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* [Personal](/personal)
* [Business](/business)
* [Corporate](/corporate-business)
* [Register/Activate](/online-services/internet-banking/how-to-register-activate)

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[St.George home page ](/) 

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* [Bank & Save](/personal/bank-accounts)
* [Home Loans](/personal/home-loans)
* [Credit Cards](/personal/credit-cards)
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* [ Personal](#personal)
* [ Business](#business)
* [ Corporate](#corporate-business)

* [Personal Home](/personal)
* [Bank & Save](/personal/bank-accounts)
* [Home Loans](/personal/home-loans)
* [Credit Cards](/personal/credit-cards)
* [Personal Loans](/personal/personal-loans)
* [International & travel](/personal/travel-services)
* [Invest](/personal/investments)
* [Insure](/personal/insurance)
* [Super](/personal/superannuation)
* [Help](/personal/help)
* [Contact us ](/personal/contact-us)
* [Business Home](/business)
* [Bank accounts](/business/bank-accounts)
* [Credit cards](/business/credit-card)
* [Loans and finance](/business/loans-finance)
* [Payment solutions](/business/payment-solutions)
* [Insurance](/business/super-insurance)
* [Agribusiness](/business/agribusiness)
* [FX & International](/business/international)
* [Tax Entity Classification Information](/business/tax-entity-classification)
* [Corporate Home](/corporate-business)
* [Transaction banking](/corporate-business/transaction-banking-solutions)
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* [Economic reports](/corporate-business/economic-reports)

* [ About Us](/about)
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[Frequent Flyer Cards chevron-left viewBox="0 0 18 30" style="enable-background:new 0 0 18 30;" xml:space="preserve">](/personal/credit-cards/frequent-flyer) 

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[ Apply now](/personal/credit-cards/frequent-flyer/amplify-platinum/summary) [ Apply now](https://www.cmsservices.stgeorge.com.au/app/banking/action?ActionType=wdpui&context=Logon&targetpath=https%3A%2F%2Fwww.ui.stgeorge.com.au%2Forigin%2Fetb0%2Fcontent%2Fproducts%2Fcredit-cards%2Famplify-platinum-qantas%2Fsummary%3FpromoCode%3DX5&webfallback=https%3A%2F%2Fwww.stgeorge.com.au%2Fpersonal%2Fcredit-cards%2Ffrequent-flyer%2Famplify-platinum%2Fsummary) 

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| **$124**              | Annual card fee                                     |
| --------------------- | --------------------------------------------------- |
| **$75**               | Annual Qantas Rewards Program fee                   |
| **0.5 Qantas Points** | Per dollar on eligible purchases, up to $100k p.a.1 |
| **20.99% p.a.**       | Variable interest rate on purchases                 |
| **Up to 55 days**     | Interest free on purchases2                         |
| **$6,000**            | Minimum credit limit                                |

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75,000 bonus Qantas Points if you spend $4k+ on eligible purchases† within 90 days of new card approval\~. 

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**Already with St.George? Sign in to apply for a $49 card fee for the first year (reverts to $124 p.a. thereafter)+.**

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Qantas Points lover? Then you’ll love our Qantas rewards cards. Earn 0.5 Qantas Points for every dollar spent on eligible purchases, right up to $100k p.a.1 with those points going straight to your Qantas Frequent Flyer account. Build your points balance to use on flights and upgrades3, shopping4 and more. Use the [points calculator](https://www.qantas.com/au/en/frequent-flyer/calculators.html#/usepoints) to see where you could go with your bonus Qantas Points from our current offer. 

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**The Classic Syd-Mel** **\***

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Earn 0.5 Qantas Points for every dollar spent on eligible purchases, up to $100k p.a.1.

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Access to Interstate Flight Inconvenience Insurance and Rental Vehicle Excess in Australia cover, up to 3 months' complimentary cover for international travel insurance, plus extended warranty, purchase protection for up to 4 months and overseas transit accident insurance. (terms, conditions, exclusions and eligibility criteria apply).5

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Link and pay with your eligible St.George credit card to get exclusive bonus Cashback when you shop on the new St.George Lounge on the [ShopBack app](/online-services/shopback).

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[Earn points twice](#accordion-581742969583491-1) 

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On purchases with Qantas Frequent Flyer Program partners – once with your card and once with the program partner6.

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[Visa Luxury hotels](#accordion-821742969583491-2) 

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Access to Visa’s Luxury Hotel Collection, giving you the best available rate guarantee and upgrade benefits when available7.

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[Up to 55 days interest-free](#accordion-421742969583491-3) 

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That’s more time to pay your purchase balance and avoid interest charges on your purchases2. The interest-free days don’t cover cash advances.

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[Complimentary additional cardholder](#accordion-421742969583491-4) 

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Add a second cardholder (16 or over) for free, while keeping all the spend and points on the one account8. And your points balance will grow even faster.

