St.George Amplify Platinum - Qantas

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Frequent Flyer Cards chevron-left viewBox="0 0 18 30"
style="enable-background:new 0 0 18 30;" xml:space="preserve">
[/personal/credit-cards/frequent-flyer]

AMPLIFY QANTAS PLATINUM

Amplify Qantas Platinum

Our mid-tier credit card for Qantas Points lovers

 * Quick snapshot
 * Special offer
 * Why?
 * Key rates & fees
 * Before you apply

Jump to
 * Quick snapshot
 * Special offer
 * Why?
 * Key rates & fees
 * Before you apply

QUICK SNAPSHOT

ENJOY A RANGE OF COMPLIMENTARY INSURANCES, PLUS QANTAS POINTS WITH ELIGIBLE
PURCHASES.

St.George Amplify Qantas Platinum credit card
[/content/dam/stg/images/Personal/Credit_Card/STG-Amplify-Platinum-Card-Art-588x300.png]

$124 Annual card fee $75 Annual Qantas Rewards Program fee 0.5 Qantas Points Per
dollar on eligible purchases, up to $100k p.a.1 20.99% p.a. Variable interest
rate on purchases Up to 55 days Interest free on purchases2 $6,000 Minimum
credit limit

   New cards only.

   See below for standard rates and fees.

AMPLIFY QANTAS PLATINUM OFFER

--------------------------------------------------------------------------------

50K

50,000 Qantas Points when you spend $3k+ on eligible purchases in the first 90
days from new card approval~. Plus, $99 card fee for the first year (reverts to
$124)***.

Already with St.George? Sign in and apply to get a $49 card fee for the first
year (reverts to $124)+.

Offer not available if you’ve held a St.George, Bank of Melbourne or BankSA

Already with us? Sign in to apply

Not yet with us? Click here to apply

[https://www.stgeorge.com.au/personal/credit-cards/frequent-flyer/amplify-platinum/summary]

QANTAS FREQUENT FLYER

Qantas Points lover? Then you’ll love our Qantas rewards cards. Earn 0.5 Qantas
Points for every dollar spent on eligible purchases, right up to $100k
p.a.1 with those points going straight to your Qantas Frequent Flyer account.
Build your points balance to use on flights and upgrades3, shopping4 and more.
Use the points calculator
[https://www.qantas.com/au/en/frequent-flyer/calculators.html#/usepoints] to see
where you could go with your bonus Qantas Points from our current offer. 

WHERE COULD YOUR QANTAS POINTS TAKE YOU?

[/content/dam/stg/images/Personal/Credit_Card/stg_credit-cards_frequent-flyer_melbourne_344x170.png]

The Classic Syd-Mel*

Return economy seat Sydney – Melbourne 16k Qantas Points. Taxes, fees and
carrier charges apply.

[/content/dam/stg/images/Personal/Credit_Card/stg_credit-cards_frequent-flyer_byron-bay_344x170.png]

Byron Bay and back

Return economy seat Sydney – Byron (Ballina) 16k Qantas Points. Taxes, fees and
carrier charges apply.

[/content/dam/stg/images/Personal/Credit_Card/stg_credit-cards_frequent-flyer_hamilton-island_344x170.png]

Hamilton – the island

Return economy seat Sydney – Hamilton Island 24k Qantas Points. Taxes, fees and
carrier charges apply.

WHY YOU’LL LOVE THE AMPLIFY QANTAS PLATINUM CARD

QANTAS POINTS

Earn 0.5 Qantas Points for every dollar spent on eligible purchases, up to $100k
p.a.1.

COMPLIMENTARY INSURANCES

Access to Interstate Flight Inconvenience Insurance and Rental Vehicle Excess in
Australia cover, up to 3 months' complimentary cover for international travel
insurance, plus extended warranty, purchase protection for up to 4 months and
overseas transit accident insurance. (terms, conditions, exclusions and
eligibility criteria apply).5

SHOP THROUGH SHOPBACK. GET CASHBACK.

Link and pay with your eligible St.George credit card to get exclusive bonus
Cashback when you shop on the new St.George Lounge on the ShopBack app
[/online-services/shopback].

