Citi Prestige Qantas Card
Snapshot 47 · Offer 138 · Offer status now: ended
Saved public issuer wording and any captured linked terms, including versions for ended offers. All times use UTC.
Start is inclusive. Superseded is exclusive. Live capture dates record detected changes. Imported Git dates record commits. Neither proves when issuer terms took effect. Current means the latest saved version, not an active offer.
Unchanged captures do not create new rows. Last successful capture is the latest successful capture for the offer, including unchanged captures. Failed captures leave the last saved evidence in place.
History contains saved source text. Imported Git versions identify their original format and recorded dates. Old captures may have gaps or incomplete linked terms. Raw HTML is not stored in this database.
Source wording changes
Read full saved wording and termsChanges to the captured page text and terms, compared with snapshot 46 from .
Removed text is marked −. Added text is marked +. Unchanged text can be expanded. This compares saved Markdown, including source links and terms. Images and known navigation are omitted from this comparison.
− Removed
We use cookies on our site to help improve your experience. By continuing to browse our site, you are agreeing to our privacy policy [https://www.citigroup.com/australia/privacy/internet.html] and use of cookies. Citi Logo [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/citi-logo-02-04-24.png] [https://www1.citibank.com.au/]
+ Added
We use cookies on our site to help improve your experience. By continuing to browse our site, you are agreeing to our [privacy policy](https://www.citigroup.com/australia/privacy/internet.html) and use of cookies.
1 unchanged line
− Removed
* /undefined
* Credit cards [https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC]
* CREDIT CARDS [https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC]
Travel & rewards credit cards
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/icons-27-11-23.png]
Travel & rewards credit cards
[https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC#rewards]Balance
transfer credit cards
[https://www.cdn.citibank.com/v1/augcb/cbol/files/2nd-icon.png] Balance
transfer credit cards
[https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC#balance-transfers]Low
rate credit cards
[https://www.cdn.citibank.com/v1/augcb/cbol/files/3rd-icon.png] Low rate
credit cards
[https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC#low-rate]No
annual fee credit card
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/icon_24x24.png]
No annual fee credit card
[https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC#no-annual-fee]View
all credit cards >
[https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC-view-all]
* FEATURES & BENEFITS [/undefined]
Credit card benefits
[https://www1.citibank.com.au/credit-cards/benefits?intcid=Meganav-CC]Complimentary
travel insurance
[https://www1.citibank.com.au/help-and-support/complimentary-insurance?intcid=Meganav-CC]Complimentary
mobile phone insurance
[https://www1.citibank.com.au/help-and-support/complimentary-mobile-insurance?intcid=Meganav-CC]Priority
PassTM
[https://www1.citibank.com.au/credit-cards/prioritypass?intcid=Meganav-CC]Citi
PayAll
[https://www1.citibank.com.au/offers-benefits/PayAll1?intcid=Meganav-CC]The
Good Food & Wine Show
[https://www1.citibank.com.au/goodfoodandwineshow?intcid=Meganav-CC]
* CITI REWARDS PROGRAM [/undefined]
+ Added
1. [Home](https://www1.citibank.com.au/) 2. [Credit Cards](https://www1.citibank.com.au/credit-cards) 3. Citi Prestige Qantas Card
1 unchanged line
− Removed
CITI REWARDS [https://www1.citibank.com.au/rewards?intcid=Meganav-CC]
+ Added
###
1 unchanged line
− Removed
PAY WITH POINTS
[https://www1.citibank.com.au/rewards/pay-with-points?intcid=Meganav-CC]
+ Added
#
1 unchanged line
− Removed
INSTALMENT PLANS
[https://www1.citibank.com.au/credit-cards/instalment-plans?intcid=Meganav-CC]
+ Added
Citi Prestige Qantas Credit Card
1 unchanged line
− Removed
ACCOUNT INFORMATION [/undefined]
+ Added
---
1 unchanged line
− Removed
SETTING UP REPAYMENTS
[https://www1.citibank.com.au/personal-loans/help-and-support/repayments?intcid=Meganav-CC]
+ Added
**125,000 bonus Qantas Points** when you spend $10,000 on eligible purchases within 3 months from approval.1
1 unchanged line
− Removed
USEFUL FORMS AND LINKS
[https://www1.citibank.com.au/help-and-support/useful-forms-and-links]
+ Added
[Apply now](https://www.citibank.com.au/acquisition/AUGCB/index.html#accope?pcode=MC334&scode=9WNNZY61 "Apply now")
1 unchanged line
− Removed
BALANCE TRANSFER CALCULATOR
[https://www1.citibank.com.au/credit-cards/calculators?intcid=Meganav-CC]
+ Added
#### Important Information
1 unchanged line
− Removed
* Loans [https://www1.citibank.com.au/personal-loans/ready-credit]
* LOANS [https://www1.citibank.com.au/personal-loans/ready-credit]
+ Added
**Citi PayAll no longer available:** Citi PayAll will no longer be available from 20 January 2025.
1 unchanged line
− Removed
CITI READY CREDIT
[HTTPS://WWW.CDN.CITIBANK.COM/V1/AUGCB/CBOL/FILES/6TH-ICON.PNG] CITI READY
CREDIT
[https://www1.citibank.com.au/personal-loans/ready-credit?intcid=Meganav-PL]
+ Added
All Citi PayAll scheduled payments with a due date of 20 January 2025 and onwards will not be processed.
1 unchanged line
− Removed
OFFERS AND BENEFITS
[https://www1.citibank.com.au/personal-loans/offers-and-benefits?intcid=Meganav-PL]
+ Added
For more details, please refer to the [FAQs](https://www.citibank.com.au/payall/) and [Variation Notice](https://www.citibank.com.au/credit-cards/terms).
1 unchanged line
− Removed
* ACCOUNT INFORMATION [/undefined]
+ Added
## **[There’s way more to a Citi Prestige Qantas Credit Card](https://www1.citibank.com.au/credit-cards/benefits/prestige)**
1 unchanged line
− Removed
HOW TO USE YOUR ACCOUNT
[https://www1.citibank.com.au/personal-loans/how-to-use-your-account?intcid=Meganav-PL]
+ Added
**Special offer** Get 125,000 bonus Qantas Points with this special offer when you make the minimum spend.1
1 unchanged line
− Removed
SET UP AND MANAGE YOUR ACCOUNT
[https://www1.Citibank.com.au/personal-loans/set-up-manage-your-account?intcid-Meganav-PL]
+ Added
[](https://www1.citibank.com.au/credit-cards/benefits/prestige#4th-Night-Free)
1 unchanged line
− Removed
SETTING UP REPAYMENTS
[https://www1.citibank.com.au/personal-loans/help-and-support/repayments?intcid=Meganav-PL]
+ Added
[**4th Night on Us**](https://www1.citibank.com.au/credit-cards/benefits/prestige#4th-Night-Free) Book four consecutive nights or more at a range of hotels with Luxury Escapes and receive a credit back for one night (up to $1,000 credit per booking, four times per calendar year).ø
1 unchanged line
− Removed
FEES & CHARGES
[https://www1.citibank.com.au/personal-loans/fees-charges?intcid=Meganav-PL]
+ Added
[](https://www1.citibank.com.au/credit-cards/prioritypass)
1 unchanged line
− Removed
USEFUL FORMS AND LINKS
[https://www1.citibank.com.au/help-and-support/useful-forms-and-links?tab=lending&intcid=Meganav-PL]
+ Added
[**Complimentary airport lounge access**](https://www1.citibank.com.au/credit-cards/prioritypass) Receive unlimited complimentary access to over 1,500 Priority Pass™️ lounges around the world for you and one guest.≥
1 unchanged line
− Removed
CALCULATORS & TOOLS
[https://www1.citibank.com.au/personal-loans/calculators?intcid=Meganav-PL]
+ Added
[](https://www1.citibank.com.au/credit-cards/benefits/prestige#Uber-Premier)
1 unchanged line
− Removed
* Help & support
[https://www1.citibank.com.au/help-and-support?intcid=Meganav-HS]
* HELP WITH CREDIT CARDS
[HTTPS://WWW.CDN.CITIBANK.COM/V1/AUGCB/CBOL/FILES/3RD-ICON.PNG] HELP WITH
CREDIT CARDS [/undefined]
+ Added
[**Uber Premier $100 cashback**](https://www1.citibank.com.au/credit-cards/benefits/prestige#Uber-Premier) Spend $100 or more in one transaction on Uber Premier (or other available ride options) with your Citi Prestige Qantas Credit Card to receive $100 cashback. Cap and T&Cs apply.∝
1 unchanged line
− Removed
CHECK APPLICATION STATUS
[https://www.citibank.com.au/global_docs/check_app_status.htm]
Activate & set up card
[https://www1.citibank.com.au/help-and-support/card-activation?intcid=Meganav-HS]Understanding
statements & repayments
[https://www1.citibank.com.au/help-and-support/understanding-citis-monthly-credit-card-statement?intcid=Meganav-HS]Report
lost or stolen card
[https://www1.citibank.com.au/help-and-support/lost-or-stolen-card?intcid=Meganav-HS]Digital
wallets
[https://www.citibank.com.au/aus/mobile-wallets.htm?intcid=Meganav-HS]Setting
up repayments
[https://www1.citibank.com.au/personal-loans/help-and-support/repayments?intcid=Meganav-CC]Help
with loans [https://www.cdn.citibank.com/v1/augcb/cbol/files/8th-icon.png]
Help with loans [/undefined]Set up and manage your account
[https://www1.Citibank.com.au/personal-loans/set-up-manage-your-account?intcid=Meganav-HS]How
to use your account
[https://www1.citibank.com.au/personal-loans/how-to-use-your-account?intcid=Meganav-HS]Setting
up repayments
[https://www1.citibank.com.au/personal-loans/help-and-support/repayments?intcid=Meganav-HS]
* ACCOUNT MANAGEMENT [/undefined]
+ Added
[](https://www1.citibank.com.au/help-and-support/complimentary-mobile-insurance)
1 unchanged line
− Removed
UPDATE CONTACT DETAILS
[https://www1.citibank.com.au/help-and-support/update-contact-details?intcid=Meganav-HS]
+ Added
[**Complimentary Mobile Phone Insurance**](https://www1.citibank.com.au/help-and-support/complimentary-mobile-insurance) Pay your Monthly Mobile Plan bill with your Citi Prestige Qantas Credit Card and you'll be covered for Accidental Damage and Theft.\*
1 unchanged line
− Removed
TRAVELLING OVERSEAS
[https://www1.citibank.com.au/help-and-support/travelling-overseas?intcid=Meganav-HS]
+ Added
[](https://www1.citibank.com.au/credit-cards/benefits/prestige#Luxury-Escapes)
1 unchanged line
− Removed
RESET USER ID OR PASSWORD
[https://www1.citibank.com.au/help-and-support/reset-password?intcid=Meganav-HS]
+ Added
[**Luxury Escapes**](https://www1.citibank.com.au/credit-cards/benefits/prestige#Luxury-Escapes) Enjoy 10% off Limited Time LUX Exclusive hotel offers (up to $500) and international tours (up to $250) booked by 1 March 2025.$
1 unchanged line
− Removed
DOCUMENT UPLOAD
[https://www.citibank.com.au/aus/static/document_upload.htm?intcid=Meganav-HS]
+ Added
[](https://www1.citibank.com.au/credit-cards/benefits/prestige#Binge)
1 unchanged line
− Removed
DOWNLOAD CITI MOBILE®️ APP
[https://www1.citibank.com.au/citi-mobile-app?intcid=Meganav-HS]
+ Added