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[Secure ways to pay](#accordion-491742969583491-5) 

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Make purchases with your smartphone using your choice of mobile wallet, including [Apple Pay](/online-services/ways-to-pay/apple-pay), [Google Pay](/online-services/ways-to-pay/google-pay) and [Samsung Pay](/online-services/ways-to-pay/samsung-pay).

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[Fraud protection](#accordion-701742969583491-6) 

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Feel confident using our cards, with 24/7 [fraud monitoring](/online-services/security-centre/we-protect-you/our-security-measures), [Secure Online Shopping Service](/online-services/security-centre/protect-yourself/secure-online-shopping), and the St.George [Fraud Money Back Guarantee](/online-services/security-centre/protect-yourself/fraud-money-back-guarantee)9.

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[Access to My Offers Hub](#accordion-71742969583491-7) 

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A space filled with [offers and benefits](/online-services/my-offers-hub) to make your life a little sweeter, every single day.

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[Visa Offers and Perks](#accordion-871742969583491-8) 

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[Useful tools](#accordion-901742969583491-9) 

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Manage your repayments with options like [Plan&Pay](/personal/credit-cards/manage/plan-and-pay), [Autopay](/personal/credit-cards/manage/autopay), [SMS and email alerts](/online-services/internet-banking/features-benefits/sms-email-alerts) and more.

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Fees and rates are subject to change. Read our [credit card key facts sheet](/personal/credit-cards/tools/credit-card-key-facts-sheet "Credit card key facts sheet").

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[Check whether you’re more likely to be approved](#accordion-581742969583525-1) 

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[Review your credit history](#accordion-391742969583525-2) 

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[What you’ll need](#accordion-481742969583525-3) 

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[ Apply Now](/personal/credit-cards/frequent-flyer/amplify-platinum/summary) [ Apply now](https://www.cmsservices.stgeorge.com.au/app/banking/action?ActionType=wdpui&context=Logon&targetpath=https%3A%2F%2Fwww.ui.stgeorge.com.au%2Forigin%2Fetb0%2Fcontent%2Fproducts%2Fcredit-cards%2Famplify-platinum-qantas%2Fsummary%3FpromoCode%3DX5&webfallback=https%3A%2F%2Fwww.stgeorge.com.au%2Fpersonal%2Fcredit-cards%2Ffrequent-flyer%2Famplify-platinum%2Fsummary) 

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[ Amplify Rewards Platinum Our mid-tier credit card  that lets you earn Amplify Points chevron-left viewBox="0 0 18 30" style="enable-background:new 0 0 18 30;" xml:space="preserve"> ](/personal/credit-cards/rewards/amplify-platinum) 

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[ Amplify Qantas Signature Our top-tier credit card  for people who love Qantas Points chevron-right viewBox="0 0 18 30" style="enable-background:new 0 0 18 30;" xml:space="preserve"> ](/personal/credit-cards/frequent-flyer/amplify-signature) 

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[View all cards](/personal/credit-cards) 

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[ Let's begin](/personal/credit-cards/help-me-choose) [ Let's begin](/personal/credit-cards/help-me-choose) 

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[ Get started](/personal/credit-cards/compare-credit-cards) [ Get started](/personal/credit-cards/compare-credit-cards) 

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[ Browse offers](/personal/credit-cards/credit-card-offers) [ Browse offers](/personal/credit-cards/credit-card-offers) 

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**\~Amplify Qantas Platinum Bonus Qantas Points Offer**: Offer commenced 26th March 2025\. To be eligible for bonus Qantas Points, you must apply and be approved for a new Amplify Qantas Platinum card before the offer is withdrawn and spend the minimum amount of $4k on eligible purchases on an Amplify Qantas Platinum credit card within 90 days from card approval in one or more transactions. Eligible purchases do not include interest, fees and charges, cash or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited to the card account. Existing customers who currently hold an Amplify, Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the last 24 months, or Credit Card Product Switches, upgrades or Westpac group staff are not eligible for this offer. The bonus Qantas Points will be credited to your Points balance within 12 weeks after the eligible spend criteria is met. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

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**+Existing Customer Amplify Qantas Platinum Discounted First Year Fee**: Offer commenced 26th March 2025\. The discounted first year card fee promotion is available for existing customers when you apply and are approved for a new Amplify Qantas Platinum credit card before the offer is withdrawn. The first year card fee at the special promotional rate will be debited to your card account on your Card Fee date and the full card fee will be debited annually thereafter. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

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**1** The earning and redeeming of Qantas Points is subject to the [ PDF-file Amplify Terms and Conditions (PDF 1MB)](https://www.stgeorge.com.au/content/dam/stg/downloads/personal/credit-cards/stg%5Famplify%5Fterms%5Fand%5Fconditions.pdf?appAction=exit). You must be a member of the Qantas Frequent Flyer program to earn and redeem points. Purchases that are not eligible to earn points include interest, fees and charges, cash, or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account. You do not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances. Qantas Points earned during a statement cycle are added to your Qantas Points balance on a monthly basis.

