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The Qantas American Express Ultimate Card

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American Express [https://www.aexp-static.com/cdaas/one/statics/axp-static-assets/1.8.0/package/dist/img/logos/dls-logo-bluebox-solid.svg] [https://www.americanexpress.com/en-au/?inav=NavLogo]

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Contact Us [https://www.americanexpress.com/au/contact-us/?inav=au_utility_contact]Log In [https://www.americanexpress.com/en-au/account/login?DestPage=https://www.americanexpress.com/en-au/credit-cards/qantas-ultimate-card/?&inav=iNavLnkLog]

  1. All Cards [/en-au/credit-cards/all-cards] axp-icon-right
  2. The Qantas American Express Ultimate Card

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THE QANTAS AMERICAN EXPRESS ULTIMATE CARD

The Qantas American Express Ultimate Card [https://icm.aexp-static.com/Internet/internationalcardshop/en_au/images/cards/The_Qantas_American_Express_Ultimate_Card.png]

The Ultimate Card for Qantas Points, rewards and benefits

Apply Now [https://www.americanexpress.com/en-au/credit-cards/apply/personal/qantas-ultimate?pct=7QY&mrsourcecode=Q04QUL50&intlink=en-au-amex-cardshop-details-apply-qantasUltimateCard-side-rail] Compare Card

  • *Terms And Conditions

New Card Member Offer

RECEIVE 50,000 BONUS QANTAS POINTS1

when you apply online by 14 January 2025, are approved, and spend $3,000 on eligible purchases on your new Qantas American Express Ultimate Card within the first 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only. Key Information Card Type Credit Card [https://www.americanexpress.com/au/credit-cards/] Annual Fee $450 p.a. Interest Rate 23.99% p.a.2 Interest Free Period Up to 44 days3 How You Earn Qantas Points

  • 2.25 QANTAS POINTS ON ELIGIBLE QANTAS PRODUCTS AND SERVICES4

    2.25

    QANTAS POINTS

    ON ELIGIBLE QANTAS PRODUCTS AND SERVICES4

    PER $1 SPENT

  • 1.25 QANTAS POINTS ON EVERYDAY PURCHASES, EXCEPT SPEND AT GOVERNMENT BODIES IN AUSTRALIA WHERE YOU’LL GET 0.5 QANTAS POINTS18

    1.25

    QANTAS POINTS

    ON EVERYDAY PURCHASES, EXCEPT SPEND AT GOVERNMENT BODIES IN AUSTRALIA WHERE YOU’LL GET 0.5 QANTAS POINTS18

    PER $1 SPENT

  • AFTER A TOTAL OF 100,000 QANTAS POINTS IS EARNED IN A CALENDAR YEAR, THE EVERYDAY EARN RATE WILL CHANGE FROM 1.25 TO 1 QANTAS POINT PER $1 SPENT.18

Key Benefits

$450 Annual Qantas Travel Credit

Receive a $450 Qantas Travel Credit to use on eligible domestic or international Qantas flights each year when booked through American Express Travel [https://travel.americanexpress.com.au/apps/shopping/#/search/air]6

Airport Lounge Access

Enjoy two complimentary entries to The Centurion® Lounge7, plus two Qantas Club Lounge8 invitations each year after purchasing select Qantas products and services

Additional Cards at no extra cost

Earn more Qantas Points with up to 4 Additional Cards for family members or friends, at no extra fee9

All Benefits

  • Qantas RewardsEnjoy uncapped Qantas Points earning potential for every dollar you spend on your Card. axp-icon-pluscircle

    Outstanding Qantas Points earning potential

    • Enjoy uncapped Qantas Points earning potential for every dollar you spend on your Card.10
    • Earn points faster by adding up to 4 Additional Cards to your Account for family or friends, at no extra fee. All points earnt will be credited to your Account9

    See where your points can take you

    Points will be transferred to your Qantas Frequent Flyer account each month and can be redeemed for Classic Flight Rewards11 such as:

    • Fly Sydney to Honolulu Economy return for 1 person from 63,000 Qantas Points plus AUD $337 taxes, fees and carrier charges.
    • Fly Melbourne to Hamilton Island Business Class one way for 1 person from 41,500 Qantas Points plus AUD $50 taxes, fees and carrier charges.
    • Fly Sydney to Melbourne Economy return for 1 person from 16,000 Qantas Points plus AUD $79 taxes, fees and carrier charges.

