

[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2019/international_spend_icon.png]

INTERNATIONAL SPEND

on Eligible Transactions± made overseas or online with a merchant that is based
overseas

Qantas Points
per $1 spent

1.5
Points
 
[https://www.cdn.citibank.com/v1/augcb/cbol/files/inline-images/domestic_spend_hotel_icon_1.png]

DOMESTIC SPEND

on Eligible Transactions± made directly with major: airlines, hotel chains and
restaurants in Australia

Qantas Points
per $1 spent

1.5
Points
 
[https://www.cdn.citibank.com/v1/augcb/cbol/files/inline-images/domestic_spend_supermarkets_icon_0.png]

DOMESTIC SPEND

on Eligible Transactions± made directly with major: supermarkets, petrol outlets
and national retailers

Qantas Points
per $1 spent

1
Point
 
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2019/domestic_spend_other_icon.png]

DOMESTIC SPEND

on all other Eligible Transactions±

Qantas Points
per $1 spent

0.5
Point

RATES AND FEES

Balance transfer rate
0% p.a. for 6 months2 with no balance transfer fee. Reverts to cash advance
rate. Please note, you will be charged interest on retail purchases while you
have a balance transfer.

--------------------------------------------------------------------------------

Annual fee
$749

--------------------------------------------------------------------------------

Additional cardholder fee
$0. You may have up to 4 additional cardholders, who must be 16 years or older.

--------------------------------------------------------------------------------

Retail purchase rate
22.49% p.a. or pay off eligible purchases at a fixed interest rate over a set
term with a Citi Instalment Plan
[https://www1.citibank.com.au/credit-cards/instalment-plans].^

--------------------------------------------------------------------------------

Cash advance rate
22.99% p.a.

--------------------------------------------------------------------------------

Interest free period
Up to 44 days interest-free on retail purchases (unless you have a balance
transfer).<

--------------------------------------------------------------------------------

Minimum credit limit
2 unchanged lines
$20,000

− Removed

--------------------------------------------------------------------------------

+ Added

---
1 unchanged line

− Removed

Maximum credit limit

+ Added

**Maximum credit limit**

2 unchanged lines
$100,000

− Removed

--------------------------------------------------------------------------------

+ Added

---
1 unchanged line

− Removed

There may be circumstances in which you have to pay other fees. A full list of
current fees applicable to this credit card can be viewed on our credit card
fees and charges
[https://www1.citibank.com.au/credit-cards/fees-and-charges] page.

+ Added

There may be circumstances in which you have to pay other fees. A full list of current fees applicable to this credit card can be viewed on our [credit card fees and charges](https://www1.citibank.com.au/credit-cards/fees-and-charges "Citi fees and charges") page.
1 unchanged line

− Removed

Keep up to date with the latest offers and benefits available on your Citi
Prestige Qantas Credit Card
[https://www1.citibank.com.au/credit-cards/benefits/prestige].
Citi Prestige Qantas Credit Card offers and benefits
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/hi5_0.png]

+ Added

Keep up to date with the latest offers and benefits available on your [Citi Prestige Qantas Credit Card](https://www1.citibank.com.au/credit-cards/benefits/prestige).
1 unchanged line

− Removed

Contactless payment with your smartwatch
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/watch-pay.png]

+ Added

### More ways to pay
1 unchanged line

− Removed

MORE WAYS TO PAY

+ Added

Enjoy the ease of cashless and contactless payments with your Citi Credit Card. Simply tap and pay with your card in hand, on your phone, or on your wearable.
1 unchanged line

− Removed

Enjoy the ease of cashless and contactless payments with your Citi Credit Card.
Simply tap and pay with your card in hand, on your phone, or on your wearable.

+ Added

[**Learn how to set up a mobile wallet >**](https://www.citibank.com.au/aus/mobile-wallets.htm)
1 unchanged line

− Removed

Learn how to set up a mobile wallet >
[https://www.citibank.com.au/aus/mobile-wallets.htm]

+ Added

[**Learn about Apple Pay >**](https://www1.citibank.com.au/help-and-support/apple-pay)
1 unchanged line

− Removed

Learn about Apple Pay >
[https://www1.citibank.com.au/help-and-support/apple-pay]

+ Added

[**Learn about Google Pay >**](https://www1.citibank.com.au/googlepayfaqs)
1 unchanged line

− Removed

Learn about Google Pay > [https://www1.citibank.com.au/googlepayfaqs]

+ Added

[**Learn about Samsung Pay >**](https://www.citibank.com.au/samsungpay/)
1 unchanged line

− Removed

Learn about Samsung Pay > [https://www.citibank.com.au/samsungpay/]

+ Added

## 
1 unchanged line

− Removed

APPLY NOW IN 3 SIMPLE STEPS

+ Added

## Apply now in 3 simple steps
1 unchanged line

− Removed

Ensure you’re eligible
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/059-check-b1.png]

+ Added

### **1\. Ensure you’re eligible**
1 unchanged line

− Removed

1. ENSURE YOU’RE ELIGIBLE

+ Added

Have a look at our criteria below – if you tick every box, you’ll be eligible to apply.
1 unchanged line

− Removed

Have a look at our criteria below – if you tick every box, you’ll be eligible to
apply.

+ Added

[](https://www1.citibank.com.au/)
1 unchanged line

− Removed

/

+ Added

### **2\. Apply online**
1 unchanged line

− Removed

Apply online
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/225-laptop-pin-b1.png]

+ Added

Submit your Citi Prestige Qantas Credit Card application online in just 10 minutes.
1 unchanged line

− Removed

2. APPLY ONLINE

+ Added

[](https://www1.citibank.com.au/)
1 unchanged line

− Removed

Submit your Citi Prestige Qantas Credit Card application online in just 10
minutes.

+ Added

### **3\. Stay in touch**
1 unchanged line

− Removed

/

+ Added

We’ll advise when your application has been approved. You should receive your card within 5-7 business days.
1 unchanged line

− Removed

Stay in touch
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/284-card-hand-b1_0.png]

+ Added

[](https://www1.citibank.com.au/)
1 unchanged line

− Removed

3. STAY IN TOUCH

+ Added

[](https://www1.citibank.com.au/)
1 unchanged line

− Removed

We’ll advise when your application has been approved. You should receive your
card within 5-7 business days.

+ Added

## What you need to apply
1 unchanged line

− Removed

/

+ Added

**Receive a regular income**
1 unchanged line

− Removed

/

+ Added

**18 years or older**
1 unchanged line

− Removed

WHAT YOU NEED TO APPLY

+ Added

**Permanent Australian resident**
1 unchanged line

− Removed

Receive a regular income
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/013-dollar-b1.png]

+ Added

**Mobile phone and email**
1 unchanged line

− Removed

Receive a regular income

+ Added

**2 forms of identification:**
1 unchanged line

− Removed

18 years or older
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/052-calendar-date-b1.png]

+ Added

* **Australian Driver Licence**
* **OR Passport**
* **OR Medicare Card**
1 unchanged line

− Removed

18 years or older

+ Added

**Proof of income: payslips**
1 unchanged line

− Removed

Permanent Australian resident
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/037-home-b1.png]

+ Added

## Looking for something different in your credit card?
1 unchanged line

− Removed

Permanent Australian resident

+ Added

We have a variety of cards to help with travel expenses, or unlocking cashback offers - see where a Citi Credit Card can take you.
1 unchanged line

− Removed

Mobile phone and email
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/055-mobile-b1.png]

+ Added

[Browse other offers](https://www1.citibank.com.au/credit-cards "Browse other offers")
1 unchanged line

− Removed

Mobile phone and email

+ Added

## Things you should know
1 unchanged line

− Removed

2 forms of identification
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/029-document-check-b1.png]

+ Added

Fees and charges apply. Credit criteria apply. New Citi Prestige Qantas Credit Card customers only and cannot be used in conjunction with any other offers. A credit check is performed each time you apply for a credit card. Credit reporting bodies make a record of these enquiries and this information may be used and disclosed for the purposes of assessing your credit worthiness, including your credit score and credit rating. For example, making multiple credit applications over a short period of time could have a negative effect on your credit score, as this may reduce your chances of approval.
1 unchanged line

− Removed

2 forms of identification:

+ Added

Refer to the full Terms and Conditions related to this product [here](https://www1.citibank.com.au/help-and-support/useful-forms-and-links?tab=creditcards "click here for full terms and conditions"). To obtain a copy of the Target Market Determination (TMD) related to this product, [click here](https://www1.citibank.com.au/help-and-support/target-market-determination "click here to obtain a copy of the target market determination").
1 unchanged line

− Removed

 * Australian Driver Licence
 * OR Passport
 * OR Medicare Card

+ Added

National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of Citi branded credit cards. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to provide transitional services.
1 unchanged line

− Removed

Proof of Income: Payslips
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/062-document-bill-b1.png]

Proof of income: payslips

Multiple cards
[https://www.cdn.citibank.com/v1/augcb/cbol/files/cardshowcase.png]

LOOKING FOR SOMETHING DIFFERENT IN YOUR CREDIT CARD?