OTHER REASONS TO CHOOSE

Earn points twice

On purchases with Qantas Frequent Flyer Program partners – once with your card
and once with the program partner6.

Visa Luxury hotels

Access to Visa’s Luxury Hotel Collection, giving you the best available rate
guarantee and upgrade benefits when available7.

Up to 55 days interest-free

That’s more time to pay your purchase balance and avoid interest charges on your
purchases2. The interest-free days don’t cover cash advances.

Complimentary additional cardholder

Add a second cardholder (16 or over) for free, while keeping all the spend and
points on the one account8. And your points balance will grow even faster.

Secure ways to pay

Make purchases with your smartphone using your choice of mobile wallet,
including Apple Pay [/online-services/ways-to-pay/apple-pay], Google Pay
[/online-services/ways-to-pay/google-pay] and Samsung Pay
[/online-services/ways-to-pay/samsung-pay].

Fraud protection

Feel confident using our cards, with 24/7 fraud monitoring
[/online-services/security-centre/we-protect-you/our-security-measures], Secure
Online Shopping Service
[/online-services/security-centre/protect-yourself/secure-online-shopping], and
the St.George Fraud Money Back Guarantee
[/online-services/security-centre/protect-yourself/fraud-money-back-guarantee]9.

Access to My Offers Hub

A space filled with offers and benefits [/online-services/my-offers-hub] to make
your life a little sweeter, every single day.

Visa Offers and Perks

When you’re with Visa, you also get access to discounts and offers
[https://www.visa.com.au/en_au/visa-offers-and-perks/] that can be personalised
to your own taste.

Useful tools

Manage your repayments with options like Plan&Pay
[/personal/credit-cards/manage/plan-and-pay], Autopay
[/personal/credit-cards/manage/autopay], SMS and email alerts
[/online-services/internet-banking/features-benefits/sms-email-alerts] and more.

[/content/dam/stg/images/Personal/Credit_Card/stg-fc_p_credit-cards_rewards_amplify-platinum_284x735.jpg]

KEY RATES AND FEES

$124 ANNUAL CARD FEE 20.99% P.A. VARIABLE INTEREST RATE ON PURCHASES 21.99% 
P.A. VARIABLE CASH ADVANCE INTEREST RATE $15 FEE APPLIED FOR EACH LATE PAYMENT
OR MISSED PAYMENT $75 ANNUAL QANTAS REWARDS PROGRAM FEE 3% OF EACH CASH ADVANCE
AMOUNT 3% OF THE AUSTRALIAN DOLLAR VALUE FOR TRANSACTIONS WITH MERCHANTS BASED
OVERSEAS

New cards only.

Fees and rates are subject to change. Read our credit card key facts sheet
[/personal/credit-cards/tools/credit-card-key-facts-sheet].

BEFORE YOU APPLY

Review your credit history

You’ll be assessed on your ability to repay the money you borrow. Three things
you can do to help:

1. Make sure you’re meeting your current repayment obligations for

- other credit cards or loans (including lenders such as afterpay and zip pay)

- rent as well as utilities such as your phone, internet and electricity.

2. Check the details on your credit report are correct before applying. Head to
CreditSmart.org.au [https://www.creditsmart.org.au/] and follow the links to a
free credit report. More about credit reports
[https://www.stgeorge.com.au/online-services/security-centre/we-protect-you/comprehensive-credit-reporting].

3. Don’t make multiple applications (with us or any other lender). Every
application is listed as an enquiry on your credit report. Too many can be seen
as a red flag and reduce your chances of approval.

NOT RIGHT? TRY THESE

AMPLIFY REWARDS PLATINUM

OUR MID-TIER CREDIT CARD
THAT LETS YOU EARN AMPLIFY POINTS

chevron-left viewBox="0 0 18 30" style="enable-background:new 0 0 18 30;"
xml:space="preserve"> [/personal/credit-cards/rewards/amplify-platinum]
[/content/dam/stg/images/Personal/Credit_Card/stg-nr_p_credit-cards_rewards_amplify-platinum_580x541.jpg]

AMPLIFY QANTAS SIGNATURE

OUR TOP-TIER CREDIT CARD
FOR PEOPLE WHO LOVE QANTAS POINTS

chevron-right viewBox="0 0 18 30" style="enable-background:new 0 0 18 30;"
xml:space="preserve"> [/personal/credit-cards/frequent-flyer/amplify-signature]
View all cards [/personal/credit-cards]

HELP ME CHOOSE

Use our selector to find a card that’s right for you.