[**$10 monthly cashback with BINGE**](https://www1.citibank.com.au/credit-cards/benefits/prestige#Binge) Get $10 cashback every month until 31 October 2025 when you sign up for a Standard (normally $19 per month) or Premium (normally $22 per month) monthly subscription. Stream the TV shows and movies everyone is talking about.¥
1 unchanged line
− Removed
DEPOSIT & HOME LOAN ACCOUNTS
[https://www1.citibank.com.au/nab?intcid=Meganav-HS]
+ Added
[](https://www1.citibank.com.au/credit-cards/benefits/prestige#TripCom)
1 unchanged line
− Removed
* SUPPORT [/undefined]
+ Added
[**5% discount on international flights with Trip.com**](https://www1.citibank.com.au/credit-cards/benefits/prestige#TripCom) Explore the world with 5% off international flights from Australia with no blackout dates. Book by 31 December 2025 for travel by 30 September 2026.π
1 unchanged line
− Removed
SUPPORT SERVICES
[https://www1.citibank.com.au/help-and-support/supporting-you?intcid=Meganav-HS]
+ Added
[](https://www1.citibank.com.au/mycashback)
1 unchanged line
− Removed
FINANCIAL HARDSHIP
[https://www1.citibank.com.au/help-and-support/financial-hardship?intcid=Meganav-HS]
+ Added
[**Cashback offers from the brands you love**](https://www1.citibank.com.au/mycashback) No opt-in or registration. Simply spend at stores with My Cashback offers and automatically receive cashback.△
1 unchanged line
− Removed
DISASTER & CRISIS SUPPORT
[https://www1.citibank.com.au/help-and-support/disaster-and-crisis-support?intcid=Meganav-HS]
+ Added
[](https://www1.citibank.com.au/help-and-support/complimentary-insurance)
1 unchanged line
− Removed
SCAMS
[https://www1.citibank.com.au/help-and-support/scams?intcid=Meganav-HS]
+ Added
[**Complimentary Travel Insurance**](https://www1.citibank.com.au/help-and-support/complimentary-insurance) Access to Complimentary International and Domestic Travel Insurance with your Citi Prestige Qantas Credit Card.\~
1 unchanged line
− Removed
DISPUTE TRANSACTIONS
[https://www1.citibank.com.au/help-and-support/dispute-transactions?intcid=Meganav-HS]
+ Added
##
1 unchanged line
− Removed
BANKING CODE OF PRACTICE
[https://www1.citibank.com.au/help-and-support/banking-code?intcid=Meganav-HS]
+ Added
## Earn Qantas Points when you spend
1 unchanged line
− Removed
OPEN BANKING (DATA SHARING)
[https://www1.citibank.com.au/open-banking?intcid=Meganav-HS]
+ Added
#### International Spend
1 unchanged line
− Removed
* Insights [https://www1.citibank.com.au/insights?intcid=Meganav-IN]
* About us [https://www1.citibank.com.au/nab?intcid=Meganav-AU]
* THE MOVE TO NAB [https://www1.citibank.com.au/nab?intcid=Meganav-AU]
+ Added
on [Eligible Transactions](#/augcb-cbol/block/6724)± made overseas or online with a merchant that is based overseas
1 unchanged line
− Removed
SIGN INTO NAB > [https://ib.nab.com.au/login]
+ Added
**Qantas Points** **per $1 spent**
1 unchanged line
− Removed
* Contact us [https://www1.citibank.com.au/contact-us?intcid=Meganav-CU]
* REPORT LOST OR STOLEN CARD
[https://www1.citibank.com.au/help-and-support/lost-or-stolen-card?intcid=Meganav-CU]
+ Added
**1.5** **Points**
1 unchanged line
− Removed
REPORT A SCAM
[https://www1.citibank.com.au/help-and-support/scams?intcid=Meganav-CU]
+ Added
#### Domestic Spend
1 unchanged line
− Removed
* * Sign on [https://www.citibank.com.au/AUGCB/JSO/username/signon/flow.action?JFP_TOKEN=GAMDDVJN]
+ Added
on [Eligible Transactions](#/augcb-cbol/block/6724)± made directly with major: airlines, hotel chains and restaurants in Australia
1 unchanged line
− Removed
* /undefined
* Credit cards [https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC]
* CREDIT CARDS [https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC]
Travel & rewards credit cards
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/icons-27-11-23.png]
Travel & rewards credit cards
[https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC#rewards]Balance
transfer credit cards
[https://www.cdn.citibank.com/v1/augcb/cbol/files/2nd-icon.png] Balance
transfer credit cards
[https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC#balance-transfers]Low
rate credit cards
[https://www.cdn.citibank.com/v1/augcb/cbol/files/3rd-icon.png] Low rate
credit cards
[https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC#low-rate]No
annual fee credit card
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/icon_24x24.png]
No annual fee credit card
[https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC#no-annual-fee]View
all credit cards >
[https://www1.citibank.com.au/credit-cards?intcid=Meganav-CC-view-all]
* FEATURES & BENEFITS [/undefined]
Credit card benefits
[https://www1.citibank.com.au/credit-cards/benefits?intcid=Meganav-CC]Complimentary
travel insurance
[https://www1.citibank.com.au/help-and-support/complimentary-insurance?intcid=Meganav-CC]Complimentary
mobile phone insurance
[https://www1.citibank.com.au/help-and-support/complimentary-mobile-insurance?intcid=Meganav-CC]Priority
PassTM
[https://www1.citibank.com.au/credit-cards/prioritypass?intcid=Meganav-CC]Citi
PayAll
[https://www1.citibank.com.au/offers-benefits/PayAll1?intcid=Meganav-CC]The
Good Food & Wine Show
[https://www1.citibank.com.au/goodfoodandwineshow?intcid=Meganav-CC]
* CITI REWARDS PROGRAM [/undefined]
+ Added
**Qantas Points** **per $1 spent**
1 unchanged line
− Removed
CITI REWARDS [https://www1.citibank.com.au/rewards?intcid=Meganav-CC]
+ Added
**1.5** **Points**
1 unchanged line
− Removed
PAY WITH POINTS
[https://www1.citibank.com.au/rewards/pay-with-points?intcid=Meganav-CC]
+ Added
#### Domestic Spend
1 unchanged line
− Removed
INSTALMENT PLANS
[https://www1.citibank.com.au/credit-cards/instalment-plans?intcid=Meganav-CC]
+ Added
on [Eligible Transactions](#/augcb-cbol/block/6724)± made directly with major: supermarkets, petrol outlets and national retailers
1 unchanged line
− Removed
ACCOUNT INFORMATION [/undefined]
+ Added
**Qantas Points** **per $1 spent**
1 unchanged line
− Removed
SETTING UP REPAYMENTS
[https://www1.citibank.com.au/personal-loans/help-and-support/repayments?intcid=Meganav-CC]
+ Added
**1** **Point**
1 unchanged line
− Removed
USEFUL FORMS AND LINKS
[https://www1.citibank.com.au/help-and-support/useful-forms-and-links]
+ Added
#### Domestic Spend
1 unchanged line
− Removed
BALANCE TRANSFER CALCULATOR
[https://www1.citibank.com.au/credit-cards/calculators?intcid=Meganav-CC]
+ Added
on all other [Eligible Transactions](#/augcb-cbol/block/6724)±
1 unchanged line
− Removed
* Loans [https://www1.citibank.com.au/personal-loans/ready-credit]
* LOANS [https://www1.citibank.com.au/personal-loans/ready-credit]
+ Added
**Qantas Points** **per $1 spent**
1 unchanged line
− Removed
CITI READY CREDIT
[HTTPS://WWW.CDN.CITIBANK.COM/V1/AUGCB/CBOL/FILES/6TH-ICON.PNG] CITI READY
CREDIT
[https://www1.citibank.com.au/personal-loans/ready-credit?intcid=Meganav-PL]
+ Added
**0.5** **Point**
1 unchanged line
− Removed
OFFERS AND BENEFITS
[https://www1.citibank.com.au/personal-loans/offers-and-benefits?intcid=Meganav-PL]
+ Added
## Rates and fees
1 unchanged line
− Removed
* ACCOUNT INFORMATION [/undefined]
+ Added
**Balance transfer rate**
1 unchanged line
− Removed
HOW TO USE YOUR ACCOUNT
[https://www1.citibank.com.au/personal-loans/how-to-use-your-account?intcid=Meganav-PL]
+ Added
0% p.a. for 6 months2 with no balance transfer fee. Reverts to cash advance rate. Please note, you will be charged interest on retail purchases while you have a balance transfer.
1 unchanged line
− Removed
SET UP AND MANAGE YOUR ACCOUNT
[https://www1.Citibank.com.au/personal-loans/set-up-manage-your-account?intcid-Meganav-PL]
+ Added
---
1 unchanged line
− Removed
SETTING UP REPAYMENTS
[https://www1.citibank.com.au/personal-loans/help-and-support/repayments?intcid=Meganav-PL]
+ Added
**Annual fee**
1 unchanged line
− Removed
FEES & CHARGES
[https://www1.citibank.com.au/personal-loans/fees-charges?intcid=Meganav-PL]
+ Added
$749
1 unchanged line
− Removed
USEFUL FORMS AND LINKS
[https://www1.citibank.com.au/help-and-support/useful-forms-and-links?tab=lending&intcid=Meganav-PL]
+ Added
---
1 unchanged line
− Removed
CALCULATORS & TOOLS
[https://www1.citibank.com.au/personal-loans/calculators?intcid=Meganav-PL]
+ Added
**Additional cardholder fee**
1 unchanged line
− Removed
* Help & support
[https://www1.citibank.com.au/help-and-support?intcid=Meganav-HS]
* HELP WITH CREDIT CARDS
[HTTPS://WWW.CDN.CITIBANK.COM/V1/AUGCB/CBOL/FILES/3RD-ICON.PNG] HELP WITH
CREDIT CARDS [/undefined]
+ Added
$0\. You may have up to 4 additional cardholders, who must be 16 years or older.
1 unchanged line
− Removed
CHECK APPLICATION STATUS
[https://www.citibank.com.au/global_docs/check_app_status.htm]
Activate & set up card
[https://www1.citibank.com.au/help-and-support/card-activation?intcid=Meganav-HS]Understanding
statements & repayments
[https://www1.citibank.com.au/help-and-support/understanding-citis-monthly-credit-card-statement?intcid=Meganav-HS]Report
lost or stolen card
[https://www1.citibank.com.au/help-and-support/lost-or-stolen-card?intcid=Meganav-HS]Digital
wallets
[https://www.citibank.com.au/aus/mobile-wallets.htm?intcid=Meganav-HS]Setting
up repayments
[https://www1.citibank.com.au/personal-loans/help-and-support/repayments?intcid=Meganav-CC]Help
with loans [https://www.cdn.citibank.com/v1/augcb/cbol/files/8th-icon.png]
Help with loans [/undefined]Set up and manage your account
[https://www1.Citibank.com.au/personal-loans/set-up-manage-your-account?intcid=Meganav-HS]How
to use your account
[https://www1.citibank.com.au/personal-loans/how-to-use-your-account?intcid=Meganav-HS]Setting
up repayments
[https://www1.citibank.com.au/personal-loans/help-and-support/repayments?intcid=Meganav-HS]
* ACCOUNT MANAGEMENT [/undefined]
+ Added
---
1 unchanged line
− Removed
UPDATE CONTACT DETAILS
[https://www1.citibank.com.au/help-and-support/update-contact-details?intcid=Meganav-HS]
+ Added
**Retail purchase rate**
1 unchanged line
− Removed
TRAVELLING OVERSEAS
[https://www1.citibank.com.au/help-and-support/travelling-overseas?intcid=Meganav-HS]
+ Added
22.49% p.a. or pay off eligible purchases at a fixed interest rate over a set term with a [Citi Instalment Plan](https://www1.citibank.com.au/credit-cards/instalment-plans).^
1 unchanged line
− Removed
RESET USER ID OR PASSWORD
[https://www1.citibank.com.au/help-and-support/reset-password?intcid=Meganav-HS]
+ Added
---
1 unchanged line
− Removed
DOCUMENT UPLOAD
[https://www.citibank.com.au/aus/static/document_upload.htm?intcid=Meganav-HS]
+ Added
**Cash advance rate**
1 unchanged line
− Removed
DOWNLOAD CITI MOBILE®️ APP
[https://www1.citibank.com.au/citi-mobile-app?intcid=Meganav-HS]
+ Added
22.99% p.a.