We have a variety of cards to help with travel expenses, or unlocking cashback
offers - see where a Citi Credit Card can take you.

Browse other offers [https://www1.citibank.com.au/credit-cards]

THINGS YOU SHOULD KNOW

Fees and charges apply. Credit criteria apply. New Citi Prestige Qantas Credit
Card customers only and cannot be used in conjunction with any other offers.

Refer to the full Terms and Conditions related to this product here
[https://www1.citibank.com.au/help-and-support/useful-forms-and-links?tab=creditcards].
To obtain a copy of the Target Market Determination (TMD) related to this
product, click here
[https://www1.citibank.com.au/help-and-support/target-market-determination].

National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit
Licence 230686) (“NAB”) is the credit provider and issuer of Citi branded credit
cards. NAB has acquired the business relating to these products from Citigroup
Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098)
(“Citi”) and has appointed Citi to provide transitional services.

2 unchanged lines
Our/us/we means NAB unless the context otherwise requires it. 

− Removed

“Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and
derivations thereof are used temporarily under licence by NAB from Citigroup
Inc. and related group

+ Added

“Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group
1 unchanged line

− Removed

 1. Bonus Qantas Points
    To be eligible to receive 125,000 bonus Qantas Points, you must apply for a
    new Citi Prestige Qantas Card before the offer is withdrawn, be approved and
    spend a minimum of $10,000 on eligible Retail Purchases using your new Card
    within 3 months from approval. Eligible purchases exclude Citi PayAll
    payments, Cash Advances, Balance Transfers, Special Promotions, interest and
    fees. Any refunds and Chargebacks on purchases will also be excluded and
    will not form part of the spend criteria.  The bonus Qantas Points will be
    credited to your Qantas Frequent Flyer membership account within 2 months of
    meeting the spend criteria. Your Citi Prestige Qantas Card must remain open,
    in good standing (for example – your account is not in default, suspended or
    closed) and enrolled in Citi Qantas Rewards for the bonus Qantas Points to
    be awarded.  All rewards are subject to the Terms and Conditions of the Citi
    Rewards Program
    [https://www.citibank.com.au/global_docs/pdf/MCG12231_1014.pdf]. Qantas
    Points are defined in the Citi Rewards and Citi Qantas Rewards Program Terms
    and Conditions as Qantas Frequent Flyer Points. You must be a member of the
    Qantas Frequent Flyer Program and provide your membership number to us. A
    joining fee may apply. Membership and the earning and redemption of Qantas
    Points are subject to the Qantas Frequent Flyer program Terms and
    Conditions, available at qantas.com/terms. Please note, you will be charged
    interest on retail purchases while you have a balance transfer. This offer
    commenced 20 November 2024. We may vary or end this offer at any time. This
    offer is not available when closing or transferring from another Citi
    branded credit card account or in conjunction with any other Citi branded
    credit card offer.