[/personal/credit-cards/help-me-choose]

COMPARE CARDS

Use our compare cards tool so that you feel confident in your decision.

Get started [/personal/credit-cards/compare-credit-cards] Get started
[/personal/credit-cards/compare-credit-cards]

OFFER HUB

Make the most of a St.George credit card with these amazing offers.

Browse offers [/personal/credit-cards/credit-card-offers] Browse offers
[/personal/credit-cards/credit-card-offers]

IMPORTANT INFORMATION

Key Facts Sheet
[https://www.stgeorge.com.au/personal/credit-cards/tools/credit-card-key-facts-sheet?appAction=exit]

PDF-file Credit Card Terms and Conditions (PDF 1008KB)
[https://www.stgeorge.com.au/content/dam/stg/downloads/personal/credit-cards/stg_credit_card_terms_and_conditions.pdf?appAction=exit]

PDF-file Amplify Terms and Conditions (PDF 1MB)
[https://www.stgeorge.com.au/content/dam/stg/downloads/personal/credit-cards/stg_amplify_terms_and_conditions.pdf?appAction=exit]

PDF-file Credit Card Accounts Fees and Charges (PDF 1MB)
[https://www.stgeorge.com.au/content/dam/stg/downloads/accounts_and_cards/stg-cc-fee-charges.pdf?appAction=exit]

PDF-file Credit Card Complimentary Insurance Terms and Conditions (PDF 1MB)
[https://www.stgeorge.com.au/content/dam/stg/downloads/accounts_and_cards/STG_Consumer_Credit_Card_Complimentary_Insurance_Allianz.pdf?appAction=exit]

Conditions, fees and credit criteria apply. Standard rates and fees applicable
for new cards. May not apply for existing credit card accounts. This card is
issued as a Visa card. Before making a decision read the Terms and Conditions
and consider if the product is right for you.
 
Switches, upgrades, or Westpac Group staff are ineligible. This promotion may be
varied or withdrawn at any time and is not available in conjunction with any
other promotion.

~Amplify Qantas Platinum Bonus Qantas Points Offer: The respective bonus Qantas
Points promotion is available when you apply and are approved for a new Amplify

spend the minimum amount of $3k on eligible purchases within 90 days from card
approval in one or more transactions. Eligible purchases do not include
interest, fees and charges, cash or ATM cash advances, cash equivalent
transactions, gambling transactions, a purchase from or payment to a local,
state or federal government or government related agency, BPAY or similar
transactions (such as Post Billpay), refunds and balance transfers debited to
the card account. Existing customers who currently hold an Amplify, Amplify
Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or

Switches, upgrades or Westpac group staff are not eligible for this offer. The
bonus Qantas Points will be credited to your Points balance within 12 weeks
after the eligible spend criteria is met.

***Amplify Qantas Platinum Discounted First Year Fee: The discounted first year
card fee promotion is available when you apply and are approved for a new

your card account on your Card Fee date and the full card fee will be debited
annually thereafter.

+Existing Customer Amplify Qantas Platinum Discounted First Year Fee: The
discounted first year card fee promotion is available for existing customers
when you apply and are approved for a new Amplify Qantas Platinum credit card

special promotional rate will be debited to your card account on your Card Fee
date and the full card fee will be debited annually thereafter.

Amplify Qantas: In order to earn and redeem points, you must be a member of
Qantas Frequent Flyer program. An annual $75 Amplify Qantas Rewards Program fee
applies for customers who choose Amplify Qantas.

