NAB Qantas Rewards Signature Card
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Qantas Rewards Signature Card | Earn more Qantas Points - NAB
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- NAB Qantas Rewards Signature Card
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NAB Qantas Rewards Signature Card
Enjoy our highest Qantas Points earn rate, plus platinum services, complimentary insurances and 0% p.a. on balance transfers for 12 months with a 3% BT fee.
Jump to
Apply online in 15 minutes and get a response in 60 seconds
Apply online in 15 minutes and get a response in 60 seconds
Offer
New customers
Up to 60,000 bonus Qantas Points and $200 cashback
- 40,000 bonus points when you spend $5,000 on everyday purchases within the first 90 days of account opening
- 20,000 bonus points when you keep your card for over 12 months
- $200 cashback when you meet minimum spend criteria
- 0% balance transfer (BT) rate for 12 months with 3% BT fee. Unpaid BT reverts to variable cash advance rate.
Bonus points are not available to customers who currently hold, have held, or are transferring from, any personal NAB Qantas Rewards Credit Card in the last 36 months.
Bonus points are credited to your points balance within three months of meeting the spend criteria.
Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.
Resume an existing application
Offer
Existing customers
Up to 80,000 bonus Qantas Points and $200 cashback
- 50,000 bonus points and $200 cashback when you apply for a NAB Qantas Rewards Signature Card, are approved and spend $5,000 on everyday purchases within the first 90 days of account opening and 30,000 bonus points when you keep your card for over 12 months.
Bonus points are not available to customers who currently hold, have held, or are transferring from, any personal NAB Qantas Rewards Credit Card in the last 36 months.
Bonus points are credited to your points balance within three months of meeting the spend criteria.
Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.
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Rates and fees
Learn more about our standard credit card interest rates, annual card fees and credit limits that apply to this card.
| Variable purchase rate | 22.49% p.a. |
|---|---|
| Standard balance transfer (BT) rate for 12 months 3% BT fee applies. Unpaid BT reverts to variable cash advance rateWe can’t process balance transfers from certain issuers – see our indicative list. | 0% p.a. |
| Interest free days on purchases | Up to 44 |
| Annual card fee | $449 p.a. |
| Minimum credit limit | $6,000 |
| Variable cash advance rate This is the interest rate charged on amounts you withdraw as cash, gambling transactions (including lottery ticket purchases), or transfer from your credit card to another account. | 22.99% p.a. |
Awards we’ve won
Frequent Flyer Credit Card 2025 by WeMoney
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How to earn Qantas Points
Make the most of your everyday purchases to earn Qantas Points and redeem them for rewards. Qantas Points are capped at $20,000 per statement period.
0.75 Qantas Point per $1
For the first $3,000 (capped) per statement period.
0.25 Qantas Point per $1
For the next $3,001 to $15,000 (capped) per statement period.
0.5 bonus Qantas Point per $1
For International Spend (uncapped) per statement period.
Join for free
Free Qantas Frequent Flyer membership (a saving of $99.50).
Redeem rewards
You can redeem your rewards for award flights, products, vouchers and more from the Qantas Marketplace.
Bonus Qantas Points
Earn 1 bonus point for every dollar on eligible Qantas services.
Benefits of this Qantas Rewards card
Enjoy complimentary services, discounts and other great benefits with the NAB Qantas Rewards Signature Card.
Complimentary insurances
This covers domestic, interstate and international travel.
Visa Premium Access
Discover hundreds of deals, discounts and privileges with Visa Premium Access.
Add another card
Add an additional cardholder at no extra cost.
Fraud protection
NAB Defence proactively detects fraudulent transactions, so you can enjoy 100% peace of mind with all purchases.
Concierge service
Your own 24 hour, 7 day personal assistant for travel and lifestyle services with NAB Concierge Service.
Emergency assistance
We’re here for you 24 hours a day, 7 days a week over the phone if your credit card is lost or stolen.
Click to Pay
Enjoy a quicker and more secure way to pay online with your NAB Visa card. No need to manually enter your card details every time – simply select Click to Pay at participating online checkouts for a seamless experience.
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Offer
Discover more benefits with your NAB credit card
Enjoy access to a range of special partner offers and benefits so you can save more and enjoy more every day.
Things to consider
We want to help you choose the right card, so here are a few things to consider about this card before you apply.
- Capped monthly points earn compared to our NAB Rewards cards.
- Higher interest rates compared to our NAB Low Rate Card
- Higher annual fee compared to our other cards.