+ Added

1. **Bonus Qantas Points**  
 To be eligible to receive 125,000 bonus Qantas Points, you must apply for a new Citi Prestige Qantas Card before the offer is withdrawn, be approved and spend a minimum of $10,000 on eligible Retail Purchases using your new Card within 3 months from approval. Eligible purchases exclude Cash Advances, Balance Transfers, Special Promotions, interest and fees. Any refunds and Chargebacks on purchases will also be excluded and will not form part of the spend criteria. The bonus Qantas Points will be credited to your Qantas Frequent Flyer membership account within 2 months of meeting the spend criteria. Your Citi Prestige Qantas Card must remain open, in good standing (for example – your account is not in default, suspended or closed) and enrolled in Citi Qantas Rewards for the bonus Qantas Points to be awarded. All rewards are subject to the [Terms and Conditions of the Citi Rewards Program](https://www.citibank.com.au/global%5Fdocs/pdf/MCG12231%5F1014.pdf). Qantas Points are defined in the Citi Rewards and Citi Qantas Rewards Program Terms and Conditions as Qantas Frequent Flyer Points. You must be a member of the Qantas Frequent Flyer Program and provide your membership number to us. A joining fee may apply. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions, available at qantas.com/terms. Please note, you will be charged interest on retail purchases while you have a balance transfer. This offer commenced 20 November 2024\. We may vary or end this offer at any time. This offer is not available when closing or transferring from another Citi branded credit card account or in conjunction with any other Citi branded credit card offer.
2. **Balance Transfer offer**  
 Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate will apply to balances transferred with this offer within 3 months from card approval for a period of 6 months from the date the balance transfer is processed. At the end of the balance transfer promotional period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 22.99% p.a. This offer excludes balances transferred from Citi branded unsecured credit products. Please note, you will be charged interest on retail purchases while you have a balance transfer. For important information to consider before taking up a balance transfer, please [click here](https://www.citibank.com.au/aus/credit%5Fcards/balance%5Ftransfers.htm). This offer commenced 20 November 2024\. We may vary or end this offer at any time.
* ø**4th Night on Us**  
 The promo code "CitiPrestige" must be applied at checkout to redeem the benefit. 4th Night on Us benefit is capped at 4 redemptions per calendar year and bookings must be made and used in the same calendar year. The credit amount is capped at $1,000 per redemption. 4th Night on Us is a special feature of the Citi Prestige Credit Card. Valid for Citi Prestige Primary Cardholders only. A minimum of 4 consecutive nights' stay is required in order to receive a credit for one night. This benefit cannot be used in conjunction with other offers/benefits. The credit value of the one night is calculated as the average nightly room rate for the total nights' stay. Only one credit amount will be paid per Citi Prestige Primary Cardholder per room per booking. Booking for the accommodation must be of the same room types. Back-to-back stays are not allowed. Back-to-back stays are stays at the same city/state booked on two reservations (as an example, you book four nights at a hotel on one reservation for Monday, Tuesday, Wednesday and Thursday and book another four nights on another reservation for Friday, Saturday, Sunday and Monday. In this situation, you would only be eligible for one complimentary night for the 8-night stay). Between each booking, a minimum of a 7-day window is required. Luxury Escapes Pty Ltd pays a commission to National Australia Bank for certain booking types. Offer is renewed each year unless we notify you otherwise. Please refer to the full [Terms and Conditions](https://www1.citibank.com.au/prestige-benefits/terms) for further information.
* **$Luxury Escapes**  
 10% discount is valid on 'Limited Time LUX Exclusive' hotel offers (excludes flights) or any international tour at [luxuryescapes.com/au](https://luxuryescapes.com/au) or on the Luxury Escapes mobile app. Offer valid at Australian website only. Offers are valid exclusively to Citi Prestige cardholders and is not transferable. Maximum discount available per transaction is $500 for Limited Time Lux Exclusive hotels and $250 for international tours. Offers are valid if booked by 1 March 2025\. To be eligible, customers must use their Citi Prestige Card at checkout along with the promo code PRESTIGECITI10 when purchasing Limited Time LUX Exclusive hotels, or CITITOUR10 when purchasing an international tour, and the discount will be applied automatically. Excludes transactions made through a third-party establishment or payment processor. Offer is not valid on flights, LUX Partner Properties, LUX Premium Collection, Last Minute Escapes, Cruises, Experiences or Gift Cards. Offer is not combinable with any other discount or offer.
* **\*Mobile Phone Protection Insurance**  
 Mobile Phone Protection Insurance (Cover) is provided under and by way of a group policy (Group Policy) issued by AIG Australia Limited (ABN 93 004 727 753, AFSL 381 686) (AIG) to National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) ("NAB"). NAB is the credit provider and issuer of Citi branded credit cards. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) ("Citi"). Citi has agreed with NAB to provide transitional services in relation to the transferred business. This Cover is available to Cardholders ("you/your") while you remain an eligible Mastercard and/or Visa cardholder of NAB, subject to NAB’s and AIG's right to alter the Cover. The terms, conditions and excluded cover are specified in the '[Citi Credit Cards Complimentary Mobile Phone Insurance Terms and Conditions](https://www.cdn.citibank.com/v1/augcb/cbol/files/documents/2021/mobile-insurance-termsandconditions.pdf)' as amended from time to time. When eligible, you have the benefit of cover as a third party beneficiary solely by reason of the statutory operation of Section 48 of the Insurance Contracts Act 1984 (Cth). To make sure that the Cover meets your needs and is suitable for you and your personal circumstances, these terms and conditions must be reviewed by you and, if necessary, you should also seek independent financial advice. Neither Citi nor NAB is the issuer or insurer of the Cover. Neither Citi nor NAB nor any of its related corporations guarantee any of the benefits under the Cover. Please note that you must have a contract with a mobile phone provider and a monthly automatic billing arrangement.
* ±**Points earn rate**  
 All rewards are subject to the [Terms and Conditions of the Citi Rewards Program](https://www.citibank.com.au/global%5Fdocs/pdf/MCG12231%5F1014.pdf). Citi Prestige Qantas Card earns 1.5 Points per $1 for selected purchases made and booked directly from a range of major restaurants and restaurant chains, major hotel chains, major travel agencies, major travel aggregators and flights directly booked with major airlines. 1 Point per $1 for selected purchases made at major petrol outlets, major supermarkets and major national retailers. 0.5 Point per $1 spent everywhere else on eligible Domestic Spend. 1.5 Points per $1 spent on eligible International Spend. Domestic Spend and International Spend means any Eligible Transaction made with a merchant who respectively tells us they are located within Australia or outside Australia. Please [click here](#/augcb/block/6727) for the full definition of Eligible Transactions. Please note purchases not ordered or booked directly from the restaurant (e.g. through a delivery company) are not included in the higher earn rate. Please note that whether or not a purchase is eligible to earn Points and how many (e.g. whether the merchant is a "major restaurant") will be determined based on card scheme information ultimately provided either by the merchant (including individual outlets) or its financial institution (including information about the type of business conducted by the merchant). If, for example, a restaurant is not classified as a restaurant by the card scheme, it will not be treated as a "major restaurant" for calculating Points. Qantas Points are defined in the Citi Rewards and Citi Qantas Rewards Program Terms and Conditions as Qantas Frequent Flyer Points. You must be a member of the Qantas Frequent Flyer Program and provide your membership number to us. A joining fee may apply. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions, available at [qantas.com/terms](http://www.qantas.com/terms).
* **<Interest free period**  
 The interest free period applies when you pay your full closing balance from your last statement of account by the payment due date (excluding any Fixed Payment Option balance which isn’t due for payment by that payment due date). No interest free period is available on Cash Advances or Balance Transfers. Whilst you have a Balance Transfer you will be charged interest on your daily unpaid balance.
* **^Citi Instalment Plans**  
 Citi Instalment Plan is defined in the Credit Card Terms and Conditions as a Fixed Payment Option. Fixed Payment Option offers are subject to eligibility and only available if your account is and remains in good standing (for example – your account is not in default, suspended or closed). For the full terms and conditions that apply to Fixed Payment Options, please refer to the [Credit Card Terms and Conditions and Other Important Information](https://www.citibank.com.au/global%5Fdocs/pdf/MCG15638%5F1118.pdf).
* \~**Complimentary Insurances**  
 Complimentary insurance covers are subject to eligibility requirements: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz) has issued a Complimentary insurance group policy to National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth). NAB is the credit provider and issuer of Citi branded credit cards. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”). Citi has agreed with NAB to provide transitional services in relation to the transferred business. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, exclusions, limits and applicable sub-limits of the group policy are set out in the [Citi Credit Cards Complimentary Insurance Policy Information Booklet](https://www.citibank.com.au/global%5Fimages/complimentaryinsurance/pdf/mcg7932%5F0319%5Fciti%5Fdescription%5Fof%5Fcover%5Ffinal.pdf) which may be amended from time to time. Neither NAB nor Citi nor any of its related corporations guarantee this insurance.
* ≥**Airport lounge access**  
 One complimentary digital Priority Pass™ Membership, with unlimited lounge visits, for the primary cardholder is a Special Feature of the Citi Prestige Card. Citi Prestige Credit Cardholders must enrol for the Priority Pass™ Standard Membership at [www.prioritypass.com/prestigeaumc](http://www.prioritypass.com/prestigeaumc). The primary cardholder may bring one guest for free per visit. Any additional guests will be charged directly by the lounge. You will need to download the Priority Pass™ App via the Apple App Store or get it on the Google Play Store to access your Digital Membership Card. The membership is subject to the Priority Pass™ Conditions of Use. Please note that within Australia, Priority Pass™ is available at select airports. For the full list of up-to-date airport lounges and Priority Pass™ Conditions of Use please refer to [www.prioritypass.com](http://www.prioritypass.com/) along with the [Citi Prestige Credit Card Benefit Terms and Conditions](https://www1.citibank.com.au/prestige-benefits/terms) for further information.
* ⋈**Concierge Service**  
 Concierge Services is a complimentary service available to the Primary Cardholder only. For more information, including how to contact Concierge Services, visit the [Citi Prestige Credit Card Benefits](https://www1.citibank.com.au/credit-cards/benefits/prestige#Personal-Concierge). See the [Terms and Conditions of the Citi Rewards Program](https://www.citibank.com.au/global%5Fdocs/pdf/MCG12231%5F1014.pdf) for more details.
* ∆**My Cashback Offers**  
 My Cashback offers are subject to eligibility and only available if your account is and remains in good standing (for example – your account is not in default, suspended or closed). For more information, visit the [My Cashback page](https://www1.citibank.com.au/mycashback).
* ∝**Uber Premier $100 cashback**  
 To be eligible to receive the Uber Premier $100 cashback, as the primary cardholder, you must make the booking for an Uber Ride via the Uber app and spend AUD$100 or more in one transaction using your Citi Prestige Card. The benefit is capped at one redemption per calendar year. Payment must be made directly with your Citi Prestige Card via the Uber app. Excludes Uber Eats, Uber Pass, Uber Gift Card and transactions made through a third-party establishment or payment processor. The Uber Premier $100 Cashback will be calculated on the first eligible spend during the calendar year and credited to your account within eight weeks after the qualifying transaction is processed provided your account is open and in good standing (for example – your account is not in default, suspended or closed). Cashback will not be credited to your account if the qualifying spend is refunded or reversed. Cashback will reduce the outstanding balance of your account but will not count towards your next monthly repayment obligation depending on when it is credited to your account. Please refer to the full [Terms and Conditions](https://www1.citibank.com.au/prestige-benefits/terms) for further information. Only available for travel within Australia.
* **¥$10 monthly cashback with BINGE**  
 To be eligible for the $10 monthly cashback (Cashback Offer) your monthly payment for your BINGE Standard or BINGE Premium subscription must be made between 20 November 2024 – 31 October 2025 (Promotional Period) using your eligible Citi Prestige Mastercard, Citi Premier Mastercard, Citi Rewards Mastercard, Citi Clear Mastercard credit cards. The Cashback Offer is only available on BINGE Standard or Premium monthly subscriptions. BINGE Standard and Premium subscriptions will automatically renew each month at full RRP. Must sign up via [binge.com.au](https://binge.com.au/browse). Excludes sign ups via [Hubbl.com.au](http://hubbl.com.au/). This Cashback Offer cannot be used in conjunction with any other offer, promotion, special offer, discount, coupon, or discount code, nor is it transferrable. Subscriptions purchased using any other form of payment (e.g. through a third-party establishment or payment processor such as Telstra, PayPal, gift cards, Apple Pay, Samsung Pay and Google Pay, or loyalty points) will not be eligible for the Cashback Offer. The Cashback Offer will be credited to your account by the next statement after the eligible BINGE subscription has been purchased each month you stay subscribed to BINGE during the Promotional Period, provided your account is in good standing (for example – your account is not in default, suspended or closed). Cashback will not be credited to your account if the qualifying spend is refunded. Customers who upgrade to the BINGE Standard or Premium plan during the Promotional Period, otherwise in accordance with these terms, will be eligible for the Cashback Offer, which will be paid by the statement after first full payment of the higher subscription fee. The Cashback Offer payment will reduce the outstanding balance of your credit card account but will not count towards your next minimum monthly repayment obligation. Please note that if you have a Balance Transfer you will be charged interest on any spend that you make. Credit is not redeemable for cash or other payment form. Use of BINGE requires acceptance of the [Hubbl Streaming & Account Customer Terms](https://help.hubbl.com.au/s/article/Hubbl-Streaming-and-Account-Customer-Terms). Please note that any questions regarding your BINGE subscription should be directed to [BINGE Support](https://help.binge.com.au/s/contactsupport). Any questions regarding your cashback or credit card account should be directed to the [Citi Customer Service Team](https://www1.citibank.com.au/contact-us). We may vary or end this offer at any time.
* **π5% discount on international flights with Trip.com**  
 To be eligible to receive the 5% discount on your international flight from Australia, the flight must be booked via the unique [Trip.com](https://au.trip.com/?locale=en-au) link on either the Mobile App or website from 28 November 2024 to 31 December 2025 for travel by 30 September 2026\. To receive the 5% discount, you must enter the promotional code at checkout and pay with your eligible Citi Credit Card. Eligible cards are Citi Prestige Mastercard, Premier Mastercard, Rewards Mastercard, Simplicity Mastercard, Clear Mastercard and Classic Plus Card. The discount will apply to the price including taxes and fees. This discount applies to single, return and multi-city flights from Australia. Bookings of "flight+hotel" and "ticket+hotel" are excluded from this promotion. Only one promo code can be applied to each reservation. Promo codes cannot be used in conjunction with any other promotions or offers and cannot be exchanged for cash or Trip Coins. Cancellation policy may vary. Please refer to the cancellation policy of the specific ticket type before booking. [Trip.com](https://au.trip.com/?locale=en-au) reserves the right to cancel any bookings of members who engage in fraudulent, disruptive, or abusive behaviour, or who violate these terms. We may vary or cancel the discount offer at any time acting reasonably. We may vary or end this offer at any time. Other forms of payment e.g. PayPal, gift cards or loyalty points will not be eligible for the discounted offer. Listed Citi Credit Cards are eligible provided your account is open and in good standing (for example - your account is not in default, suspended or closed).
1 unchanged line

