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1. [All Cards](/en-au/credit-cards/all-cards/)
2. The American Express Platinum Edge Credit Card

### New Card Member Offer

### Enjoy $0 Annual Card Fee (usually $195) in the first year

when you apply online, and are approved. T&Cs apply. New American Express Card Members only. Offer subject to change without notice.

Key Information

Card Type

[Credit Card](https://www.americanexpress.com/au/credit-cards/)

Annual Fee

$0 Annual Card Fee in the first year, saving you $195

Interest Rate

23.99% p.a. on purchases

Interest Free Period

Up to 55 days

### How To Earn Membership Rewards Points

* ###  
3 points per $1 spent at major supermarkets and petrol stations  
## 3  
## points per $1 spent  
## at major supermarkets and petrol stations
* ###  
2 points per $1 spent on purchases in a foreign currency when overseas and online  
## 2  
## points per $1 spent  
## on purchases in a foreign currency when overseas and online
* ###  
1 point per $1 spent on all other purchases  
## 1  
## point per $1 spent  
## on all other purchases

Key Benefits

$200 to spend on travel each year

Receive $200 to spend on eligible domestic and international flights, hotels or car hire with [American Express Travel](https://travel.americanexpress.com.au/apps/shopping/#/search/air)

Smartphone front screen cover

Covering up to $500 for repairs if you break your front screen when you pay for your phone outright or monthly bill with your American Express Platinum Edge Credit Card

Additional Cards at no extra cost

Share the benefits of Membership with up to 4 Additional Cards for family members or friends, at no extra fee

## All Benefits

## 

Travel Benefits

$200 Travel Credit each year

Receive $200 to spend on domestic or international travel each year when you make a booking of $200 or more on eligible flights, hotels or car hire and more with [American Express Travel Online](https://www.americanexpress.com/en-au/travel/).   
Learn more about the Travel Credit [here](https://www.americanexpress.com/au/credit-cards/membership-benefits/the-platinum-edge-card/).

Complimentary Travel Insurance

Travel with domestic and international insurance for you, your partner and your dependent children, when you pay for your return trip on your Card. Some of the covers included are:  
  
\- Trip Cancellation and Amendment Cover​  
\- Travel Inconvenience Cover​​  
\- Public Transport Accident Cover​​  
\- Personal Baggage, Valuables, Money and Travel Documents Cover​​  
\- Medical Emergency Expenses Cover​​  
\- Personal Accident Cover  
  
Sub-limits apply. Please refer to the ‘Schedule of Benefits’ section of the Insurance Terms and Conditions for full details.  
  
Terms, conditions, cover limits and exclusions apply (such as a maximum age limit of 79 when travel is purchased and a pre-existing medical condition(s) exclusion).

## 

Rewards

How You Earn Membership Rewards Points

Earn Membership Rewards points on every dollar you spend on your Card and see how quickly they can add up:

* Earn **3 points per $1** spent at major supermarkets including Woolworths, Coles, Harris Farm Markets, IGA, Bi-Lo, Macro Wholefoods, Safeway, Supabarn, Thomas Dux, Fishers, Food For Less, and Fresh Provisions
* Earn **3 points per $1** at major petrol stations including Ampol, BP, Caltex Woolworths, Woolworths Petrol, 7 Eleven, Shell, Gull, Metro, Peak, Safeway Petrol, and United
* Boost your points balance with Additional Cards for family and friends. Add up to 4 Cards at no additional fee, and the points earned will be credited to your Account

Choose Your RewardsInformation button icon

You can redeem points several ways:

* Transfer your points to over 10 major partners across Airline, Hotel & Retail.
* Book travel with points online at American Express Travel
* Redeem points for Digital Gift Cards from leading retailers Information button icon
* Use points to pay for eligible charges on your Account using Cover Charges with Points

## 

Service and Protection

Shop and travel the world with confidence

Shop and travel the world with confidence knowing that we have your back with these great benefits when you pay for eligible items with your Card:

* Buyer’s Advantage Cover, extending the manufacturers' warranty on eligible items purchased with your Card by up to 12 monthsInformation button icon
* Card Purchase Cover, covering eligible items purchased with your CardInformation button icon
* Card Refund Cover, covering the cost of eligible items when a store refuses a returnInformation button icon
* Fraud Protection Guarantee, protecting you from unauthorised charges made on your AccountInformation button icon
* Emergency Card replacement, for lost or stolen Cards virtually anywhere in the world
* Compatibility with Apple Pay, Samsung Pay and Google Pay
* Plan It™ Instalments is a new feature of your Card that offers you a flexible way to pay off a portion your Credit Card balance in equal monthly instalments, with no interest and a fixed monthly fee.