1 unchanged line
− Removed
DEPOSIT & HOME LOAN ACCOUNTS
[https://www1.citibank.com.au/nab?intcid=Meganav-HS]
+ Added
---
1 unchanged line
− Removed
* SUPPORT [/undefined]
+ Added
**Interest free period**
1 unchanged line
− Removed
SUPPORT SERVICES
[https://www1.citibank.com.au/help-and-support/supporting-you?intcid=Meganav-HS]
+ Added
Up to 44 days interest-free on retail purchases (unless you have a balance transfer).<
1 unchanged line
− Removed
FINANCIAL HARDSHIP
[https://www1.citibank.com.au/help-and-support/financial-hardship?intcid=Meganav-HS]
+ Added
---
1 unchanged line
− Removed
DISASTER & CRISIS SUPPORT
[https://www1.citibank.com.au/help-and-support/disaster-and-crisis-support?intcid=Meganav-HS]
+ Added
**Minimum credit limit**
1 unchanged line
− Removed
SCAMS
[https://www1.citibank.com.au/help-and-support/scams?intcid=Meganav-HS]
DISPUTE TRANSACTIONS
[https://www1.citibank.com.au/help-and-support/dispute-transactions?intcid=Meganav-HS]
BANKING CODE OF PRACTICE
[https://www1.citibank.com.au/help-and-support/banking-code?intcid=Meganav-HS]
OPEN BANKING (DATA SHARING)
[https://www1.citibank.com.au/open-banking?intcid=Meganav-HS]
* Insights [https://www1.citibank.com.au/insights?intcid=Meganav-IN]
* About us [https://www1.citibank.com.au/nab?intcid=Meganav-AU]
* THE MOVE TO NAB [https://www1.citibank.com.au/nab?intcid=Meganav-AU]
SIGN INTO NAB > [https://ib.nab.com.au/login]
* Contact us [https://www1.citibank.com.au/contact-us?intcid=Meganav-CU]
* REPORT LOST OR STOLEN CARD
[https://www1.citibank.com.au/help-and-support/lost-or-stolen-card?intcid=Meganav-CU]
REPORT A SCAM
[https://www1.citibank.com.au/help-and-support/scams?intcid=Meganav-CU]
*
* Sign on
[https://www.citibank.com.au/AUGCB/JSO/username/signon/flow.action?JFP_TOKEN=GAMDDVJN]
1. Home [https://www1.citibank.com.au]
2. Credit Cards [https://www1.citibank.com.au/credit-cards]
3. Citi Prestige Qantas Card
[object Object] [https://www.cdn.citibank.com/[object%20Object]]
CITI PRESTIGE QANTAS CREDIT CARD
--------------------------------------------------------------------------------
125,000 BONUS QANTAS POINTS
WHEN YOU SPEND $10,000 ON ELIGIBLE PURCHASES WITHIN 3 MONTHS FROM APPROVAL.1
APPLY NOW
[https://www.citibank.com.au/acquisition/AUGCB/index.html#accope?pcode=MC334&scode=9WNNZY61]
CITI PRESTIGE QANTAS CREDIT CARD
[HTTPS://WWW.CDN.CITIBANK.COM/V1/AUGCB/CBOL/FILES/IMAGES/2021/ALL-CARDS_PRESTIGE.PNG]
IMPORTANT INFORMATION
Citi PayAll no longer available: Citi PayAll will no longer be available from 20
January 2025.
All Citi PayAll scheduled payments with a due date of 20 January 2025 and
onwards will not be processed.
For more details, please refer to the FAQs [https://www.citibank.com.au/payall/]
and Variation Notice [https://www.citibank.com.au/credit-cards/terms].
THERE’S WAY MORE TO A CITI PRESTIGE QANTAS CREDIT CARD
[https://www1.citibank.com.au/credit-cards/benefits/prestige]
Special offer
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/075-pay-with-points-b1-circle.png]
Special offer
Get 125,000 bonus Qantas Points with this special offer when you make the
minimum spend.1
4th Night on Us icon
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/102-hotel-b1-circle.png]
[https://www1.citibank.com.au/credit-cards/benefits/prestige#4th-Night-Free]
4th Night on Us
[https://www1.citibank.com.au/credit-cards/benefits/prestige#4th-Night-Free]
Book four consecutive nights or more at a range of hotels with Luxury Escapes
and receive a credit back for one night (up to $1,000 credit per booking, four
times per calendar year).ø
Complimentary airport lounge access icon
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/080-globe-b1-circle.png]
[https://www1.citibank.com.au/credit-cards/prioritypass]
Complimentary airport lounge access
[https://www1.citibank.com.au/credit-cards/prioritypass]
Receive unlimited complimentary access to over 1,500 Priority Pass™️ lounges
around the world for you and one guest.≥
Uber Premier $100 Cashback icon
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/105-auto-b1-circle.png]
[https://www1.citibank.com.au/credit-cards/benefits/prestige#Uber-Premier]
Uber Premier $100 cashback
[https://www1.citibank.com.au/credit-cards/benefits/prestige#Uber-Premier]
Spend $100 or more in one transaction on Uber Premier (or other available ride
options) with your Citi Prestige Qantas Credit Card to receive $100 cashback.
Cap and T&Cs apply.∝
Complimentary Mobile Phone Insurance icon
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/055-mobile-b1-circle.png]
[https://www1.citibank.com.au/help-and-support/complimentary-mobile-insurance]
Complimentary Mobile Phone Insurance
[https://www1.citibank.com.au/help-and-support/complimentary-mobile-insurance]
Pay your Monthly Mobile Plan bill with your Citi Prestige Qantas Credit Card and
you'll be covered for Accidental Damage and Theft.*
Luxury Escapes icon
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/133-travel-b1-circle.png]
[https://www1.citibank.com.au/credit-cards/benefits/prestige#Luxury-Escapes]
Luxury Escapes
[https://www1.citibank.com.au/credit-cards/benefits/prestige#Luxury-Escapes]
Enjoy 10% off Limited Time LUX Exclusive hotel offers (up to $500) and
international tours (up to $250) booked by 1 March 2025.$
Binge icon
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/052-calendar-date-b1-circle.png]
[https://www1.citibank.com.au/credit-cards/benefits/prestige#Binge]
$10 monthly cashback with BINGE
[https://www1.citibank.com.au/credit-cards/benefits/prestige#Binge]
Get $10 cashback every month until 31 October 2025 when you sign up for a
Standard (normally $19 per month) or Premium (normally $22 per month) monthly
subscription. Stream the TV shows and movies everyone is talking about.¥
Trip.com icon
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/140-plane-b1-circle.png]
[https://www1.citibank.com.au/credit-cards/benefits/prestige#TripCom]
5% discount on international flights with Trip.com
[https://www1.citibank.com.au/credit-cards/benefits/prestige#TripCom]
Explore the world with 5% off international flights from Australia with no
blackout dates. Book by 31 December 2025 for travel by 30 September 2026.π
MyCashback icon
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/217-dollar-refresh-b1-circle.png]
[https://www1.citibank.com.au/mycashback]
Cashback offers from the brands you love
[https://www1.citibank.com.au/mycashback]
No opt-in or registration. Simply spend at stores with My Cashback offers and
automatically receive cashback.△
Complimentary Travel Insurance icon
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/145-insurance-b1-circle.png]
[https://www1.citibank.com.au/help-and-support/complimentary-insurance]
Complimentary Travel Insurance
[https://www1.citibank.com.au/help-and-support/complimentary-insurance]
Access to Complimentary International and Domestic Travel Insurance with your
Citi Prestige Qantas Credit Card.~
EARN QANTAS POINTS WHEN YOU SPEND
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2019/international_spend_icon.png]
INTERNATIONAL SPEND
on Eligible Transactions± made overseas or online with a merchant that is based
overseas
Qantas Points
per $1 spent
1.5
Points
[https://www.cdn.citibank.com/v1/augcb/cbol/files/inline-images/domestic_spend_hotel_icon_1.png]
DOMESTIC SPEND
on Eligible Transactions± made directly with major: airlines, hotel chains and
restaurants in Australia
Qantas Points
per $1 spent
1.5
Points
[https://www.cdn.citibank.com/v1/augcb/cbol/files/inline-images/domestic_spend_supermarkets_icon_0.png]
DOMESTIC SPEND
on Eligible Transactions± made directly with major: supermarkets, petrol outlets
and national retailers
Qantas Points
per $1 spent
1
Point
[https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2019/domestic_spend_other_icon.png]
DOMESTIC SPEND
on all other Eligible Transactions±
Qantas Points
per $1 spent
0.5
Point
RATES AND FEES
Balance transfer rate
0% p.a. for 6 months2 with no balance transfer fee. Reverts to cash advance
rate. Please note, you will be charged interest on retail purchases while you
have a balance transfer.
--------------------------------------------------------------------------------
Annual fee
$749
--------------------------------------------------------------------------------
Additional cardholder fee
$0. You may have up to 4 additional cardholders, who must be 16 years or older.
--------------------------------------------------------------------------------
Retail purchase rate
22.49% p.a. or pay off eligible purchases at a fixed interest rate over a set
term with a Citi Instalment Plan
[https://www1.citibank.com.au/credit-cards/instalment-plans].^
--------------------------------------------------------------------------------
Cash advance rate
22.99% p.a.
--------------------------------------------------------------------------------
Interest free period
Up to 44 days interest-free on retail purchases (unless you have a balance
transfer).<
--------------------------------------------------------------------------------
Minimum credit limit
2 unchanged lines
$20,000
− Removed
--------------------------------------------------------------------------------
+ Added
---
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− Removed
Maximum credit limit
+ Added
**Maximum credit limit**
2 unchanged lines
$100,000
− Removed
--------------------------------------------------------------------------------
+ Added
---
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− Removed
There may be circumstances in which you have to pay other fees. A full list of current fees applicable to this credit card can be viewed on our credit card fees and charges [https://www1.citibank.com.au/credit-cards/fees-and-charges] page.
+ Added
There may be circumstances in which you have to pay other fees. A full list of current fees applicable to this credit card can be viewed on our [credit card fees and charges](https://www1.citibank.com.au/credit-cards/fees-and-charges "Citi fees and charges") page.
1 unchanged line
− Removed
Keep up to date with the latest offers and benefits available on your Citi Prestige Qantas Credit Card [https://www1.citibank.com.au/credit-cards/benefits/prestige]. Citi Prestige Qantas Credit Card offers and benefits [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2024/hi5_0.png]
+ Added
Keep up to date with the latest offers and benefits available on your [Citi Prestige Qantas Credit Card](https://www1.citibank.com.au/credit-cards/benefits/prestige).
1 unchanged line
− Removed
Contactless payment with your smartwatch [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/watch-pay.png]
+ Added
### More ways to pay
1 unchanged line
− Removed
MORE WAYS TO PAY
+ Added
Enjoy the ease of cashless and contactless payments with your Citi Credit Card. Simply tap and pay with your card in hand, on your phone, or on your wearable.