− Removed

 2. Balance Transfer offer
    Your total balance transfers may not exceed 80% of your credit limit. The 0%
    p.a. interest rate will apply to balances transferred with this offer within
    3 months from card approval for a period of 6 months from the date the
    balance transfer is processed. At the end of the balance transfer
    promotional period, the interest rate on any outstanding transferred balance
    will revert to the variable Annual Percentage Rate for Cash Advances,
    currently 22.99% p.a. This offer excludes balances transferred from Citi
    branded unsecured credit products. Please note, you will be charged interest
    on retail purchases while you have a balance transfer. For important
    information to consider before taking up a balance transfer, please click
    here [https://www.citibank.com.au/aus/credit_cards/balance_transfers.htm].
    This offer commenced 20 November 2024. We may vary or end this offer at any
    time.

 * ø4th Night on Us
   The promo code "CitiPrestige" must be applied at checkout to redeem the
   benefit. 4th Night on Us benefit is capped at 4 redemptions per calendar year
   and bookings must be made and used in the same calendar year. The credit
   amount is capped at $1,000 per redemption. 4th Night on Us is a special
   feature of the Citi Prestige Credit Card. Valid for Citi Prestige Primary
   Cardholders only. A minimum of 4 consecutive nights' stay is required in
   order to receive a credit for one night. This benefit cannot be used in
   conjunction with other offers/benefits. The credit value of the one night is
   calculated as the average nightly room rate for the total nights' stay. Only
   one credit amount will be paid per Citi Prestige Primary Cardholder per room
   per booking. Booking for the accommodation must be of the same room types.
   Back-to-back stays are not allowed. Back-to-back stays are stays at the same
   city/state booked on two reservations (as an example, you book four nights at
   a hotel on one reservation for Monday, Tuesday, Wednesday and Thursday and
   book another four nights on another reservation for Friday, Saturday, Sunday
   and Monday. In this situation, you would only be eligible for one
   complimentary night for the 8-night stay). Between each booking, a minimum of
   a 7-day window is required. Luxury Escapes Pty Ltd pays a commission to
   National Australia Bank for certain booking types. Offer is renewed each year
   unless we notify you otherwise. Please refer to the full Terms and Conditions
   [https://www1.citibank.com.au/prestige-benefits/terms] for further
   information.

 * $Luxury Escapes
   10% discount is valid on 'Limited Time LUX Exclusive' hotel offers (excludes
   flights) or any international tour at luxuryescapes.com/au
   [https://luxuryescapes.com/au] or on the Luxury Escapes mobile app. Offer
   valid at Australian website only. Offers are valid exclusively to Citi
   Prestige cardholders and is not transferable. Maximum discount available per
   transaction is $500 for Limited Time Lux Exclusive hotels and $250 for
   international tours. Offers are valid if booked by 1 March 2025. To be
   eligible, customers must use their Citi Prestige Card at checkout along with
   the promo code PRESTIGECITI10 when purchasing Limited Time LUX Exclusive
   hotels, or CITITOUR10 when purchasing an international tour, and the discount
   will be applied automatically. Excludes transactions made through a
   third-party establishment or payment processor. Offer is not valid on
   flights, LUX Partner Properties, LUX Premium Collection, Last Minute Escapes,
   Cruises, Experiences or Gift Cards. Offer is not combinable with any other
   discount or offer.

 * *Mobile Phone Protection Insurance
   Mobile Phone Protection Insurance (Cover) is provided under and by way of a
   group policy (Group Policy) issued by AIG Australia Limited
   (ABN 93 004 727 753, AFSL 381 686) (AIG) to National Australia Bank Limited
   (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) ("NAB"). NAB
   is the credit provider and issuer of Citi branded credit cards. NAB has
   acquired the business relating to these products from Citigroup Pty Limited
   (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) ("Citi").
   Citi has agreed with NAB to provide transitional services in relation to the
   transferred business. This Cover is available to Cardholders ("you/your")
   while you remain an eligible Mastercard and/or Visa cardholder of NAB,
   subject to NAB’s and AIG's right to alter the Cover. The terms, conditions
   and excluded cover are specified in the 'Citi Credit Cards Complimentary
   Mobile Phone Insurance Terms and Conditions
   [https://www.cdn.citibank.com/v1/augcb/cbol/files/documents/2021/mobile-insurance-termsandconditions.pdf]'
   as amended from time to time. When eligible, you have the benefit of cover as
   a third party beneficiary solely by reason of the statutory operation of
   Section 48 of the Insurance Contracts Act 1984 (Cth). To make sure that the
   Cover meets your needs and is suitable for you and your personal
   circumstances, these terms and conditions must be reviewed by you and, if
   necessary, you should also seek independent financial advice. Neither Citi
   nor NAB is the issuer or insurer of the Cover. Neither Citi nor NAB nor any
   of its related corporations guarantee any of the benefits under the Cover.
   Please note that you must have a contract with a mobile phone provider and a
   monthly automatic billing arrangement.