1 The earning and redeeming of Qantas Points is subject to the  PDF-file Amplify
Terms and Conditions (PDF 1MB)
[https://www.stgeorge.com.au/content/dam/stg/downloads/personal/credit-cards/stg_amplify_terms_and_conditions.pdf?appAction=exit]. You
must be a member of the Qantas Frequent Flyer program to earn and redeem points.
Purchases that are not eligible to earn points include interest, fees and
charges, cash, or ATM cash advances, cash equivalent transactions, gambling
transactions, a purchase from or payment to a local, state or federal government
or government related agency, BPAY or similar transactions (such as Post
Billpay), refunds and balance transfers debited from the card account. You do
not receive points if your card account is in arrears for 2 consecutive
statement cycles and in other circumstances. Qantas Points earned during a
statement cycle are added to your Qantas Points balance on a monthly basis.

For Amplify Qantas Platinum cards, earn 0.5 Qantas Points per $1 up to a maximum
of $100,000 spent on eligible purchases annually. For Amplify Qantas Signature
cards, earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on
eligible purchases annually. This annual limit resets in January each year,
based on your statement date. Bonus Points earned are not part of your annual
cap.

2 55 Days Interest Free: Receive up to 55 days interest free on your purchases
if your Monthly Payment Balance is paid in full by the due date shown each
month. This amount is calculated as the main account balance minus the balance
transfer amount plus any Plan&Pay instalments for this month. If you do not have
any Plan&Pay instalments or a balance transfer, the Monthly Payment Balance will
be the same as the Closing Balance.

3 Qantas and Jetstar Any Seat Awards are available on any flight with a QF or JQ
flight number. The points required will be quoted when booked. There is no fixed
relationship between the cash price charged by the applicable airline for a seat
and the points required to redeem an Any Seat Award through Qantas Frequent
Flyer. Special promotional fares may not apply. Award flights must be booked at
least 24 hours before scheduled departure (and other advance booking
requirements may apply). For more information see qantas.com/frequentflyer. The
Jetstar Any Seat Awards booking service is operated by Carlson Marketing Group
(Aust) Pty Ltd trading as Carlson Leisure Travel Service Licence No. 2TA 5778,
IATA 02-3 59523 For more information on the Qantas Frequent Flyer program, visit
qantas.com/frequentflyer.

4 Qantas Marketplace products are for delivery in Australia and New Zealand only
(and different products are available in each delivery location). Redemption of
points through Qantas Marketplace is subject to terms and conditions (including
Marketplace terms of use and voucher terms and conditions). See
qantas.com/marketplace [https://www.qantasstore.com.au/] for details.
 
5 Complimentary Insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL
245631, trading as Allianz Global Assistance (AGA), under a binder from the
insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708
(Allianz), has issued an insurance group policy to Westpac Banking Corporation
ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which
allows eligible persons to claim under it as third party beneficiaries. Access
to the benefit of cover under the Credit Card Complimentary Insurance is
provided to eligible St.George cardholders by operation of s48 of the Insurance
Contracts Act 1984 (Cth). If an eligible persons wishes to claim any of these
benefits, they will be bound by the eligibility criteria, terms, conditions,
limits and exclusions contained in the  PDF-file Complimentary Insurance Policy
Information booklet (PDF 1MB)
[https://www.stgeorge.com.au/content/dam/stg/downloads/accounts_and_cards/STG_Consumer_Credit_Card_Complimentary_Insurance_Allianz.pdf?appAction=exit] which
may be amended from time to time. This insurance is underwritten by Allianz.
Westpac does not guarantee this insurance. This information does not take your
personal objectives, circumstances or needs into account. Consider its
appropriateness to these factors before acting on it.

6 Bonus Qantas Points earned on selected Qantas products and services on Qantas
passenger flights (with a QF flight number) booked directly with Qantas, Qantas
Club and Qantas Frequent Flyer memberships, and purchases from Qantas Travel -
excludes Jetstar flights and services. You do not earn bonus points on Qantas
Freight, Qantas Business Travel, Jetset Travelworld channels and Qantas Staff
Travel.