1 unchanged line
− Removed
Enjoy the ease of cashless and contactless payments with your Citi Credit Card. Simply tap and pay with your card in hand, on your phone, or on your wearable.
+ Added
[**Learn how to set up a mobile wallet >**](https://www.citibank.com.au/aus/mobile-wallets.htm)
1 unchanged line
− Removed
Learn how to set up a mobile wallet > [https://www.citibank.com.au/aus/mobile-wallets.htm]
+ Added
[**Learn about Apple Pay >**](https://www1.citibank.com.au/help-and-support/apple-pay)
1 unchanged line
− Removed
Learn about Apple Pay > [https://www1.citibank.com.au/help-and-support/apple-pay]
+ Added
[**Learn about Google Pay >**](https://www1.citibank.com.au/googlepayfaqs)
1 unchanged line
− Removed
Learn about Google Pay > [https://www1.citibank.com.au/googlepayfaqs]
+ Added
[**Learn about Samsung Pay >**](https://www.citibank.com.au/samsungpay/)
1 unchanged line
− Removed
Learn about Samsung Pay > [https://www.citibank.com.au/samsungpay/]
+ Added
##
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− Removed
APPLY NOW IN 3 SIMPLE STEPS
+ Added
## Apply now in 3 simple steps
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− Removed
Ensure you’re eligible [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/059-check-b1.png]
+ Added
### **1\. Ensure you’re eligible**
1 unchanged line
− Removed
1. ENSURE YOU’RE ELIGIBLE
+ Added
Have a look at our criteria below – if you tick every box, you’ll be eligible to apply.
1 unchanged line
− Removed
Have a look at our criteria below – if you tick every box, you’ll be eligible to apply.
+ Added
[](https://www1.citibank.com.au/)
1 unchanged line
− Removed
/
+ Added
### **2\. Apply online**
1 unchanged line
− Removed
Apply online [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/225-laptop-pin-b1.png]
+ Added
Submit your Citi Prestige Qantas Credit Card application online in just 10 minutes.
1 unchanged line
− Removed
2. APPLY ONLINE
+ Added
[](https://www1.citibank.com.au/)
1 unchanged line
− Removed
Submit your Citi Prestige Qantas Credit Card application online in just 10 minutes.
+ Added
### **3\. Stay in touch**
1 unchanged line
− Removed
/
+ Added
We’ll advise when your application has been approved. You should receive your card within 5-7 business days.
1 unchanged line
− Removed
Stay in touch [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/284-card-hand-b1_0.png]
+ Added
[](https://www1.citibank.com.au/)
1 unchanged line
− Removed
3. STAY IN TOUCH
+ Added
[](https://www1.citibank.com.au/)
1 unchanged line
− Removed
We’ll advise when your application has been approved. You should receive your card within 5-7 business days.
+ Added
## What you need to apply
1 unchanged line
− Removed
/
+ Added
**Receive a regular income**
1 unchanged line
− Removed
/
+ Added
**18 years or older**
1 unchanged line
− Removed
WHAT YOU NEED TO APPLY
+ Added
**Permanent Australian resident**
1 unchanged line
− Removed
Receive a regular income [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/013-dollar-b1.png]
+ Added
**Mobile phone and email**
1 unchanged line
− Removed
Receive a regular income
+ Added
**2 forms of identification:**
1 unchanged line
− Removed
18 years or older [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/052-calendar-date-b1.png]
+ Added
* **Australian Driver Licence** * **OR Passport** * **OR Medicare Card**
1 unchanged line
− Removed
18 years or older
+ Added
**Proof of income: payslips**
1 unchanged line
− Removed
Permanent Australian resident [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/037-home-b1.png]
+ Added
## Looking for something different in your credit card?
1 unchanged line
− Removed
Permanent Australian resident
+ Added
We have a variety of cards to help with travel expenses, or unlocking cashback offers - see where a Citi Credit Card can take you.
1 unchanged line
− Removed
Mobile phone and email [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/055-mobile-b1.png]
+ Added
[Browse other offers](https://www1.citibank.com.au/credit-cards "Browse other offers")
1 unchanged line
− Removed
Mobile phone and email
+ Added
## Things you should know
1 unchanged line
− Removed
2 forms of identification [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/029-document-check-b1.png]
+ Added
Fees and charges apply. Credit criteria apply. New Citi Prestige Qantas Credit Card customers only and cannot be used in conjunction with any other offers. A credit check is performed each time you apply for a credit card. Credit reporting bodies make a record of these enquiries and this information may be used and disclosed for the purposes of assessing your credit worthiness, including your credit score and credit rating. For example, making multiple credit applications over a short period of time could have a negative effect on your credit score, as this may reduce your chances of approval.
1 unchanged line
− Removed
2 forms of identification:
+ Added
Refer to the full Terms and Conditions related to this product [here](https://www1.citibank.com.au/help-and-support/useful-forms-and-links?tab=creditcards "click here for full terms and conditions"). To obtain a copy of the Target Market Determination (TMD) related to this product, [click here](https://www1.citibank.com.au/help-and-support/target-market-determination "click here to obtain a copy of the target market determination").
1 unchanged line
− Removed
* Australian Driver Licence * OR Passport * OR Medicare Card
+ Added
National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of Citi branded credit cards. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to provide transitional services.
1 unchanged line
− Removed
Proof of Income: Payslips [https://www.cdn.citibank.com/v1/augcb/cbol/files/images/2023/062-document-bill-b1.png] Proof of income: payslips Multiple cards [https://www.cdn.citibank.com/v1/augcb/cbol/files/cardshowcase.png] LOOKING FOR SOMETHING DIFFERENT IN YOUR CREDIT CARD? We have a variety of cards to help with travel expenses, or unlocking cashback offers - see where a Citi Credit Card can take you. Browse other offers [https://www1.citibank.com.au/credit-cards] THINGS YOU SHOULD KNOW Fees and charges apply. Credit criteria apply. New Citi Prestige Qantas Credit Card customers only and cannot be used in conjunction with any other offers. Refer to the full Terms and Conditions related to this product here [https://www1.citibank.com.au/help-and-support/useful-forms-and-links?tab=creditcards]. To obtain a copy of the Target Market Determination (TMD) related to this product, click here [https://www1.citibank.com.au/help-and-support/target-market-determination]. National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of Citi branded credit cards. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to provide transitional services.
2 unchanged lines
Our/us/we means NAB unless the context otherwise requires it.
− Removed
“Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group
+ Added
“Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group
1 unchanged line
− Removed
1. Bonus Qantas Points
To be eligible to receive 125,000 bonus Qantas Points, you must apply for a
new Citi Prestige Qantas Card before the offer is withdrawn, be approved and
spend a minimum of $10,000 on eligible Retail Purchases using your new Card
within 3 months from approval. Eligible purchases exclude Citi PayAll
payments, Cash Advances, Balance Transfers, Special Promotions, interest and
fees. Any refunds and Chargebacks on purchases will also be excluded and
will not form part of the spend criteria. The bonus Qantas Points will be
credited to your Qantas Frequent Flyer membership account within 2 months of
meeting the spend criteria. Your Citi Prestige Qantas Card must remain open,
in good standing (for example – your account is not in default, suspended or
closed) and enrolled in Citi Qantas Rewards for the bonus Qantas Points to
be awarded. All rewards are subject to the Terms and Conditions of the Citi
Rewards Program
[https://www.citibank.com.au/global_docs/pdf/MCG12231_1014.pdf]. Qantas
Points are defined in the Citi Rewards and Citi Qantas Rewards Program Terms
and Conditions as Qantas Frequent Flyer Points. You must be a member of the
Qantas Frequent Flyer Program and provide your membership number to us. A
joining fee may apply. Membership and the earning and redemption of Qantas
Points are subject to the Qantas Frequent Flyer program Terms and
Conditions, available at qantas.com/terms. Please note, you will be charged
interest on retail purchases while you have a balance transfer. This offer
commenced 20 November 2024. We may vary or end this offer at any time. This
offer is not available when closing or transferring from another Citi
branded credit card account or in conjunction with any other Citi branded
credit card offer.
+ Added
1. **Bonus Qantas Points**
To be eligible to receive 125,000 bonus Qantas Points, you must apply for a new Citi Prestige Qantas Card before the offer is withdrawn, be approved and spend a minimum of $10,000 on eligible Retail Purchases using your new Card within 3 months from approval. Eligible purchases exclude Cash Advances, Balance Transfers, Special Promotions, interest and fees. Any refunds and Chargebacks on purchases will also be excluded and will not form part of the spend criteria. The bonus Qantas Points will be credited to your Qantas Frequent Flyer membership account within 2 months of meeting the spend criteria. Your Citi Prestige Qantas Card must remain open, in good standing (for example – your account is not in default, suspended or closed) and enrolled in Citi Qantas Rewards for the bonus Qantas Points to be awarded. All rewards are subject to the [Terms and Conditions of the Citi Rewards Program](https://www.citibank.com.au/global%5Fdocs/pdf/MCG12231%5F1014.pdf). Qantas Points are defined in the Citi Rewards and Citi Qantas Rewards Program Terms and Conditions as Qantas Frequent Flyer Points. You must be a member of the Qantas Frequent Flyer Program and provide your membership number to us. A joining fee may apply. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions, available at qantas.com/terms. Please note, you will be charged interest on retail purchases while you have a balance transfer. This offer commenced 20 November 2024\. We may vary or end this offer at any time. This offer is not available when closing or transferring from another Citi branded credit card account or in conjunction with any other Citi branded credit card offer.
2. **Balance Transfer offer**
Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate will apply to balances transferred with this offer within 3 months from card approval for a period of 6 months from the date the balance transfer is processed. At the end of the balance transfer promotional period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 22.99% p.a. This offer excludes balances transferred from Citi branded unsecured credit products. Please note, you will be charged interest on retail purchases while you have a balance transfer. For important information to consider before taking up a balance transfer, please [click here](https://www.citibank.com.au/aus/credit%5Fcards/balance%5Ftransfers.htm). This offer commenced 20 November 2024\. We may vary or end this offer at any time.
* ø**4th Night on Us**
The promo code "CitiPrestige" must be applied at checkout to redeem the benefit. 4th Night on Us benefit is capped at 4 redemptions per calendar year and bookings must be made and used in the same calendar year. The credit amount is capped at $1,000 per redemption. 4th Night on Us is a special feature of the Citi Prestige Credit Card. Valid for Citi Prestige Primary Cardholders only. A minimum of 4 consecutive nights' stay is required in order to receive a credit for one night. This benefit cannot be used in conjunction with other offers/benefits. The credit value of the one night is calculated as the average nightly room rate for the total nights' stay. Only one credit amount will be paid per Citi Prestige Primary Cardholder per room per booking. Booking for the accommodation must be of the same room types. Back-to-back stays are not allowed. Back-to-back stays are stays at the same city/state booked on two reservations (as an example, you book four nights at a hotel on one reservation for Monday, Tuesday, Wednesday and Thursday and book another four nights on another reservation for Friday, Saturday, Sunday and Monday. In this situation, you would only be eligible for one complimentary night for the 8-night stay). Between each booking, a minimum of a 7-day window is required. Luxury Escapes Pty Ltd pays a commission to National Australia Bank for certain booking types. Offer is renewed each year unless we notify you otherwise. Please refer to the full [Terms and Conditions](https://www1.citibank.com.au/prestige-benefits/terms) for further information.