 * ±Points earn rate
   All rewards are subject to the Terms and Conditions of the Citi Rewards
   Program [https://www.citibank.com.au/global_docs/pdf/MCG12231_1014.pdf]. Citi
   Prestige Qantas Card earns 1.5 Points per $1 for selected purchases made and
   booked directly from a range of major restaurants and restaurant chains,
   major hotel chains, major travel agencies, major travel aggregators and
   flights directly booked with major airlines. 1 Point per $1 for selected
   purchases made at major petrol outlets, major supermarkets and major national
   retailers. 0.5 Point per $1 spent everywhere else on eligible Domestic Spend.
   1.5 Points per $1 spent on eligible International Spend. Domestic Spend and
   International Spend means any Eligible Transaction made with a merchant who
   respectively tells us they are located within Australia or outside Australia.
   Please click here for the full definition of Eligible Transactions. Please
   note purchases not ordered or booked directly from the restaurant (e.g.
   through a delivery company) are not included in the higher earn rate. Please
   note that whether or not a purchase is eligible to earn Points and how many
   (e.g. whether the merchant is a "major restaurant") will be determined based
   on card scheme information ultimately provided either by the merchant
   (including individual outlets) or its financial institution (including
   information about the type of business conducted by the merchant). If, for
   example, a restaurant is not classified as a restaurant by the card scheme,
   it will not be treated as a "major restaurant" for calculating Points. Qantas
   Points are defined in the Citi Rewards and Citi Qantas Rewards Program Terms
   and Conditions as Qantas Frequent Flyer Points. You must be a member of the
   Qantas Frequent Flyer Program and provide your membership number to us. A
   joining fee may apply. Membership and the earning and redemption of Qantas
   Points are subject to the Qantas Frequent Flyer program Terms and Conditions,
   available at qantas.com/terms [http://www.qantas.com/terms].

 * <Interest free period
   The interest free period applies when you pay your full closing balance from
   your last statement of account by the payment due date (excluding any Fixed
   Payment Option balance which isn’t due for payment by that payment due date).
   No interest free period is available on Cash Advances or Balance Transfers.
   Whilst you have a Balance Transfer you will be charged interest on your daily
   unpaid balance.

 * ^Citi Instalment Plans
   Citi Instalment Plan is defined in the Credit Card Terms and Conditions as a
   Fixed Payment Option. Fixed Payment Option offers are subject to eligibility
   and only available if your account is and remains in good standing (for
   example – your account is not in default, suspended or closed). For the full
   terms and conditions that apply to Fixed Payment Options, please refer to
   the Credit Card Terms and Conditions and Other Important Information
   [https://www.citibank.com.au/global_docs/pdf/MCG15638_1118.pdf].

 * ~Complimentary Insurances
   Complimentary insurance covers are subject to eligibility requirements: AWP
   Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global
   Assistance) under a binder from the underwriter, Allianz Australia Insurance
   Limited ABN 15 000 122 850 AFSL 234708 (Allianz) has issued a Complimentary
   insurance group policy to National Australia Bank Limited (ABN 12 004 044
   937, AFSL and Australian Credit Licence 230686) (“NAB”) which allows eligible
   NAB account holders and cardholders to claim under it as third party
   beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth).
   NAB is the credit provider and issuer of Citi branded credit cards. NAB has
   acquired the business relating to these products from Citigroup Pty Limited
   (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”).
   Citi has agreed with NAB to provide transitional services in relation to the
   transferred business. Any advice on insurance is general advice only and not
   based on any consideration of your objectives, financial situation or needs.
   The terms, conditions, exclusions, limits and applicable sub-limits of the
   group policy are set out in the Citi Credit Cards Complimentary Insurance
   Policy Information Booklet
   [https://www.citibank.com.au/global_images/complimentaryinsurance/pdf/mcg7932_0319_citi_description_of_cover_final.pdf]
   which may be amended from time to time. Neither NAB nor Citi nor any of its
   related corporations guarantee this insurance.

 * ≥Airport lounge access
   One complimentary digital Priority Pass™ Membership, with unlimited lounge
   visits, for the primary cardholder is a Special Feature of the Citi Prestige
   Card. Citi Prestige Credit Cardholders must enrol for the Priority Pass™
   Standard Membership at www.prioritypass.com/prestigeaumc
   [http://www.prioritypass.com/prestigeaumc]. The primary cardholder may bring
   one guest for free per visit. Any additional guests will be charged directly
   by the lounge. You will need to download the Priority Pass™ App via the Apple
   App Store or get it on the Google Play Store to access your Digital
   Membership Card. The membership is subject to the Priority Pass™ Conditions
   of Use. Please note that within Australia, Priority Pass™ is available at
   select airports. For the full list of up-to-date airport lounges and Priority
   Pass™ Conditions of Use please refer to www.prioritypass.com
   [http://www.prioritypass.com/] along with the Citi Prestige Credit Card
   Benefit Terms and Conditions
   [https://www1.citibank.com.au/prestige-benefits/terms] for further
   information.

 * ⋈Concierge Service
   Concierge Services is a complimentary service available to the Primary
   Cardholder only. For more information, including how to contact Concierge
   Services, visit the Citi Prestige Credit Card Benefits
   [https://www1.citibank.com.au/credit-cards/benefits/prestige#Personal-Concierge].
   See the Terms and Conditions of the Citi Rewards Program
   [https://www.citibank.com.au/global_docs/pdf/MCG12231_1014.pdf] for more
   details.

 * ∆My Cashback Offers
   My Cashback offers are subject to eligibility and only available if your
   account is and remains in good standing (for example – your account is not in
   default, suspended or closed). For more information, visit the My Cashback
   page [https://www1.citibank.com.au/mycashback].

 * ∝Uber Premier $100 cashback
   To be eligible to receive the Uber Premier $100 cashback, as the primary
   cardholder, you must make the booking for an Uber Ride via the Uber app and
   spend AUD$100 or more in one transaction using your Citi Prestige Card.  The
   benefit is capped at one redemption per calendar year.  Payment must be made
   directly with your Citi Prestige Card via the Uber app. Excludes Uber Eats,
   Uber Pass, Uber Gift Card and transactions made through a third-party
   establishment or payment processor. The Uber Premier $100 Cashback will be
   calculated on the first eligible spend during the calendar year and credited
   to your account within eight weeks after the qualifying transaction is
   processed provided your account is open and in good standing (for example –
   your account is not in default, suspended or closed). Cashback will not be
   credited to your account if the qualifying spend is refunded or reversed.
   Cashback will reduce the outstanding balance of your account but will not
   count towards your next monthly repayment obligation depending on when it is
   credited to your account. Please refer to the full Terms and Conditions
   [https://www1.citibank.com.au/prestige-benefits/terms] for further
   information. Only available for travel within Australia.