    Exclusive Qantas Benefits

    • Complimentary Qantas Wine Premium Membership12, allowing you to enjoy gourmet food, exceptional wines and exclusive access to food and wine events around Australia
    • Earn 3 points per dollar spent on all Qantas Wine purchases12
    • Complimentary Qantas Wine delivery within Australia13

  • Service and ProtectionProtection when you need it most. Shop with confidence. axp-icon-pluscircle Service and Protection [https://icm.aexp-static.com/Internet/internationalcardshop/en_au/images/layout/card-details/Service-and-Protection-Mobile-2705.jpg]

    Shop with confidence

    Use your Card with confidence knowing you’re protected by the world-class service and protection of American Express with these great benefits:

    • Card Purchase Cover14, covering eligible items purchased with your Card

    • Card Refund Cover14, covering the cost of eligible items when a store refuses a return

    • Fraud Protection Guarantee15, protecting you from unauthorised charges made on your Account

    • Emergency Card replacement16, for lost or stolen Cards to virtually anywhere in the world

    • Plan It™ Instalments17 is a new feature of your Card that offers you a flexible way to pay off your Credit Card balance in equal monthly instalments, with 0% p.a. interest and a fixed monthly fee.

    • Compatibility with Apple Pay, Samsung Pay and Google Pay, helping you check-out faster

  • Travel BenefitsCustomer service that always has your back – anytime, anywhere. axp-icon-pluscircle Travel Benefits [https://icm.aexp-static.com/Internet/internationalcardshop/en_au/images/layout/card-details/Travel_650x160_v1.jpg]

    $450 Annual Qantas Travel Credit

    Enjoy a $450 Qantas Travel Credit each Membership year to use on eligible domestic and international Qantas flights. Just use your annual Qantas Travel Credit to book online with American Express Travel.6 [https://travel.americanexpress.com.au/apps/shopping/#/search/] Learn more about the Qantas Travel Credit [https://www.americanexpress.com/au/credit-cards/membership-benefits/the-qantas-ultimate-card]

    Airport Lounge Access

    Relax before your next trip thanks to airport lounge access. You'll enjoy two complimentary entries to The Centurion® Lounge at Sydney or Melbourne International Airports7, plus two Qantas Club Lounge invitations following an eligible Qantas product or service purchase on your Card8.

    Complimentary Travel Insurance

    Travel with domestic and international insurance14 for you, your partner and your dependent children, when you pay for your return trip on your Card. Some of the covers included are:

    • Medical emergency expenses
    • Public transport accident up to $400,000
    • Trip cancellation and amendment up to $12,500
    • Loss or damage to baggage, money or documents up to $10,000
    • Travel inconvenience if your flight is delayed
    • A range of cover for COVID-19

    Sub-limits apply. Please refer to the ‘Schedule of Benefits’ section of the Insurance Terms and Conditions for full details.

    Terms, conditions and exclusions apply (such as maximum age-limits, pre-existing medical conditions and cover limits).