* **$Luxury Escapes**
10% discount is valid on 'Limited Time LUX Exclusive' hotel offers (excludes flights) or any international tour at [luxuryescapes.com/au](https://luxuryescapes.com/au) or on the Luxury Escapes mobile app. Offer valid at Australian website only. Offers are valid exclusively to Citi Prestige cardholders and is not transferable. Maximum discount available per transaction is $500 for Limited Time Lux Exclusive hotels and $250 for international tours. Offers are valid if booked by 1 March 2025\. To be eligible, customers must use their Citi Prestige Card at checkout along with the promo code PRESTIGECITI10 when purchasing Limited Time LUX Exclusive hotels, or CITITOUR10 when purchasing an international tour, and the discount will be applied automatically. Excludes transactions made through a third-party establishment or payment processor. Offer is not valid on flights, LUX Partner Properties, LUX Premium Collection, Last Minute Escapes, Cruises, Experiences or Gift Cards. Offer is not combinable with any other discount or offer.
* **\*Mobile Phone Protection Insurance**
Mobile Phone Protection Insurance (Cover) is provided under and by way of a group policy (Group Policy) issued by AIG Australia Limited (ABN 93 004 727 753, AFSL 381 686) (AIG) to National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) ("NAB"). NAB is the credit provider and issuer of Citi branded credit cards. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) ("Citi"). Citi has agreed with NAB to provide transitional services in relation to the transferred business. This Cover is available to Cardholders ("you/your") while you remain an eligible Mastercard and/or Visa cardholder of NAB, subject to NAB’s and AIG's right to alter the Cover. The terms, conditions and excluded cover are specified in the '[Citi Credit Cards Complimentary Mobile Phone Insurance Terms and Conditions](https://www.cdn.citibank.com/v1/augcb/cbol/files/documents/2021/mobile-insurance-termsandconditions.pdf)' as amended from time to time. When eligible, you have the benefit of cover as a third party beneficiary solely by reason of the statutory operation of Section 48 of the Insurance Contracts Act 1984 (Cth). To make sure that the Cover meets your needs and is suitable for you and your personal circumstances, these terms and conditions must be reviewed by you and, if necessary, you should also seek independent financial advice. Neither Citi nor NAB is the issuer or insurer of the Cover. Neither Citi nor NAB nor any of its related corporations guarantee any of the benefits under the Cover. Please note that you must have a contract with a mobile phone provider and a monthly automatic billing arrangement.
* ±**Points earn rate**
All rewards are subject to the [Terms and Conditions of the Citi Rewards Program](https://www.citibank.com.au/global%5Fdocs/pdf/MCG12231%5F1014.pdf). Citi Prestige Qantas Card earns 1.5 Points per $1 for selected purchases made and booked directly from a range of major restaurants and restaurant chains, major hotel chains, major travel agencies, major travel aggregators and flights directly booked with major airlines. 1 Point per $1 for selected purchases made at major petrol outlets, major supermarkets and major national retailers. 0.5 Point per $1 spent everywhere else on eligible Domestic Spend. 1.5 Points per $1 spent on eligible International Spend. Domestic Spend and International Spend means any Eligible Transaction made with a merchant who respectively tells us they are located within Australia or outside Australia. Please [click here](#/augcb/block/6727) for the full definition of Eligible Transactions. Please note purchases not ordered or booked directly from the restaurant (e.g. through a delivery company) are not included in the higher earn rate. Please note that whether or not a purchase is eligible to earn Points and how many (e.g. whether the merchant is a "major restaurant") will be determined based on card scheme information ultimately provided either by the merchant (including individual outlets) or its financial institution (including information about the type of business conducted by the merchant). If, for example, a restaurant is not classified as a restaurant by the card scheme, it will not be treated as a "major restaurant" for calculating Points. Qantas Points are defined in the Citi Rewards and Citi Qantas Rewards Program Terms and Conditions as Qantas Frequent Flyer Points. You must be a member of the Qantas Frequent Flyer Program and provide your membership number to us. A joining fee may apply. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions, available at [qantas.com/terms](http://www.qantas.com/terms).
* **<Interest free period**
The interest free period applies when you pay your full closing balance from your last statement of account by the payment due date (excluding any Fixed Payment Option balance which isn’t due for payment by that payment due date). No interest free period is available on Cash Advances or Balance Transfers. Whilst you have a Balance Transfer you will be charged interest on your daily unpaid balance.
* **^Citi Instalment Plans**
Citi Instalment Plan is defined in the Credit Card Terms and Conditions as a Fixed Payment Option. Fixed Payment Option offers are subject to eligibility and only available if your account is and remains in good standing (for example – your account is not in default, suspended or closed). For the full terms and conditions that apply to Fixed Payment Options, please refer to the [Credit Card Terms and Conditions and Other Important Information](https://www.citibank.com.au/global%5Fdocs/pdf/MCG15638%5F1118.pdf).
* \~**Complimentary Insurances**
Complimentary insurance covers are subject to eligibility requirements: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz) has issued a Complimentary insurance group policy to National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth). NAB is the credit provider and issuer of Citi branded credit cards. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”). Citi has agreed with NAB to provide transitional services in relation to the transferred business. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, exclusions, limits and applicable sub-limits of the group policy are set out in the [Citi Credit Cards Complimentary Insurance Policy Information Booklet](https://www.citibank.com.au/global%5Fimages/complimentaryinsurance/pdf/mcg7932%5F0319%5Fciti%5Fdescription%5Fof%5Fcover%5Ffinal.pdf) which may be amended from time to time. Neither NAB nor Citi nor any of its related corporations guarantee this insurance.
* ≥**Airport lounge access**
One complimentary digital Priority Pass™ Membership, with unlimited lounge visits, for the primary cardholder is a Special Feature of the Citi Prestige Card. Citi Prestige Credit Cardholders must enrol for the Priority Pass™ Standard Membership at [www.prioritypass.com/prestigeaumc](http://www.prioritypass.com/prestigeaumc). The primary cardholder may bring one guest for free per visit. Any additional guests will be charged directly by the lounge. You will need to download the Priority Pass™ App via the Apple App Store or get it on the Google Play Store to access your Digital Membership Card. The membership is subject to the Priority Pass™ Conditions of Use. Please note that within Australia, Priority Pass™ is available at select airports. For the full list of up-to-date airport lounges and Priority Pass™ Conditions of Use please refer to [www.prioritypass.com](http://www.prioritypass.com/) along with the [Citi Prestige Credit Card Benefit Terms and Conditions](https://www1.citibank.com.au/prestige-benefits/terms) for further information.
* ⋈**Concierge Service**
Concierge Services is a complimentary service available to the Primary Cardholder only. For more information, including how to contact Concierge Services, visit the [Citi Prestige Credit Card Benefits](https://www1.citibank.com.au/credit-cards/benefits/prestige#Personal-Concierge). See the [Terms and Conditions of the Citi Rewards Program](https://www.citibank.com.au/global%5Fdocs/pdf/MCG12231%5F1014.pdf) for more details.
* ∆**My Cashback Offers**
My Cashback offers are subject to eligibility and only available if your account is and remains in good standing (for example – your account is not in default, suspended or closed). For more information, visit the [My Cashback page](https://www1.citibank.com.au/mycashback).
* ∝**Uber Premier $100 cashback**
To be eligible to receive the Uber Premier $100 cashback, as the primary cardholder, you must make the booking for an Uber Ride via the Uber app and spend AUD$100 or more in one transaction using your Citi Prestige Card. The benefit is capped at one redemption per calendar year. Payment must be made directly with your Citi Prestige Card via the Uber app. Excludes Uber Eats, Uber Pass, Uber Gift Card and transactions made through a third-party establishment or payment processor. The Uber Premier $100 Cashback will be calculated on the first eligible spend during the calendar year and credited to your account within eight weeks after the qualifying transaction is processed provided your account is open and in good standing (for example – your account is not in default, suspended or closed). Cashback will not be credited to your account if the qualifying spend is refunded or reversed. Cashback will reduce the outstanding balance of your account but will not count towards your next monthly repayment obligation depending on when it is credited to your account. Please refer to the full [Terms and Conditions](https://www1.citibank.com.au/prestige-benefits/terms) for further information. Only available for travel within Australia.
* **¥$10 monthly cashback with BINGE**
To be eligible for the $10 monthly cashback (Cashback Offer) your monthly payment for your BINGE Standard or BINGE Premium subscription must be made between 20 November 2024 – 31 October 2025 (Promotional Period) using your eligible Citi Prestige Mastercard, Citi Premier Mastercard, Citi Rewards Mastercard, Citi Clear Mastercard credit cards. The Cashback Offer is only available on BINGE Standard or Premium monthly subscriptions. BINGE Standard and Premium subscriptions will automatically renew each month at full RRP. Must sign up via [binge.com.au](https://binge.com.au/browse). Excludes sign ups via [Hubbl.com.au](http://hubbl.com.au/). This Cashback Offer cannot be used in conjunction with any other offer, promotion, special offer, discount, coupon, or discount code, nor is it transferrable. Subscriptions purchased using any other form of payment (e.g. through a third-party establishment or payment processor such as Telstra, PayPal, gift cards, Apple Pay, Samsung Pay and Google Pay, or loyalty points) will not be eligible for the Cashback Offer. The Cashback Offer will be credited to your account by the next statement after the eligible BINGE subscription has been purchased each month you stay subscribed to BINGE during the Promotional Period, provided your account is in good standing (for example – your account is not in default, suspended or closed). Cashback will not be credited to your account if the qualifying spend is refunded. Customers who upgrade to the BINGE Standard or Premium plan during the Promotional Period, otherwise in accordance with these terms, will be eligible for the Cashback Offer, which will be paid by the statement after first full payment of the higher subscription fee. The Cashback Offer payment will reduce the outstanding balance of your credit card account but will not count towards your next minimum monthly repayment obligation. Please note that if you have a Balance Transfer you will be charged interest on any spend that you make. Credit is not redeemable for cash or other payment form. Use of BINGE requires acceptance of the [Hubbl Streaming & Account Customer Terms](https://help.hubbl.com.au/s/article/Hubbl-Streaming-and-Account-Customer-Terms). Please note that any questions regarding your BINGE subscription should be directed to [BINGE Support](https://help.binge.com.au/s/contactsupport). Any questions regarding your cashback or credit card account should be directed to the [Citi Customer Service Team](https://www1.citibank.com.au/contact-us). We may vary or end this offer at any time.
* **π5% discount on international flights with Trip.com**
To be eligible to receive the 5% discount on your international flight from Australia, the flight must be booked via the unique [Trip.com](https://au.trip.com/?locale=en-au) link on either the Mobile App or website from 28 November 2024 to 31 December 2025 for travel by 30 September 2026\. To receive the 5% discount, you must enter the promotional code at checkout and pay with your eligible Citi Credit Card. Eligible cards are Citi Prestige Mastercard, Premier Mastercard, Rewards Mastercard, Simplicity Mastercard, Clear Mastercard and Classic Plus Card. The discount will apply to the price including taxes and fees. This discount applies to single, return and multi-city flights from Australia. Bookings of "flight+hotel" and "ticket+hotel" are excluded from this promotion. Only one promo code can be applied to each reservation. Promo codes cannot be used in conjunction with any other promotions or offers and cannot be exchanged for cash or Trip Coins. Cancellation policy may vary. Please refer to the cancellation policy of the specific ticket type before booking. [Trip.com](https://au.trip.com/?locale=en-au) reserves the right to cancel any bookings of members who engage in fraudulent, disruptive, or abusive behaviour, or who violate these terms. We may vary or cancel the discount offer at any time acting reasonably. We may vary or end this offer at any time. Other forms of payment e.g. PayPal, gift cards or loyalty points will not be eligible for the discounted offer. Listed Citi Credit Cards are eligible provided your account is open and in good standing (for example - your account is not in default, suspended or closed).