## Eligibility

To apply for The Platinum Edge Credit Card you need to:

* Be aged 18 years or over
* Be an Australian citizen, permanent resident or hold a long term visaInformation button icon
* Have a good credit history and no payment defaults

## Documentation

Documents and information to have ready:

* Australian Driver’s Licence number (if you have one)
* Details of your income, expenses and debts
* [Proof of income](https://www.americanexpress.com/en-au/credit-cards/about-credit-cards/income-requirements/) (e.g, payslips)

Please click [here](https://www.americanexpress.com/content/dam/amex/au/staticassets/pdf/au%5FKFS%5FProp.pdf) to read the Key Facts Sheet for this Credit Card.

Platinum Edge Card FAQs

* What is the Annual Card Fee for the Amex Platinum Edge Card?
* How is the limit on the Amex Platinum Edge Card determined?
* How can I use the Platinum Edge Credit Card $200 Travel Credit?
* How can I earn reward points on my everyday purchases with the Amex Platinum Edge Card?
* How can I use Amex Membership Rewards points on the Amex Platinum Edge Card?
* What are the benefits of the Amex Platinum Edge Card?

## Important Information

* [American Express Platinum Edge Credit Card Insurance Terms and Conditions](https://www.americanexpress.com/content/dam/amex/au/staticassets/pdf/cardmember/platinum-edge-card/Platinum%5FEdge%5FInsurance.pdf)
* [Membership Rewards Terms and Conditions](https://www.americanexpress.com/en-au/rewards/membership-rewards/terms)
* [Card Terms & Conditions](https://www.americanexpress.com/content/dam/amex/au/staticassets/pdf/Credit%5FCard%5FConditions.pdf)
* [Target Market Determination](https://www.americanexpress.com/content/dam/amex/au/pdfs/credit-cards/TargetMarketDetermination%5FPlatinumEdge.pdf)

## Applying takes less than 10 minutes, and you could receive a response within 60 seconds

[Apply Now](https://www.americanexpress.com/en-au/credit-cards/apply/personal/platinum-lifestyle?pct=3C8&mrsourcecode=B06PEFYF&intlink=en-au-amex-cardshop-details-apply-platinumEdgeCreditCard-banner)

# Other Recommended Cards For You

## **Receive 200,000 Bonus Membership Rewards Points**

The American Express Platinum Card

when you apply online by 25 August 2026, are approved and spend $5,000 on eligible purchases on your new American Express Platinum Card within the first 3 months. T&Cs apply. New American Express Card Members only.Information button icon

[Learn More](https://www.americanexpress.com/en-au/credit-cards/the-platinum-card/?linknav=en-au-amex-cardshop-allcards-details-learnmore-platinumCard-rc)

## **Earn up to 125,000 Bonus Membership Rewards Points**Information button icon

The American Express Explorer Credit Card

That’s 75,000 bonus Membership Rewards Points when you apply online by 25 August 2026, are approved, and spend $4,000 on eligible purchases on your new American Express Explorer Credit Card within the first 3 months of your approval date. Plus, earn an additional 50,000 bonus Membership Rewards Points when you spend a further $4,000 on eligible purchases within the first 3 months of your second year of Card membership. T&Cs apply. New Amex Card Members only.

[Learn More](https://www.americanexpress.com/en-au/credit-cards/explorer-credit-card/?linknav=en-au-amex-cardshop-allcards-details-learnmore-explorerCreditCard-rc)

## **Receive 30,000 Bonus Membership Rewards Points**Information button icon

The American Express Essential Rewards Credit Card

when you apply online, are approved, and spend $3,000 on eligible purchases on your new American Express Essential Rewards Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.

[Learn More](https://www.americanexpress.com/en-au/credit-cards/essential-rewards-credit-card/?linknav=en-au-amex-cardshop-allcards-details-learnmore-essentialRewardsCreditCard-rc)