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****2 55 Days Interest Free:** Receive up to 55 days interest free on your purchases if your Monthly Payment Balance is paid in full by the due date shown each month. This amount is calculated as the main account balance minus the balance transfer amount plus any Plan&Pay instalments for this month. If you do not have any Plan&Pay instalments or a balance transfer, the Monthly Payment Balance will be the same as the Closing Balance.

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**3** Qantas and Jetstar Any Seat Awards are available on any flight with a QF or JQ flight number. The points required will be quoted when booked. There is no fixed relationship between the cash price charged by the applicable airline for a seat and the points required to redeem an Any Seat Award through Qantas Frequent Flyer. Special promotional fares may not apply. Award flights must be booked at least 24 hours before scheduled departure (and other advance booking requirements may apply). For more information see qantas.com/frequentflyer. The Jetstar Any Seat Awards booking service is operated by Carlson Marketing Group (Aust) Pty Ltd trading as Carlson Leisure Travel Service Licence No. 2TA 5778, IATA 02-3 59523 For more information on the Qantas Frequent Flyer program, visit qantas.com/frequentflyer.

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****4** Qantas Marketplace products are for delivery in Australia and New Zealand only (and different products are available in each delivery location). Redemption of points through Qantas Marketplace is subject to terms and conditions (including Marketplace terms of use and voucher terms and conditions). See [qantas.com/marketplace](https://www.qantasstore.com.au/) for details.  

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****5 Complimentary Insurance covers:** AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance (AGA), under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz), has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible persons to claim under it as third party beneficiaries. Access to the benefit of cover under the Credit Card Complimentary Insurance is provided to eligible St.George cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). If an eligible persons wishes to claim any of these benefits, they will be bound by the eligibility criteria, terms, conditions, limits and exclusions contained in the [ PDF-file Complimentary Insurance Policy Information booklet (PDF 1MB)](https://www.stgeorge.com.au/content/dam/stg/downloads/accounts%5Fand%5Fcards/STG%5FConsumer%5FCredit%5FCard%5FComplimentary%5FInsurance%5FAllianz.pdf?appAction=exit) which may be amended from time to time. This insurance is underwritten by Allianz. Westpac does not guarantee this insurance. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it.

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****6** Bonus Qantas Points earned on selected Qantas products and services on Qantas passenger flights (with a QF flight number) booked directly with Qantas, Qantas Club and Qantas Frequent Flyer memberships, and purchases from Qantas Travel - excludes Jetstar flights and services. You do not earn bonus points on Qantas Freight, Qantas Business Travel, Jetset Travelworld channels and Qantas Staff Travel.

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**7** Any offer through **Visa Luxury Hotel Collection** is valid at participating properties and Visa Platinum and Signature cardholders in the Australia/Pacific, Europe, Middle East and Africa (APCEMEA) regions. Offer is only valid when you pay with a valid and eligible Visa card. Best Available Rate applicable. Not applicable on discounted rates or combined with other offers at time of enquiry/booking. One daily breakfast per person during stay. Excludes all applicable taxes, services, gratuities and charges, and must be a valid and eligible Visa card. Void where prohibited, taxed or restricted by law. All reservations are subject to availability at time of confirmation. Visa and participating properties reserve the right to vary the terms and conditions of this offer. For updated list of participating properties, please visit [www.visaluxuryhotels.com](https://www.visaluxuryhotels.com/) or call Visa Concierge for details.

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**8** An additional credit card can be issued on the primary cardholder's account to any nominated person 16 years or over. All transactions using the additional credit card will be the responsibility of the primary cardholder. All Qantas Points remain the benefit of the primary cardholder.

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****9 Fraud Money Bank Guarantee:** Our St.George Fraud Money Back Guarantee ensures that customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted St.George promptly. Refer to the [ PDF-file Credit Card Terms and Conditions (PDF 1008KB)](https://www.stgeorge.com.au/content/dam/stg/downloads/personal/credit-cards/stg%5Fcredit%5Fcard%5Fterms%5Fand%5Fconditions.pdf) for full details, including when a customer will be liable.

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Read the [ PDF-file Apple Pay Terms and Conditions (PDF 46KB)](/content/dam/stg/downloads/ways-to-pay/apple-pay.pdf "Click to view Apple Pay Terms and Conditions page") before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card, and a compatible device with a supported operating system. See our [Apple Pay FAQs](/online-services/ways-to-pay/ways-to-pay-faqs/apple-pay-faqs "Click to view Apple Pay FAQs page") for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

− Removed

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

[Contact us](/contact-us?fid=GL:GF:None:stg:www:contact-us) 

* [Locate us](/locator?fid=GL:GF:None:stg:www:locator)
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For St.George issued products, conditions, fees and charges apply. These may change or we may introduce new ones in the future. Full details are available on request. Lending criteria apply to approval of credit products. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the [Terms and Conditions](/help/terms-conditions), before deciding. [Target Market Determinations](/tmd) for the products are available. Unless otherwise specified, the products and services described on this website are available only in Australia from © St.George Bank - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.