1 unchanged line
− Removed
2. Balance Transfer offer
Your total balance transfers may not exceed 80% of your credit limit. The 0%
p.a. interest rate will apply to balances transferred with this offer within
3 months from card approval for a period of 6 months from the date the
balance transfer is processed. At the end of the balance transfer
promotional period, the interest rate on any outstanding transferred balance
will revert to the variable Annual Percentage Rate for Cash Advances,
currently 22.99% p.a. This offer excludes balances transferred from Citi
branded unsecured credit products. Please note, you will be charged interest
on retail purchases while you have a balance transfer. For important
information to consider before taking up a balance transfer, please click
here [https://www.citibank.com.au/aus/credit_cards/balance_transfers.htm].
This offer commenced 20 November 2024. We may vary or end this offer at any
time.
* ø4th Night on Us
The promo code "CitiPrestige" must be applied at checkout to redeem the
benefit. 4th Night on Us benefit is capped at 4 redemptions per calendar year
and bookings must be made and used in the same calendar year. The credit
amount is capped at $1,000 per redemption. 4th Night on Us is a special
feature of the Citi Prestige Credit Card. Valid for Citi Prestige Primary
Cardholders only. A minimum of 4 consecutive nights' stay is required in
order to receive a credit for one night. This benefit cannot be used in
conjunction with other offers/benefits. The credit value of the one night is
calculated as the average nightly room rate for the total nights' stay. Only
one credit amount will be paid per Citi Prestige Primary Cardholder per room
per booking. Booking for the accommodation must be of the same room types.
Back-to-back stays are not allowed. Back-to-back stays are stays at the same
city/state booked on two reservations (as an example, you book four nights at
a hotel on one reservation for Monday, Tuesday, Wednesday and Thursday and
book another four nights on another reservation for Friday, Saturday, Sunday
and Monday. In this situation, you would only be eligible for one
complimentary night for the 8-night stay). Between each booking, a minimum of
a 7-day window is required. Luxury Escapes Pty Ltd pays a commission to
National Australia Bank for certain booking types. Offer is renewed each year
unless we notify you otherwise. Please refer to the full Terms and Conditions
[https://www1.citibank.com.au/prestige-benefits/terms] for further
information.
* $Luxury Escapes
10% discount is valid on 'Limited Time LUX Exclusive' hotel offers (excludes
flights) or any international tour at luxuryescapes.com/au
[https://luxuryescapes.com/au] or on the Luxury Escapes mobile app. Offer
valid at Australian website only. Offers are valid exclusively to Citi
Prestige cardholders and is not transferable. Maximum discount available per
transaction is $500 for Limited Time Lux Exclusive hotels and $250 for
international tours. Offers are valid if booked by 1 March 2025. To be
eligible, customers must use their Citi Prestige Card at checkout along with
the promo code PRESTIGECITI10 when purchasing Limited Time LUX Exclusive
hotels, or CITITOUR10 when purchasing an international tour, and the discount
will be applied automatically. Excludes transactions made through a
third-party establishment or payment processor. Offer is not valid on
flights, LUX Partner Properties, LUX Premium Collection, Last Minute Escapes,
Cruises, Experiences or Gift Cards. Offer is not combinable with any other
discount or offer.
* *Mobile Phone Protection Insurance
Mobile Phone Protection Insurance (Cover) is provided under and by way of a
group policy (Group Policy) issued by AIG Australia Limited
(ABN 93 004 727 753, AFSL 381 686) (AIG) to National Australia Bank Limited
(ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) ("NAB"). NAB
is the credit provider and issuer of Citi branded credit cards. NAB has
acquired the business relating to these products from Citigroup Pty Limited
(ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) ("Citi").
Citi has agreed with NAB to provide transitional services in relation to the
transferred business. This Cover is available to Cardholders ("you/your")
while you remain an eligible Mastercard and/or Visa cardholder of NAB,
subject to NAB’s and AIG's right to alter the Cover. The terms, conditions
and excluded cover are specified in the 'Citi Credit Cards Complimentary
Mobile Phone Insurance Terms and Conditions
[https://www.cdn.citibank.com/v1/augcb/cbol/files/documents/2021/mobile-insurance-termsandconditions.pdf]'
as amended from time to time. When eligible, you have the benefit of cover as
a third party beneficiary solely by reason of the statutory operation of
Section 48 of the Insurance Contracts Act 1984 (Cth). To make sure that the
Cover meets your needs and is suitable for you and your personal
circumstances, these terms and conditions must be reviewed by you and, if
necessary, you should also seek independent financial advice. Neither Citi
nor NAB is the issuer or insurer of the Cover. Neither Citi nor NAB nor any
of its related corporations guarantee any of the benefits under the Cover.
Please note that you must have a contract with a mobile phone provider and a
monthly automatic billing arrangement.
* ±Points earn rate
All rewards are subject to the Terms and Conditions of the Citi Rewards
Program [https://www.citibank.com.au/global_docs/pdf/MCG12231_1014.pdf]. Citi
Prestige Qantas Card earns 1.5 Points per $1 for selected purchases made and
booked directly from a range of major restaurants and restaurant chains,
major hotel chains, major travel agencies, major travel aggregators and
flights directly booked with major airlines. 1 Point per $1 for selected
purchases made at major petrol outlets, major supermarkets and major national
retailers. 0.5 Point per $1 spent everywhere else on eligible Domestic Spend.
1.5 Points per $1 spent on eligible International Spend. Domestic Spend and
International Spend means any Eligible Transaction made with a merchant who
respectively tells us they are located within Australia or outside Australia.
Please click here for the full definition of Eligible Transactions. Please
note purchases not ordered or booked directly from the restaurant (e.g.
through a delivery company) are not included in the higher earn rate. Please
note that whether or not a purchase is eligible to earn Points and how many
(e.g. whether the merchant is a "major restaurant") will be determined based
on card scheme information ultimately provided either by the merchant
(including individual outlets) or its financial institution (including
information about the type of business conducted by the merchant). If, for
example, a restaurant is not classified as a restaurant by the card scheme,
it will not be treated as a "major restaurant" for calculating Points. Qantas
Points are defined in the Citi Rewards and Citi Qantas Rewards Program Terms
and Conditions as Qantas Frequent Flyer Points. You must be a member of the
Qantas Frequent Flyer Program and provide your membership number to us. A
joining fee may apply. Membership and the earning and redemption of Qantas
Points are subject to the Qantas Frequent Flyer program Terms and Conditions,
available at qantas.com/terms [http://www.qantas.com/terms].
* <Interest free period
The interest free period applies when you pay your full closing balance from
your last statement of account by the payment due date (excluding any Fixed
Payment Option balance which isn’t due for payment by that payment due date).
No interest free period is available on Cash Advances or Balance Transfers.
Whilst you have a Balance Transfer you will be charged interest on your daily
unpaid balance.
* ^Citi Instalment Plans
Citi Instalment Plan is defined in the Credit Card Terms and Conditions as a
Fixed Payment Option. Fixed Payment Option offers are subject to eligibility
and only available if your account is and remains in good standing (for
example – your account is not in default, suspended or closed). For the full
terms and conditions that apply to Fixed Payment Options, please refer to
the Credit Card Terms and Conditions and Other Important Information
[https://www.citibank.com.au/global_docs/pdf/MCG15638_1118.pdf].
* ~Complimentary Insurances
Complimentary insurance covers are subject to eligibility requirements: AWP
Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global
Assistance) under a binder from the underwriter, Allianz Australia Insurance
Limited ABN 15 000 122 850 AFSL 234708 (Allianz) has issued a Complimentary
insurance group policy to National Australia Bank Limited (ABN 12 004 044
937, AFSL and Australian Credit Licence 230686) (“NAB”) which allows eligible
NAB account holders and cardholders to claim under it as third party
beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth).
NAB is the credit provider and issuer of Citi branded credit cards. NAB has
acquired the business relating to these products from Citigroup Pty Limited
(ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”).
Citi has agreed with NAB to provide transitional services in relation to the
transferred business. Any advice on insurance is general advice only and not
based on any consideration of your objectives, financial situation or needs.
The terms, conditions, exclusions, limits and applicable sub-limits of the
group policy are set out in the Citi Credit Cards Complimentary Insurance
Policy Information Booklet
[https://www.citibank.com.au/global_images/complimentaryinsurance/pdf/mcg7932_0319_citi_description_of_cover_final.pdf]
which may be amended from time to time. Neither NAB nor Citi nor any of its
related corporations guarantee this insurance.
* ≥Airport lounge access
One complimentary digital Priority Pass™ Membership, with unlimited lounge
visits, for the primary cardholder is a Special Feature of the Citi Prestige
Card. Citi Prestige Credit Cardholders must enrol for the Priority Pass™
Standard Membership at www.prioritypass.com/prestigeaumc
[http://www.prioritypass.com/prestigeaumc]. The primary cardholder may bring
one guest for free per visit. Any additional guests will be charged directly
by the lounge. You will need to download the Priority Pass™ App via the Apple
App Store or get it on the Google Play Store to access your Digital
Membership Card. The membership is subject to the Priority Pass™ Conditions
of Use. Please note that within Australia, Priority Pass™ is available at
select airports. For the full list of up-to-date airport lounges and Priority
Pass™ Conditions of Use please refer to www.prioritypass.com
[http://www.prioritypass.com/] along with the Citi Prestige Credit Card
Benefit Terms and Conditions
[https://www1.citibank.com.au/prestige-benefits/terms] for further
information.
* ⋈Concierge Service
Concierge Services is a complimentary service available to the Primary
Cardholder only. For more information, including how to contact Concierge
Services, visit the Citi Prestige Credit Card Benefits
[https://www1.citibank.com.au/credit-cards/benefits/prestige#Personal-Concierge].
See the Terms and Conditions of the Citi Rewards Program
[https://www.citibank.com.au/global_docs/pdf/MCG12231_1014.pdf] for more
details.
* ∆My Cashback Offers
My Cashback offers are subject to eligibility and only available if your
account is and remains in good standing (for example – your account is not in
default, suspended or closed). For more information, visit the My Cashback
page [https://www1.citibank.com.au/mycashback].
* ∝Uber Premier $100 cashback
To be eligible to receive the Uber Premier $100 cashback, as the primary
cardholder, you must make the booking for an Uber Ride via the Uber app and
spend AUD$100 or more in one transaction using your Citi Prestige Card. The
benefit is capped at one redemption per calendar year. Payment must be made
directly with your Citi Prestige Card via the Uber app. Excludes Uber Eats,
Uber Pass, Uber Gift Card and transactions made through a third-party
establishment or payment processor. The Uber Premier $100 Cashback will be
calculated on the first eligible spend during the calendar year and credited
to your account within eight weeks after the qualifying transaction is
processed provided your account is open and in good standing (for example –
your account is not in default, suspended or closed). Cashback will not be
credited to your account if the qualifying spend is refunded or reversed.
Cashback will reduce the outstanding balance of your account but will not
count towards your next monthly repayment obligation depending on when it is
credited to your account. Please refer to the full Terms and Conditions
[https://www1.citibank.com.au/prestige-benefits/terms] for further
information. Only available for travel within Australia.
* ¥$10 monthly cashback with BINGE
To be eligible for the $10 monthly cashback (Cashback Offer) your monthly
payment for your BINGE Standard or BINGE Premium subscription must be made
between 20 November 2024 – 31 October 2025 (Promotional Period) using your
eligible Citi Prestige Mastercard, Citi Premier Mastercard, Citi Rewards
Mastercard, Citi Clear Mastercard credit cards. The Cashback Offer is only
available on BINGE Standard or Premium monthly subscriptions. BINGE Standard
and Premium subscriptions will automatically renew each month at full RRP.