Eligibility To apply for The Qantas American Express Ultimate Credit Card you need to: * Have no history of bad debt or payment default * Be aged 18 years or over * Be an Australian citizen, permanent resident or hold a long term visa

  • Agree to a credit check as part of your application

Documentation Documents and information to have ready: * Australian Driver's License number (if you have one) * Details of your income, expenses, and debts * Proof of income (e.g. payslips)

Please click here to read the Key Facts Sheet [https://www.americanexpress.com/content/dam/amex/au/staticassets/pdf/au_KFS_Qantas.pdf] for this Credit Card. Important Information

The Qantas American Express Ultimate Card [https://icm.aexp-static.com/Internet/internationalcardshop/en_au/images/cards/The_Qantas_American_Express_Ultimate_Card.png]

Applying takes less than 10 minutes, and you could receive a response within 60 seconds

Apply Now [https://www.americanexpress.com/en-au/credit-cards/apply/personal/qantas-ultimate?pct=7QY&mrsourcecode=Q04QUL50&intlink=en-au-amex-cardshop-details-apply-qantasUltimateCard-banner]

OTHER RECOMMENDED CARDS FOR YOU

[https://icm.aexp-static.com/Internet/internationalcardshop/en_au/images/cards/The_Qantas_American_Express_Premium_Card.png]

RECEIVE 20,000 BONUS QANTAS POINTS

The Qantas American Express Premium Card

when you apply online, are approved, and spend $3,000 on eligible purchases on your new Card within the first 3 months. Offer available to new Card Members only. Offer subject to change without notice.

Learn More [/en-au/credit-cards/qantas-premium-card/?linknav=en-au-amex-cardshop-qantasUltimateCard-details-learnmore-qantasPremiumCard-rc] [https://icm.aexp-static.com/Internet/internationalcardshop/en_au/images/cards/The_Qantas_American_Express_Discovery_Card.png]

EARN QANTAS POINTS AND ENJOY $0 ANNUAL CARD FEE

The Qantas American Express Discovery Card

Learn More [/en-au/credit-cards/qantas-discovery-card/?linknav=en-au-amex-cardshop-qantasUltimateCard-details-learnmore-qantasDiscoveryCard-rc] [https://icm.aexp-static.com/Internet/internationalcardshop/en_au/images/cards/The_Platinum_Edge_Credit_Card.png]

ENJOY $0 ANNUAL CARD FEE (USUALLY $195) IN THE FIRST YEAR

The American Express® Platinum Edge Credit Card

when you apply online, and are approved. T&Cs apply. New Card Members only1. Offer subject to change without notice.

Learn More [/en-au/credit-cards/platinum-edge-credit-card/?linknav=en-au-amex-cardshop-qantasUltimateCard-details-learnmore-platinumEdgeCreditCard-rc]

GET AN AMERICAN EXPRESS CARD

MORE PRODUCTS & SERVICES

IMPORTANT LINKS

COMPANY INFORMATION

American Express [https://www.aexp-static.com/cdaas/one/statics/axp-static-assets/1.7.1/package/dist/img/logos/dls-logo-line.svg] [https://www.aexp-static.com/cdaas/one/statics/axp-static-assets/2.24.1/package/dist/img/flags/dls-flag-au.svg]AustraliaChange Country [https://www.americanexpress.com/change-country/]

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[data:image/png;base64,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] 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  • Tweet your questions to @AskAmex [data:image/png;base64,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] [https://x.com/amexau]

  • Connect with Amex on LinkedIn [data:image/png;base64,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] [https://www.linkedin.com/company/american-express/]

  • YouTube [data:image/png;base64,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] [https://www.youtube.com/user/AmericanExpressAU]

  • Website Rules and Regulations [https://www.americanexpress.com/au/content/online-terms-and-conditions.html?inav=au_legalfooter_rulesandreg]

  • Trademarks [https://www.americanexpress.com/au/content/trademarks.html?inav=au_legalfooter_trademarks]

  • Privacy Statement [https://www.americanexpress.com/au/content/privacy-statement.html?inav=au_legalfooter_privacy]

  • Security Alerts [https://www.americanexpress.com/au/content/security-alerts.html?inav=au_legalfooter_security]

Copyright © 2024 American Express Company [https://www.americanexpress.com/australia/]

Snapshot record
Snapshot ID
32
Cleaning version
git-text:1
Review completed
Not yet reviewed
SHA-256
6e286c386e2839d627d746213c7e7f1374357ff256b119cbd3fd5563555746ca
Craig

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— Craig