7 Any offer through Visa Luxury Hotel Collection is valid at participating
properties and Visa Platinum and Signature cardholders in the Australia/Pacific,
Europe, Middle East and Africa (APCEMEA) regions. Offer is only valid when you
pay with a valid and eligible Visa card. Best Available Rate applicable. Not
applicable on discounted rates or combined with other offers at time of
enquiry/booking. One daily breakfast per person during stay. Excludes all
applicable taxes, services, gratuities and charges, and must be a valid and
eligible Visa card. Void where prohibited, taxed or restricted by law. All
reservations are subject to availability at time of confirmation. Visa and
participating properties reserve the right to vary the terms and conditions of
this offer. For updated list of participating properties, please
visit www.visaluxuryhotels.com [https://www.visaluxuryhotels.com/] or call Visa
Concierge for details.

8 An additional credit card can be issued on the primary cardholder's account to
any nominated person 16 years or over. All transactions using the additional
credit card will be the responsibility of the primary cardholder. All Qantas
Points remain the benefit of the primary cardholder.

9 Fraud Money Bank Guarantee: Our St.George Fraud Money Back Guarantee ensures
that customers will be reimbursed for any unauthorised transactions provided
that the customer has not contributed to the loss and contacted St.George
promptly. Refer to the  PDF-file Credit Card Terms and Conditions (PDF 1008KB)
[https://www.stgeorge.com.au/content/dam/stg/downloads/personal/credit-cards/stg_credit_card_terms_and_conditions.pdf] for
full details, including when a customer will be liable.

*Classic Flight Rewards are available on Qantas, Jetstar and partner airlines.
Classic Flight Reward seats are subject to capacity controls, availability is
limited and some flights may not have any Classic Flight Rewards available.  The
Qantas Points, taxes, fees and carrier charges stated are accurate as at 24
April 2022 but may vary at the time of booking. Status Credits and Qantas Points
will not be earned on Classic Flight Rewards. Visit Classic Flight Rewards
[https://t.e.qantas.com/r/?id=h4ea298a9%2C2feafb1e%2C23911703&s=qPeZU8tyafIkT3WGGJzJsMsqkoWLqHQnF_ndeY59kuM] for
more information.

Read the PDF-file Apple Pay Terms and Conditions (PDF 46KB)
[/content/dam/stg/downloads/ways-to-pay/apple-pay.pdf] before making a decision
and consider if it is right for you. To use Apple Pay you will need an eligible
card, and a compatible device with a supported operating system. See our Apple
Pay FAQs [/online-services/ways-to-pay/ways-to-pay-faqs/apple-pay-faqs] for more
information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are
trademarks of Apple Inc., registered in the U.S. and other countries. App Store
is a service mark of Apple Inc.

Read the Google Pay Terms and Conditions
[https://www.stgeorge.com.au/content/dam/stg/downloads/ways-to-pay/google-pay-StGeorge.PDF] before
making a decision and consider if it is right for you. Available for eligible
cards. To use Google Pay you will need to use a compatible device with a
supported operating system. See our Google Pay FAQs
[https://www.stgeorge.com.au/online-services/ways-to-pay/ways-to-pay-faqs/google-pay-faqs] for
more information.

Read the Samsung Pay Terms and Conditions
[https://www.stgeorge.com.au/content/dam/stg/downloads/ways-to-pay/samsung-pay-stg-tc.pdf] before
making a decision and consider if it is right for you. To use Samsung Pay you
will need to use a compatible device with a supported operating system. See
our Samsung Pay FAQs
[https://www.stgeorge.com.au/online-services/ways-to-pay/ways-to-pay-faqs/samsung-pay-faqs] for
more information.

Internet connection may be needed to make purchases using Google Pay, Samsung
Pay and normal mobile data charges apply.

Android, Google Pay and Google Play are trademarks of Google Inc.

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung
Electronics Co., Ltd.

Contact us [/contact-us?fid=GL:GF:None:stg:www:contact-us]
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--------------------------------------------------------------------------------

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For St.George issued products, conditions, fees and charges apply. These may
change or we may introduce new ones in the future. Full details are available on
request. Lending criteria apply to approval of credit products. This information
does not take your personal objectives, circumstances or needs into account.
Consider its appropriateness to these factors before acting on it. Read the
disclosure documents for your selected product or service, including the Terms
and Conditions [/help/terms-conditions], before deciding. Target Market
Determinations [/tmd] for the products are available. Unless otherwise
specified, the products and services described on this website are available
only in Australia from © St.George Bank - A Division of Westpac Banking
Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.

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