Must sign up via binge.com.au [https://binge.com.au/browse]. Excludes sign
ups via Hubbl.com.au [http://hubbl.com.au/]. This Cashback Offer cannot be
used in conjunction with any other offer, promotion, special offer, discount,
coupon, or discount code, nor is it transferrable. Subscriptions purchased
using any other form of payment (e.g. through a third-party establishment or
payment processor such as Telstra, PayPal, gift cards, Apple Pay, Samsung Pay
and Google Pay, or loyalty points) will not be eligible for the Cashback
Offer. The Cashback Offer will be credited to your account by the next
statement after the eligible BINGE subscription has been purchased each month
you stay subscribed to BINGE during the Promotional Period, provided your
account is in good standing (for example – your account is not in default,
suspended or closed). Cashback will not be credited to your account if the
qualifying spend is refunded. Customers who upgrade to the BINGE Standard or
Premium plan during the Promotional Period, otherwise in accordance with
these terms, will be eligible for the Cashback Offer, which will be paid by
the statement after first full payment of the higher subscription fee. The
Cashback Offer payment will reduce the outstanding balance of your credit
card account but will not count towards your next minimum monthly repayment
obligation. Please note that if you have a Balance Transfer you will be
charged interest on any spend that you make. Credit is not redeemable for
cash or other payment form. Use of BINGE requires acceptance of the Hubbl
Streaming & Account Customer Terms
[https://help.hubbl.com.au/s/article/Hubbl-Streaming-and-Account-Customer-Terms].
Please note that any questions regarding your BINGE subscription should be
directed to BINGE Support [https://help.binge.com.au/s/contactsupport]. Any
questions regarding your cashback or credit card account should be directed
to the Citi Customer Service Team
[https://www1.citibank.com.au/contact-us]. We may vary or end this offer at
any time.
* π5% discount on international flights with Trip.com
To be eligible to receive the 5% discount on your international flight from
Australia, the flight must be booked via the unique Trip.com
[https://au.trip.com/?locale=en-au] link on either the Mobile App or website
from 28 November 2024 to 31 December 2025 for travel by 30 September 2026. To
receive the 5% discount, you must enter the promotional code at checkout and
pay with your eligible Citi Credit Card. Eligible cards are Citi Prestige
Mastercard, Premier Mastercard, Rewards Mastercard, Simplicity Mastercard,
Clear Mastercard and Classic Plus Card. The discount will apply to the price
including taxes and fees. This discount applies to single, return and
multi-city flights from Australia. Bookings of "flight+hotel" and
"ticket+hotel" are excluded from this promotion. Only one promo code can be
applied to each reservation. Promo codes cannot be used in conjunction with
any other promotions or offers and cannot be exchanged for cash or Trip
Coins. Cancellation policy may vary. Please refer to the cancellation policy
of the specific ticket type before booking. Trip.com
[https://au.trip.com/?locale=en-au] reserves the right to cancel any bookings
of members who engage in fraudulent, disruptive, or abusive behaviour, or who
violate these terms. We may vary or cancel the discount offer at any time
acting reasonably. We may vary or end this offer at any time. Other forms of
payment e.g. PayPal, gift cards or loyalty points will not be eligible for
the discounted offer. Listed Citi Credit Cards are eligible provided your
account is open and in good standing (for example - your account is not in
default, suspended or closed).
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125,000 bonus Qantas Points when you spend $10,000 on eligible purchases within 3 months from approval.1 Apply now
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- Home
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- Citi Prestige Qantas Card
[Image: [object Object]]
Citi Prestige Qantas Credit Card
125,000 bonus Qantas Points
when you spend $10,000 on eligible purchases within 3 months from approval.1
[Image: Citi Prestige Qantas Credit Card]
Important Information
Citi PayAll no longer available: Citi PayAll will no longer be available from 20 January 2025.
All Citi PayAll scheduled payments with a due date of 20 January 2025 and onwards will not be processed.
For more details, please refer to the FAQs and Variation Notice.
There’s way more to a Citi Prestige Qantas Credit Card
[Image: Special offer]
Special offer
Get 125,000 bonus Qantas Points with this special offer when you make the minimum spend.1
4th Night on Us
Book four consecutive nights or more at a range of hotels with Luxury Escapes and receive a credit back for one night (up to $1,000 credit per booking, four times per calendar year).ø
[Image: Complimentary airport lounge access icon]
Complimentary airport lounge access
Receive unlimited complimentary access to over 1,500 Priority Pass™️ lounges around the world for you and one guest.≥
[Image: Uber Premier $100 Cashback icon]
Uber Premier $100 cashback
Spend $100 or more in one transaction on Uber Premier (or other available ride options) with your Citi Prestige Qantas Credit Card to receive $100 cashback. Cap and T&Cs apply.∝
[Image: Complimentary Mobile Phone Insurance icon]
Complimentary Mobile Phone Insurance
Pay your Monthly Mobile Plan bill with your Citi Prestige Qantas Credit Card and you'll be covered for Accidental Damage and Theft.*
Luxury Escapes
Enjoy 10% off Limited Time LUX Exclusive hotel offers (up to $500) and international tours (up to $250) booked by 1 March 2025.$
$10 monthly cashback with BINGE
Get $10 cashback every month until 31 October 2025 when you sign up for a Standard (normally $19 per month) or Premium (normally $22 per month) monthly subscription. Stream the TV shows and movies everyone is talking about.¥
5% discount on international flights with Trip.com
Explore the world with 5% off international flights from Australia with no blackout dates. Book by 31 December 2025 for travel by 30 September 2026.π
Cashback offers from the brands you love
No opt-in or registration. Simply spend at stores with My Cashback offers and automatically receive cashback.△
[Image: Complimentary Travel Insurance icon]
Complimentary Travel Insurance
Access to Complimentary International and Domestic Travel Insurance with your Citi Prestige Qantas Credit Card.~
Earn Qantas Points when you spend
[Image]
International Spend
on Eligible Transactions± made overseas or online with a merchant that is based overseas
Qantas Points per $1 spent
1.5 Points
[Image]
Domestic Spend
on Eligible Transactions± made directly with major: airlines, hotel chains and restaurants in Australia
Qantas Points per $1 spent
1.5 Points
[Image]
Domestic Spend
on Eligible Transactions± made directly with major: supermarkets, petrol outlets and national retailers
Qantas Points per $1 spent
1 Point
[Image]
Domestic Spend
on all other Eligible Transactions±
Qantas Points per $1 spent
0.5 Point
Rates and fees
Balance transfer rate
0% p.a. for 6 months2 with no balance transfer fee. Reverts to cash advance rate. Please note, you will be charged interest on retail purchases while you have a balance transfer.
Annual fee
$749
Additional cardholder fee
$0. You may have up to 4 additional cardholders, who must be 16 years or older.
Retail purchase rate
22.49% p.a. or pay off eligible purchases at a fixed interest rate over a set term with a Citi Instalment Plan.^
Cash advance rate
22.99% p.a.
Interest free period
Up to 44 days interest-free on retail purchases (unless you have a balance transfer).<
Minimum credit limit
$20,000
Maximum credit limit
$100,000
There may be circumstances in which you have to pay other fees. A full list of current fees applicable to this credit card can be viewed on our credit card fees and charges page.
Keep up to date with the latest offers and benefits available on your Citi Prestige Qantas Credit Card.
[Image: Citi Prestige Qantas Credit Card offers and benefits]
[Image: Contactless payment with your smartwatch]
More ways to pay
Enjoy the ease of cashless and contactless payments with your Citi Credit Card. Simply tap and pay with your card in hand, on your phone, or on your wearable.
Learn how to set up a mobile wallet >
Apply now in 3 simple steps
[Image: Ensure you’re eligible]
1. Ensure you’re eligible
Have a look at our criteria below – if you tick every box, you’ll be eligible to apply.
[Image: Apply online]
2. Apply online
Submit your Citi Prestige Qantas Credit Card application online in just 10 minutes.
[Image: Stay in touch]
3. Stay in touch
We’ll advise when your application has been approved. You should receive your card within 5-7 business days.
What you need to apply
[Image: Receive a regular income]
Receive a regular income
[Image: 18 years or older]
18 years or older
[Image: Permanent Australian resident]
Permanent Australian resident
[Image: Mobile phone and email]
Mobile phone and email
[Image: 2 forms of identification]
2 forms of identification:
- Australian Driver Licence
- OR Passport
- OR Medicare Card
[Image: Proof of Income: Payslips]
Proof of income: payslips
[Image: Multiple cards]
Looking for something different in your credit card?
We have a variety of cards to help with travel expenses, or unlocking cashback offers - see where a Citi Credit Card can take you.
Things you should know
Fees and charges apply. Credit criteria apply. New Citi Prestige Qantas Credit Card customers only and cannot be used in conjunction with any other offers. A credit check is performed each time you apply for a credit card. Credit reporting bodies make a record of these enquiries and this information may be used and disclosed for the purposes of assessing your credit worthiness, including your credit score and credit rating. For example, making multiple credit applications over a short period of time could have a negative effect on your credit score, as this may reduce your chances of approval.
Refer to the full Terms and Conditions related to this product here. To obtain a copy of the Target Market Determination (TMD) related to this product, click here.
National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of Citi branded credit cards. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to provide transitional services.
Our/us/we means NAB unless the context otherwise requires it.
“Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group
- Bonus Qantas Points
To be eligible to receive 125,000 bonus Qantas Points, you must apply for a new Citi Prestige Qantas Card before the offer is withdrawn, be approved and spend a minimum of $10,000 on eligible Retail Purchases using your new Card within 3 months from approval. Eligible purchases exclude Cash Advances, Balance Transfers, Special Promotions, interest and fees. Any refunds and Chargebacks on purchases will also be excluded and will not form part of the spend criteria. The bonus Qantas Points will be credited to your Qantas Frequent Flyer membership account within 2 months of meeting the spend criteria. Your Citi Prestige Qantas Card must remain open, in good standing (for example – your account is not in default, suspended or closed) and enrolled in Citi Qantas Rewards for the bonus Qantas Points to be awarded. All rewards are subject to the Terms and Conditions of the Citi Rewards Program. Qantas Points are defined in the Citi Rewards and Citi Qantas Rewards Program Terms and Conditions as Qantas Frequent Flyer Points. You must be a member of the Qantas Frequent Flyer Program and provide your membership number to us. A joining fee may apply. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions, available at qantas.com/terms. Please note, you will be charged interest on retail purchases while you have a balance transfer. This offer commenced 20 November 2024. We may vary or end this offer at any time. This offer is not available when closing or transferring from another Citi branded credit card account or in conjunction with any other Citi branded credit card offer. - Balance Transfer offer
Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate will apply to balances transferred with this offer within 3 months from card approval for a period of 6 months from the date the balance transfer is processed. At the end of the balance transfer promotional period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 22.99% p.a. This offer excludes balances transferred from Citi branded unsecured credit products. Please note, you will be charged interest on retail purchases while you have a balance transfer. For important information to consider before taking up a balance transfer, please click here. This offer commenced 20 November 2024. We may vary or end this offer at any time.