- Unlike the NAB Rewards Signature Card, this card has international transaction fees
Enjoy complimentary insurances
Travel insurances
- International travel insurance
- Domestic travel insurance
- Rental vehicle excess insurance in Australia
Purchase insurances
- Purchase protection insurance
- Extended warranty insurance
More about credit card insurances
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Eligibility Check you're eligible to apply online
- You're 18 years or older.
- You receive a regular income.
- You’re an Australian resident for tax purposes.
- You're an Australian or New Zealand citizen, Australian Permanent Resident or non-resident holding an acceptable Temporary Residency Visa.
- You have an Australian mobile number.
Read important information for visa categories that are not acceptable.
ID requirements for new customers
To apply for this account, you’ll need at least one form of ID so we can verify your identity. However, if possible, please try and provide two forms of ID.
- Australian passport
- Foreign passport
- Australian driver’s licence
- Medicare card (can only be used with another form of ID)
You’ll need a smartphone to scan your ID, and to take a selfie for verification.
Applying for a credit card with NAB is easy
Follow these three steps to apply for your new NAB credit card.
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Meet the eligibility criteria
Check that you meet all our eligibility criteria before you start your application.
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Apply online
Complete the online application form and get a response in 60 seconds.
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We’ll be in touch
If conditionally approved, we may still request extra information. Once approved, your card will arrive within five working days, or you can use your digital card immediately.
Earn Qantas Points when you shop
You can earn Qantas Points by shopping at over 400 brands online through Qantas Shopping. Link your NAB credit card with Card Offers to unlock exclusive offers for bonus points in store and online.
Find out more about Qantas Shopping , opens in new window
Shop with Qantas Points
Looking for another way to use your Qantas Points? With more than 20,000 products from over 900 of the world’s leading brands, Qantas Marketplace is a one stop shop for rewarding yourself using your Qantas Points.
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Make the most of travel
Make the most of your Qantas Frequent Flyer Points by taking a holiday. There’s a lot that goes into making a holiday happen, so check out our travel tips and tools for inspiration and guidance.
Credit card tools and calculators
Need help finding the right card or want to see how much you could save with our credit cards? We have some handy tools to help.
Help me choose the right credit product
Choose the right credit product with our easy-to-use tool.
Compare credit cards
Use our comparison tool to compare our credit card fees and features.
Understanding credit cards
Here are some handy guides to help you better understand how credit cards work.
How do credit cards work?
A guide to help you decide if a credit card is right for you and how to apply for one if it is.
Make the most of your credit card’s features
Benefit from your credit card – your card’s features might be sitting there unused.
How to avoid paying credit card interest
Learn how interest on your card works, and ways to avoid paying it.
Help and support
We're here to help. Use our guides and support services to better manage your money.
- How to apply for a credit card
- Switch to another credit card
- Manage your credit card
- Financial hardship assistance
- Managing your debts
Other ways we can help
Use our help guides, FAQs and other support services to help you manage your banking more easily.
Other rewards cards to consider
Still trying to decide on the right card for you? Here are a few more options to consider.
NAB Qantas Rewards Premium Credit Card
Apply today for a rewards card that offers platinum services and an opportunity to earn bonus Qantas Points.
NAB Rewards Credit Card
Redeem NAB Rewards Points for a wide range in our NAB Rewards Store. Plus, enjoy complimentary insurances and Personal Concierge.
NAB Rewards Travel Credit Card
Apply today to take advantage of earning bonus points and enjoying other great rewards.
Get in touch
Visit a NAB branch
Visit your nearest NAB branch to speak to us in person.
Important Information
Terms and Conditions
Apologies but the Important Information section you are trying to view is not displaying properly at the moment. Please refresh the page or try again later.
Consider the NAB Internet Banking terms and conditions which apply when using NAB Internet Banking and the NAB app, before making any decisions regarding these services. The NAB app is compatible with Android™ and iOS, minimum platform requirements apply. Android is a trademark of Google LLC. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license. Services issued by NAB.
Fees and charges Read our credit card terms and conditions. Credit card fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at today.
**Interest, fees, charges and earn rates are subject to change.
Credit cards issued by National Australia Bank Limited.
NAB Credit Card Terms and Conditions
NAB Electronic Banking (card based) terms and conditions
NAB Credit Card Cover Product disclosure statement and policy document (PDF, 471KB)
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Snapshot record
- Snapshot ID
- 1103
- Cleaning version
- legacy-page-capture-2026-10-02
- Review completed
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- 9b404f58e7b574973a67a484f167528fa4511f82676b3de60fb01d2306d7f2fe