 * ¥$10 monthly cashback with BINGE
   To be eligible for the $10 monthly cashback (Cashback Offer) your monthly
   payment for your BINGE Standard or BINGE Premium subscription must be made
   between 20 November 2024 – 31 October 2025 (Promotional Period) using your
   eligible Citi Prestige Mastercard, Citi Premier Mastercard, Citi Rewards
   Mastercard, Citi Clear Mastercard credit cards. The Cashback Offer is only
   available on BINGE Standard or Premium monthly subscriptions. BINGE Standard
   and Premium subscriptions will automatically renew each month at full RRP.
   Must sign up via binge.com.au [https://binge.com.au/browse]. Excludes sign
   ups via Hubbl.com.au [http://hubbl.com.au/]. This Cashback Offer cannot be
   used in conjunction with any other offer, promotion, special offer, discount,
   coupon, or discount code, nor is it transferrable. Subscriptions purchased
   using any other form of payment (e.g. through a third-party establishment or
   payment processor such as Telstra, PayPal, gift cards, Apple Pay, Samsung Pay
   and Google Pay, or loyalty points) will not be eligible for the Cashback
   Offer. The Cashback Offer will be credited to your account by the next
   statement after the eligible BINGE subscription has been purchased each month
   you stay subscribed to BINGE during the Promotional Period, provided your
   account is in good standing (for example – your account is not in default,
   suspended or closed).  Cashback will not be credited to your account if the
   qualifying spend is refunded. Customers who upgrade to the BINGE Standard or
   Premium plan during the Promotional Period, otherwise in accordance with
   these terms, will be eligible for the Cashback Offer, which will be paid by
   the statement after first full payment of the higher subscription fee.  The
   Cashback Offer payment will reduce the outstanding balance of your credit
   card account but will not count towards your next minimum monthly repayment
   obligation. Please note that if you have a Balance Transfer you will be
   charged interest on any spend that you make. Credit is not redeemable for
   cash or other payment form. Use of BINGE requires acceptance of the Hubbl
   Streaming & Account Customer Terms
   [https://help.hubbl.com.au/s/article/Hubbl-Streaming-and-Account-Customer-Terms].
   Please note that any questions regarding your BINGE subscription should be
   directed to BINGE Support [https://help.binge.com.au/s/contactsupport]. Any
   questions regarding your cashback or credit card account should be directed
   to the Citi Customer Service Team
   [https://www1.citibank.com.au/contact-us]. We may vary or end this offer at
   any time.

 * π5% discount on international flights with Trip.com
   To be eligible to receive the 5% discount on your international flight from
   Australia, the flight must be booked via the unique Trip.com
   [https://au.trip.com/?locale=en-au] link on either the Mobile App or website
   from 28 November 2024 to 31 December 2025 for travel by 30 September 2026. To
   receive the 5% discount, you must enter the promotional code at checkout and
   pay with your eligible Citi Credit Card. Eligible cards are Citi Prestige
   Mastercard, Premier Mastercard, Rewards Mastercard, Simplicity Mastercard,
   Clear Mastercard and Classic Plus Card. The discount will apply to the price
   including taxes and fees. This discount applies to single, return and
   multi-city flights from Australia. Bookings of "flight+hotel" and
   "ticket+hotel" are excluded from this promotion. Only one promo code can be
   applied to each reservation. Promo codes cannot be used in conjunction with
   any other promotions or offers and cannot be exchanged for cash or Trip
   Coins. Cancellation policy may vary. Please refer to the cancellation policy
   of the specific ticket type before booking. Trip.com
   [https://au.trip.com/?locale=en-au] reserves the right to cancel any bookings
   of members who engage in fraudulent, disruptive, or abusive behaviour, or who
   violate these terms. We may vary or cancel the discount offer at any time
   acting reasonably. We may vary or end this offer at any time. Other forms of
   payment e.g. PayPal, gift cards or loyalty points will not be eligible for
   the discounted offer. Listed Citi Credit Cards are eligible provided your
   account is open and in good standing (for example - your account is not in
   default, suspended or closed).

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125,000 bonus Qantas Points

when you spend $10,000 on eligible purchases within 3 months from approval.1

Apply now

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when you spend $10,000 on eligible purchases within 3 months from approval.1

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[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2021/Citi-Sticky-Nav-Mobile-05112021.jpg]
 * CITI AUSTRALIA
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Citi acknowledges the Traditional Owners of the lands as Australia’s First
Peoples and recognise their continuing connection to lands, water and country.
We pay our respects to First Nations peoples and their Elders, past and present.

National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit
Licence 230686) ("NAB"), is the credit provider and issuer of Citi branded
credit products. NAB has acquired the business relating to these products from
Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit
Licence 238098) ("Citi") and has appointed Citi to provide transitional
services.

This means that NAB is your product provider and references to 'we', 'us', or
'our' in relation to Citi branded products and services are generally references
to NAB unless the context requires otherwise.

"Citi", "Citibank", "Citigroup", the Arc design and all similar trade marks and
derivations thereof are used temporarily under licence by NAB from Citigroup
Inc. and related group entities.

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website, which are available by going to the offer page or by contacting our
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  1. Home
  2. Credit Cards
  3. Citi Prestige Qantas Card

[Image: [object Object]]

Citi Prestige Qantas Credit Card


125,000 bonus Qantas Points
when you spend $10,000 on eligible purchases within 3 months from approval.1

Apply now

[Image: Citi Prestige Qantas Credit Card]

Important Information

Citi PayAll no longer available: Citi PayAll will no longer be available from 20 January 2025.

All Citi PayAll scheduled payments with a due date of 20 January 2025 and onwards will not be processed.

For more details, please refer to the FAQs and Variation Notice.

There’s way more to a Citi Prestige Qantas Credit Card

[Image: Special offer]

Special offer
Get 125,000 bonus Qantas Points with this special offer when you make the minimum spend.1

[Image: 4th Night on Us icon]

4th Night on Us
Book four consecutive nights or more at a range of hotels with Luxury Escapes and receive a credit back for one night (up to $1,000 credit per booking, four times per calendar year).ø

[Image: Complimentary airport lounge access icon]

Complimentary airport lounge access
Receive unlimited complimentary access to over 1,500 Priority Pass™️ lounges around the world for you and one guest.≥

[Image: Uber Premier $100 Cashback icon]

Uber Premier $100 cashback
Spend $100 or more in one transaction on Uber Premier (or other available ride options) with your Citi Prestige Qantas Credit Card to receive $100 cashback. Cap and T&Cs apply.∝

[Image: Complimentary Mobile Phone Insurance icon]

Complimentary Mobile Phone Insurance
Pay your Monthly Mobile Plan bill with your Citi Prestige Qantas Credit Card and you'll be covered for Accidental Damage and Theft.*

[Image: Luxury Escapes icon]

Luxury Escapes
Enjoy 10% off Limited Time LUX Exclusive hotel offers (up to $500) and international tours (up to $250) booked by 1 March 2025.$

[Image: Binge icon]

$10 monthly cashback with BINGE
Get $10 cashback every month until 31 October 2025 when you sign up for a Standard (normally $19 per month) or Premium (normally $22 per month) monthly subscription. Stream the TV shows and movies everyone is talking about.¥

[Image: Trip.com icon]

5% discount on international flights with Trip.com
Explore the world with 5% off international flights from Australia with no blackout dates. Book by 31 December 2025 for travel by 30 September 2026.π

[Image: MyCashback icon]

Cashback offers from the brands you love
No opt-in or registration. Simply spend at stores with My Cashback offers and automatically receive cashback.△

[Image: Complimentary Travel Insurance icon]

Complimentary Travel Insurance
Access to Complimentary International and Domestic Travel Insurance with your Citi Prestige Qantas Credit Card.~

Earn Qantas Points when you spend

[Image]

International Spend

on Eligible Transactions± made overseas or online with a merchant that is based overseas

Qantas Points per $1 spent

1.5 Points

[Image]

Domestic Spend

on Eligible Transactions± made directly with major: airlines, hotel chains and restaurants in Australia

Qantas Points per $1 spent

1.5 Points

[Image]

Domestic Spend

on Eligible Transactions± made directly with major: supermarkets, petrol outlets and national retailers

Qantas Points per $1 spent

1 Point

[Image]

Domestic Spend

on all other Eligible Transactions±

Qantas Points per $1 spent

0.5 Point

Rates and fees

Balance transfer rate

0% p.a. for 6 months2 with no balance transfer fee. Reverts to cash advance rate. Please note, you will be charged interest on retail purchases while you have a balance transfer.


Annual fee

$749


Additional cardholder fee

$0. You may have up to 4 additional cardholders, who must be 16 years or older.


Retail purchase rate

22.49% p.a. or pay off eligible purchases at a fixed interest rate over a set term with a Citi Instalment Plan.^


Cash advance rate

22.99% p.a.


Interest free period

Up to 44 days interest-free on retail purchases (unless you have a balance transfer).<


Minimum credit limit

$20,000


Maximum credit limit

$100,000


There may be circumstances in which you have to pay other fees. A full list of current fees applicable to this credit card can be viewed on our credit card fees and charges page.

Keep up to date with the latest offers and benefits available on your Citi Prestige Qantas Credit Card.