- ø4th Night on Us
The promo code "CitiPrestige" must be applied at checkout to redeem the benefit. 4th Night on Us benefit is capped at 4 redemptions per calendar year and bookings must be made and used in the same calendar year. The credit amount is capped at $1,000 per redemption. 4th Night on Us is a special feature of the Citi Prestige Credit Card. Valid for Citi Prestige Primary Cardholders only. A minimum of 4 consecutive nights' stay is required in order to receive a credit for one night. This benefit cannot be used in conjunction with other offers/benefits. The credit value of the one night is calculated as the average nightly room rate for the total nights' stay. Only one credit amount will be paid per Citi Prestige Primary Cardholder per room per booking. Booking for the accommodation must be of the same room types. Back-to-back stays are not allowed. Back-to-back stays are stays at the same city/state booked on two reservations (as an example, you book four nights at a hotel on one reservation for Monday, Tuesday, Wednesday and Thursday and book another four nights on another reservation for Friday, Saturday, Sunday and Monday. In this situation, you would only be eligible for one complimentary night for the 8-night stay). Between each booking, a minimum of a 7-day window is required. Luxury Escapes Pty Ltd pays a commission to National Australia Bank for certain booking types. Offer is renewed each year unless we notify you otherwise. Please refer to the full Terms and Conditions for further information. - $Luxury Escapes
10% discount is valid on 'Limited Time LUX Exclusive' hotel offers (excludes flights) or any international tour at luxuryescapes.com/au or on the Luxury Escapes mobile app. Offer valid at Australian website only. Offers are valid exclusively to Citi Prestige cardholders and is not transferable. Maximum discount available per transaction is $500 for Limited Time Lux Exclusive hotels and $250 for international tours. Offers are valid if booked by 1 March 2025. To be eligible, customers must use their Citi Prestige Card at checkout along with the promo code PRESTIGECITI10 when purchasing Limited Time LUX Exclusive hotels, or CITITOUR10 when purchasing an international tour, and the discount will be applied automatically. Excludes transactions made through a third-party establishment or payment processor. Offer is not valid on flights, LUX Partner Properties, LUX Premium Collection, Last Minute Escapes, Cruises, Experiences or Gift Cards. Offer is not combinable with any other discount or offer. - *Mobile Phone Protection Insurance
Mobile Phone Protection Insurance (Cover) is provided under and by way of a group policy (Group Policy) issued by AIG Australia Limited (ABN 93 004 727 753, AFSL 381 686) (AIG) to National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) ("NAB"). NAB is the credit provider and issuer of Citi branded credit cards. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) ("Citi"). Citi has agreed with NAB to provide transitional services in relation to the transferred business. This Cover is available to Cardholders ("you/your") while you remain an eligible Mastercard and/or Visa cardholder of NAB, subject to NAB’s and AIG's right to alter the Cover. The terms, conditions and excluded cover are specified in the 'Citi Credit Cards Complimentary Mobile Phone Insurance Terms and Conditions' as amended from time to time. When eligible, you have the benefit of cover as a third party beneficiary solely by reason of the statutory operation of Section 48 of the Insurance Contracts Act 1984 (Cth). To make sure that the Cover meets your needs and is suitable for you and your personal circumstances, these terms and conditions must be reviewed by you and, if necessary, you should also seek independent financial advice. Neither Citi nor NAB is the issuer or insurer of the Cover. Neither Citi nor NAB nor any of its related corporations guarantee any of the benefits under the Cover. Please note that you must have a contract with a mobile phone provider and a monthly automatic billing arrangement. - ±Points earn rate
All rewards are subject to the Terms and Conditions of the Citi Rewards Program. Citi Prestige Qantas Card earns 1.5 Points per $1 for selected purchases made and booked directly from a range of major restaurants and restaurant chains, major hotel chains, major travel agencies, major travel aggregators and flights directly booked with major airlines. 1 Point per $1 for selected purchases made at major petrol outlets, major supermarkets and major national retailers. 0.5 Point per $1 spent everywhere else on eligible Domestic Spend. 1.5 Points per $1 spent on eligible International Spend. Domestic Spend and International Spend means any Eligible Transaction made with a merchant who respectively tells us they are located within Australia or outside Australia. Please click here for the full definition of Eligible Transactions. Please note purchases not ordered or booked directly from the restaurant (e.g. through a delivery company) are not included in the higher earn rate. Please note that whether or not a purchase is eligible to earn Points and how many (e.g. whether the merchant is a "major restaurant") will be determined based on card scheme information ultimately provided either by the merchant (including individual outlets) or its financial institution (including information about the type of business conducted by the merchant). If, for example, a restaurant is not classified as a restaurant by the card scheme, it will not be treated as a "major restaurant" for calculating Points. Qantas Points are defined in the Citi Rewards and Citi Qantas Rewards Program Terms and Conditions as Qantas Frequent Flyer Points. You must be a member of the Qantas Frequent Flyer Program and provide your membership number to us. A joining fee may apply. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions, available at qantas.com/terms. - <Interest free period
The interest free period applies when you pay your full closing balance from your last statement of account by the payment due date (excluding any Fixed Payment Option balance which isn’t due for payment by that payment due date). No interest free period is available on Cash Advances or Balance Transfers. Whilst you have a Balance Transfer you will be charged interest on your daily unpaid balance. - ^Citi Instalment Plans
Citi Instalment Plan is defined in the Credit Card Terms and Conditions as a Fixed Payment Option. Fixed Payment Option offers are subject to eligibility and only available if your account is and remains in good standing (for example – your account is not in default, suspended or closed). For the full terms and conditions that apply to Fixed Payment Options, please refer to the Credit Card Terms and Conditions and Other Important Information. - ~Complimentary Insurances
Complimentary insurance covers are subject to eligibility requirements: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz) has issued a Complimentary insurance group policy to National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth). NAB is the credit provider and issuer of Citi branded credit cards. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”). Citi has agreed with NAB to provide transitional services in relation to the transferred business. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, exclusions, limits and applicable sub-limits of the group policy are set out in the Citi Credit Cards Complimentary Insurance Policy Information Booklet which may be amended from time to time. Neither NAB nor Citi nor any of its related corporations guarantee this insurance. - ≥Airport lounge access
One complimentary digital Priority Pass™ Membership, with unlimited lounge visits, for the primary cardholder is a Special Feature of the Citi Prestige Card. Citi Prestige Credit Cardholders must enrol for the Priority Pass™ Standard Membership at www.prioritypass.com/prestigeaumc. The primary cardholder may bring one guest for free per visit. Any additional guests will be charged directly by the lounge. You will need to download the Priority Pass™ App via the Apple App Store or get it on the Google Play Store to access your Digital Membership Card. The membership is subject to the Priority Pass™ Conditions of Use. Please note that within Australia, Priority Pass™ is available at select airports. For the full list of up-to-date airport lounges and Priority Pass™ Conditions of Use please refer to www.prioritypass.com along with the Citi Prestige Credit Card Benefit Terms and Conditions for further information. - ⋈Concierge Service
Concierge Services is a complimentary service available to the Primary Cardholder only. For more information, including how to contact Concierge Services, visit the Citi Prestige Credit Card Benefits. See the Terms and Conditions of the Citi Rewards Program for more details. - ∆My Cashback Offers
My Cashback offers are subject to eligibility and only available if your account is and remains in good standing (for example – your account is not in default, suspended or closed). For more information, visit the My Cashback page. - ∝Uber Premier $100 cashback
To be eligible to receive the Uber Premier $100 cashback, as the primary cardholder, you must make the booking for an Uber Ride via the Uber app and spend AUD$100 or more in one transaction using your Citi Prestige Card. The benefit is capped at one redemption per calendar year. Payment must be made directly with your Citi Prestige Card via the Uber app. Excludes Uber Eats, Uber Pass, Uber Gift Card and transactions made through a third-party establishment or payment processor. The Uber Premier $100 Cashback will be calculated on the first eligible spend during the calendar year and credited to your account within eight weeks after the qualifying transaction is processed provided your account is open and in good standing (for example – your account is not in default, suspended or closed). Cashback will not be credited to your account if the qualifying spend is refunded or reversed. Cashback will reduce the outstanding balance of your account but will not count towards your next monthly repayment obligation depending on when it is credited to your account. Please refer to the full Terms and Conditions for further information. Only available for travel within Australia. - ¥$10 monthly cashback with BINGE
To be eligible for the $10 monthly cashback (Cashback Offer) your monthly payment for your BINGE Standard or BINGE Premium subscription must be made between 20 November 2024 – 31 October 2025 (Promotional Period) using your eligible Citi Prestige Mastercard, Citi Premier Mastercard, Citi Rewards Mastercard, Citi Clear Mastercard credit cards. The Cashback Offer is only available on BINGE Standard or Premium monthly subscriptions. BINGE Standard and Premium subscriptions will automatically renew each month at full RRP. Must sign up via binge.com.au. Excludes sign ups via Hubbl.com.au. This Cashback Offer cannot be used in conjunction with any other offer, promotion, special offer, discount, coupon, or discount code, nor is it transferrable. Subscriptions purchased using any other form of payment (e.g. through a third-party establishment or payment processor such as Telstra, PayPal, gift cards, Apple Pay, Samsung Pay and Google Pay, or loyalty points) will not be eligible for the Cashback Offer. The Cashback Offer will be credited to your account by the next statement after the eligible BINGE subscription has been purchased each month you stay subscribed to BINGE during the Promotional Period, provided your account is in good standing (for example – your account is not in default, suspended or closed). Cashback will not be credited to your account if the qualifying spend is refunded. Customers who upgrade to the BINGE Standard or Premium plan during the Promotional Period, otherwise in accordance with these terms, will be eligible for the Cashback Offer, which will be paid by the statement after first full payment of the higher subscription fee. The Cashback Offer payment will reduce the outstanding balance of your credit card account but will not count towards your next minimum monthly repayment obligation. Please note that if you have a Balance Transfer you will be charged interest on any spend that you make. Credit is not redeemable for cash or other payment form. Use of BINGE requires acceptance of the Hubbl Streaming & Account Customer Terms. Please note that any questions regarding your BINGE subscription should be directed to BINGE Support. Any questions regarding your cashback or credit card account should be directed to the Citi Customer Service Team. We may vary or end this offer at any time. - π5% discount on international flights with Trip.com
To be eligible to receive the 5% discount on your international flight from Australia, the flight must be booked via the unique Trip.com link on either the Mobile App or website from 28 November 2024 to 31 December 2025 for travel by 30 September 2026. To receive the 5% discount, you must enter the promotional code at checkout and pay with your eligible Citi Credit Card. Eligible cards are Citi Prestige Mastercard, Premier Mastercard, Rewards Mastercard, Simplicity Mastercard, Clear Mastercard and Classic Plus Card. The discount will apply to the price including taxes and fees. This discount applies to single, return and multi-city flights from Australia. Bookings of "flight+hotel" and "ticket+hotel" are excluded from this promotion. Only one promo code can be applied to each reservation. Promo codes cannot be used in conjunction with any other promotions or offers and cannot be exchanged for cash or Trip Coins. Cancellation policy may vary. Please refer to the cancellation policy of the specific ticket type before booking. Trip.com reserves the right to cancel any bookings of members who engage in fraudulent, disruptive, or abusive behaviour, or who violate these terms. We may vary or cancel the discount offer at any time acting reasonably. We may vary or end this offer at any time. Other forms of payment e.g. PayPal, gift cards or loyalty points will not be eligible for the discounted offer. Listed Citi Credit Cards are eligible provided your account is open and in good standing (for example - your account is not in default, suspended or closed).
Show more
[Image: Citi Prestige Qantas credit card]
125,000 bonus Qantas Points
when you spend $10,000 on eligible purchases within 3 months from approval.1
Apply now
[Image]
[Image: Citi Prestige Qantas credit card]
125,000 bonus Qantas Points
when you spend $10,000 on eligible purchases within 3 months from approval.1
Apply now
[Image]
[Image]
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