[Image: Citi Prestige Qantas Credit Card offers and benefits]

[Image: Contactless payment with your smartwatch]

More ways to pay

Enjoy the ease of cashless and contactless payments with your Citi Credit Card. Simply tap and pay with your card in hand, on your phone, or on your wearable.

Learn how to set up a mobile wallet >

Learn about Apple Pay >

Learn about Google Pay >

Learn about Samsung Pay >

Apply now in 3 simple steps

[Image: Ensure you’re eligible]

1. Ensure you’re eligible

Have a look at our criteria below – if you tick every box, you’ll be eligible to apply.

[Image: Apply online]

2. Apply online

Submit your Citi Prestige Qantas Credit Card application online in just 10 minutes.

[Image: Stay in touch]

3. Stay in touch

We’ll advise when your application has been approved. You should receive your card within 5-7 business days.

What you need to apply

[Image: Receive a regular income]

Receive a regular income

[Image: 18 years or older]

18 years or older

[Image: Permanent Australian resident]

Permanent Australian resident

[Image: Mobile phone and email]

Mobile phone and email

[Image: 2 forms of identification]

2 forms of identification:

  • Australian Driver Licence
  • OR Passport
  • OR Medicare Card

[Image: Proof of Income: Payslips]

Proof of income: payslips

[Image: Multiple cards]

Looking for something different in your credit card?

We have a variety of cards to help with travel expenses, or unlocking cashback offers - see where a Citi Credit Card can take you.

Browse other offers

Things you should know

Fees and charges apply. Credit criteria apply. New Citi Prestige Qantas Credit Card customers only and cannot be used in conjunction with any other offers. A credit check is performed each time you apply for a credit card. Credit reporting bodies make a record of these enquiries and this information may be used and disclosed for the purposes of assessing your credit worthiness, including your credit score and credit rating. For example, making multiple credit applications over a short period of time could have a negative effect on your credit score, as this may reduce your chances of approval.

Refer to the full Terms and Conditions related to this product here. To obtain a copy of the Target Market Determination (TMD) related to this product, click here.

National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of Citi branded credit cards. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to provide transitional services.

Our/us/we means NAB unless the context otherwise requires it.

“Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group

  1. Bonus Qantas Points
    To be eligible to receive 125,000 bonus Qantas Points, you must apply for a new Citi Prestige Qantas Card before the offer is withdrawn, be approved and spend a minimum of $10,000 on eligible Retail Purchases using your new Card within 3 months from approval. Eligible purchases exclude Cash Advances, Balance Transfers, Special Promotions, interest and fees. Any refunds and Chargebacks on purchases will also be excluded and will not form part of the spend criteria. The bonus Qantas Points will be credited to your Qantas Frequent Flyer membership account within 2 months of meeting the spend criteria. Your Citi Prestige Qantas Card must remain open, in good standing (for example – your account is not in default, suspended or closed) and enrolled in Citi Qantas Rewards for the bonus Qantas Points to be awarded. All rewards are subject to the Terms and Conditions of the Citi Rewards Program. Qantas Points are defined in the Citi Rewards and Citi Qantas Rewards Program Terms and Conditions as Qantas Frequent Flyer Points. You must be a member of the Qantas Frequent Flyer Program and provide your membership number to us. A joining fee may apply. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions, available at qantas.com/terms. Please note, you will be charged interest on retail purchases while you have a balance transfer. This offer commenced 20 November 2024. We may vary or end this offer at any time. This offer is not available when closing or transferring from another Citi branded credit card account or in conjunction with any other Citi branded credit card offer.
  2. Balance Transfer offer
    Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate will apply to balances transferred with this offer within 3 months from card approval for a period of 6 months from the date the balance transfer is processed. At the end of the balance transfer promotional period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 22.99% p.a. This offer excludes balances transferred from Citi branded unsecured credit products. Please note, you will be charged interest on retail purchases while you have a balance transfer. For important information to consider before taking up a balance transfer, please click here. This offer commenced 20 November 2024. We may vary or end this offer at any time.
  • ø4th Night on Us
    The promo code "CitiPrestige" must be applied at checkout to redeem the benefit. 4th Night on Us benefit is capped at 4 redemptions per calendar year and bookings must be made and used in the same calendar year. The credit amount is capped at $1,000 per redemption. 4th Night on Us is a special feature of the Citi Prestige Credit Card. Valid for Citi Prestige Primary Cardholders only. A minimum of 4 consecutive nights' stay is required in order to receive a credit for one night. This benefit cannot be used in conjunction with other offers/benefits. The credit value of the one night is calculated as the average nightly room rate for the total nights' stay. Only one credit amount will be paid per Citi Prestige Primary Cardholder per room per booking. Booking for the accommodation must be of the same room types. Back-to-back stays are not allowed. Back-to-back stays are stays at the same city/state booked on two reservations (as an example, you book four nights at a hotel on one reservation for Monday, Tuesday, Wednesday and Thursday and book another four nights on another reservation for Friday, Saturday, Sunday and Monday. In this situation, you would only be eligible for one complimentary night for the 8-night stay). Between each booking, a minimum of a 7-day window is required. Luxury Escapes Pty Ltd pays a commission to National Australia Bank for certain booking types. Offer is renewed each year unless we notify you otherwise. Please refer to the full Terms and Conditions for further information.
  • $Luxury Escapes
    10% discount is valid on 'Limited Time LUX Exclusive' hotel offers (excludes flights) or any international tour at luxuryescapes.com/au or on the Luxury Escapes mobile app. Offer valid at Australian website only. Offers are valid exclusively to Citi Prestige cardholders and is not transferable. Maximum discount available per transaction is $500 for Limited Time Lux Exclusive hotels and $250 for international tours. Offers are valid if booked by 1 March 2025. To be eligible, customers must use their Citi Prestige Card at checkout along with the promo code PRESTIGECITI10 when purchasing Limited Time LUX Exclusive hotels, or CITITOUR10 when purchasing an international tour, and the discount will be applied automatically. Excludes transactions made through a third-party establishment or payment processor. Offer is not valid on flights, LUX Partner Properties, LUX Premium Collection, Last Minute Escapes, Cruises, Experiences or Gift Cards. Offer is not combinable with any other discount or offer.
  • *Mobile Phone Protection Insurance
    Mobile Phone Protection Insurance (Cover) is provided under and by way of a group policy (Group Policy) issued by AIG Australia Limited (ABN 93 004 727 753, AFSL 381 686) (AIG) to National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) ("NAB"). NAB is the credit provider and issuer of Citi branded credit cards. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) ("Citi"). Citi has agreed with NAB to provide transitional services in relation to the transferred business. This Cover is available to Cardholders ("you/your") while you remain an eligible Mastercard and/or Visa cardholder of NAB, subject to NAB’s and AIG's right to alter the Cover. The terms, conditions and excluded cover are specified in the 'Citi Credit Cards Complimentary Mobile Phone Insurance Terms and Conditions' as amended from time to time. When eligible, you have the benefit of cover as a third party beneficiary solely by reason of the statutory operation of Section 48 of the Insurance Contracts Act 1984 (Cth). To make sure that the Cover meets your needs and is suitable for you and your personal circumstances, these terms and conditions must be reviewed by you and, if necessary, you should also seek independent financial advice. Neither Citi nor NAB is the issuer or insurer of the Cover. Neither Citi nor NAB nor any of its related corporations guarantee any of the benefits under the Cover. Please note that you must have a contract with a mobile phone provider and a monthly automatic billing arrangement.
  • ±Points earn rate
    All rewards are subject to the Terms and Conditions of the Citi Rewards Program. Citi Prestige Qantas Card earns 1.5 Points per $1 for selected purchases made and booked directly from a range of major restaurants and restaurant chains, major hotel chains, major travel agencies, major travel aggregators and flights directly booked with major airlines. 1 Point per $1 for selected purchases made at major petrol outlets, major supermarkets and major national retailers. 0.5 Point per $1 spent everywhere else on eligible Domestic Spend. 1.5 Points per $1 spent on eligible International Spend. Domestic Spend and International Spend means any Eligible Transaction made with a merchant who respectively tells us they are located within Australia or outside Australia. Please click here for the full definition of Eligible Transactions. Please note purchases not ordered or booked directly from the restaurant (e.g. through a delivery company) are not included in the higher earn rate. Please note that whether or not a purchase is eligible to earn Points and how many (e.g. whether the merchant is a "major restaurant") will be determined based on card scheme information ultimately provided either by the merchant (including individual outlets) or its financial institution (including information about the type of business conducted by the merchant). If, for example, a restaurant is not classified as a restaurant by the card scheme, it will not be treated as a "major restaurant" for calculating Points. Qantas Points are defined in the Citi Rewards and Citi Qantas Rewards Program Terms and Conditions as Qantas Frequent Flyer Points. You must be a member of the Qantas Frequent Flyer Program and provide your membership number to us. A joining fee may apply. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions, available at qantas.com/terms.
  • <Interest free period
    The interest free period applies when you pay your full closing balance from your last statement of account by the payment due date (excluding any Fixed Payment Option balance which isn’t due for payment by that payment due date). No interest free period is available on Cash Advances or Balance Transfers. Whilst you have a Balance Transfer you will be charged interest on your daily unpaid balance.
  • ^Citi Instalment Plans
    Citi Instalment Plan is defined in the Credit Card Terms and Conditions as a Fixed Payment Option. Fixed Payment Option offers are subject to eligibility and only available if your account is and remains in good standing (for example – your account is not in default, suspended or closed). For the full terms and conditions that apply to Fixed Payment Options, please refer to the Credit Card Terms and Conditions and Other Important Information.
  • ~Complimentary Insurances
    Complimentary insurance covers are subject to eligibility requirements: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz) has issued a Complimentary insurance group policy to National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth). NAB is the credit provider and issuer of Citi branded credit cards. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”). Citi has agreed with NAB to provide transitional services in relation to the transferred business. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, exclusions, limits and applicable sub-limits of the group policy are set out in the Citi Credit Cards Complimentary Insurance Policy Information Booklet which may be amended from time to time. Neither NAB nor Citi nor any of its related corporations guarantee this insurance.
  • Airport lounge access
    One complimentary digital Priority Pass™ Membership, with unlimited lounge visits, for the primary cardholder is a Special Feature of the Citi Prestige Card. Citi Prestige Credit Cardholders must enrol for the Priority Pass™ Standard Membership at www.prioritypass.com/prestigeaumc. The primary cardholder may bring one guest for free per visit. Any additional guests will be charged directly by the lounge. You will need to download the Priority Pass™ App via the Apple App Store or get it on the Google Play Store to access your Digital Membership Card. The membership is subject to the Priority Pass™ Conditions of Use. Please note that within Australia, Priority Pass™ is available at select airports. For the full list of up-to-date airport lounges and Priority Pass™ Conditions of Use please refer to www.prioritypass.com along with the Citi Prestige Credit Card Benefit Terms and Conditions for further information.
  • Concierge Service
    Concierge Services is a complimentary service available to the Primary Cardholder only. For more information, including how to contact Concierge Services, visit the Citi Prestige Credit Card Benefits. See the Terms and Conditions of the Citi Rewards Program for more details.
  • My Cashback Offers
    My Cashback offers are subject to eligibility and only available if your account is and remains in good standing (for example – your account is not in default, suspended or closed). For more information, visit the My Cashback page.
  • Uber Premier $100 cashback
    To be eligible to receive the Uber Premier $100 cashback, as the primary cardholder, you must make the booking for an Uber Ride via the Uber app and spend AUD$100 or more in one transaction using your Citi Prestige Card. The benefit is capped at one redemption per calendar year. Payment must be made directly with your Citi Prestige Card via the Uber app. Excludes Uber Eats, Uber Pass, Uber Gift Card and transactions made through a third-party establishment or payment processor. The Uber Premier $100 Cashback will be calculated on the first eligible spend during the calendar year and credited to your account within eight weeks after the qualifying transaction is processed provided your account is open and in good standing (for example – your account is not in default, suspended or closed). Cashback will not be credited to your account if the qualifying spend is refunded or reversed. Cashback will reduce the outstanding balance of your account but will not count towards your next monthly repayment obligation depending on when it is credited to your account. Please refer to the full Terms and Conditions for further information. Only available for travel within Australia.
  • ¥$10 monthly cashback with BINGE
    To be eligible for the $10 monthly cashback (Cashback Offer) your monthly payment for your BINGE Standard or BINGE Premium subscription must be made between 20 November 2024 – 31 October 2025 (Promotional Period) using your eligible Citi Prestige Mastercard, Citi Premier Mastercard, Citi Rewards Mastercard, Citi Clear Mastercard credit cards. The Cashback Offer is only available on BINGE Standard or Premium monthly subscriptions. BINGE Standard and Premium subscriptions will automatically renew each month at full RRP. Must sign up via binge.com.au. Excludes sign ups via Hubbl.com.au. This Cashback Offer cannot be used in conjunction with any other offer, promotion, special offer, discount, coupon, or discount code, nor is it transferrable. Subscriptions purchased using any other form of payment (e.g. through a third-party establishment or payment processor such as Telstra, PayPal, gift cards, Apple Pay, Samsung Pay and Google Pay, or loyalty points) will not be eligible for the Cashback Offer. The Cashback Offer will be credited to your account by the next statement after the eligible BINGE subscription has been purchased each month you stay subscribed to BINGE during the Promotional Period, provided your account is in good standing (for example – your account is not in default, suspended or closed). Cashback will not be credited to your account if the qualifying spend is refunded. Customers who upgrade to the BINGE Standard or Premium plan during the Promotional Period, otherwise in accordance with these terms, will be eligible for the Cashback Offer, which will be paid by the statement after first full payment of the higher subscription fee. The Cashback Offer payment will reduce the outstanding balance of your credit card account but will not count towards your next minimum monthly repayment obligation. Please note that if you have a Balance Transfer you will be charged interest on any spend that you make. Credit is not redeemable for cash or other payment form. Use of BINGE requires acceptance of the Hubbl Streaming & Account Customer Terms. Please note that any questions regarding your BINGE subscription should be directed to BINGE Support. Any questions regarding your cashback or credit card account should be directed to the Citi Customer Service Team. We may vary or end this offer at any time.
  • π5% discount on international flights with Trip.com
    To be eligible to receive the 5% discount on your international flight from Australia, the flight must be booked via the unique Trip.com link on either the Mobile App or website from 28 November 2024 to 31 December 2025 for travel by 30 September 2026. To receive the 5% discount, you must enter the promotional code at checkout and pay with your eligible Citi Credit Card. Eligible cards are Citi Prestige Mastercard, Premier Mastercard, Rewards Mastercard, Simplicity Mastercard, Clear Mastercard and Classic Plus Card. The discount will apply to the price including taxes and fees. This discount applies to single, return and multi-city flights from Australia. Bookings of "flight+hotel" and "ticket+hotel" are excluded from this promotion. Only one promo code can be applied to each reservation. Promo codes cannot be used in conjunction with any other promotions or offers and cannot be exchanged for cash or Trip Coins. Cancellation policy may vary. Please refer to the cancellation policy of the specific ticket type before booking. Trip.com reserves the right to cancel any bookings of members who engage in fraudulent, disruptive, or abusive behaviour, or who violate these terms. We may vary or cancel the discount offer at any time acting reasonably. We may vary or end this offer at any time. Other forms of payment e.g. PayPal, gift cards or loyalty points will not be eligible for the discounted offer. Listed Citi Credit Cards are eligible provided your account is open and in good standing (for example - your account is not in default, suspended or closed).

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[Image: Citi Prestige Qantas credit card]

125,000 bonus Qantas Points

when you spend $10,000 on eligible purchases within 3 months from approval.1

Apply now

[Image]

[Image: Citi Prestige Qantas credit card]

125,000 bonus Qantas Points

when you spend $10,000 on eligible purchases within 3 months from approval.1

Apply now

[Image]

[Image]

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Craig

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