MyCard Premier
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Making payments to your account: You can find details on how to make payments to your account here. Your new BPAY reference number is in your MyCard statement, but payments using your previous BPAY details will still be applied to your account.
Getting copies of your statements: You can download statements from November 2023 onward via the MyCard app or MyCard Online. For earlier statements, you can request them through chat with us in MyCard Online. Only the accountholder can view or request statements.
Accessing MyCard Online: refer to our FAQs on how to retrieve your MyCard user ID and log in for the first time.
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MyCard Premier
Elevate every moment with rewards and travel benefits.
At a glance
Make the most of every moment with MyCard Premier and enjoy access to a range of rewards and travel benefits to make your next adventure more enjoyable.
This card has a Minimum Credit Limit $10,000.
Annual fee
$300 p.a.
Retail purchase rate
22.49 % p.a.
Cash advance rate
22.99 % p.a.
Earn MyCard Reward Points for every $1 spent on Eligible Transactions View Disclaimer 1
| Spend type | Number of Points | Spend Eligibility |
|---|---|---|
| Spend typeInternational Spend | Number of Points2 Points | Spend Eligibilityon Eligible Transactions made overseas or online with a merchant that is based overseas. |
| Spend typeOnline Spend | Number of Points2 Points | Spend Eligibilityon Eligible Transactions made online. |
| Spend typeDomestic Spend | Number of Points1 Point | Spend Eligibilityon all other Eligible Transactions. |
MyCard Reward Points are capped at 200,000 per 12 month period when you use your MyCard Premier Credit Card on Eligible Transactions on Online Spend, International Spend and Domestic Spend.
What you get
- Priority Pass – 2x annual airport lounge access passes View Disclaimer 2
- Complimentary Travel Insurance View Disclaimer 3
- Complimentary Mobile Phone InsuranceView Disclaimer 4
- Personal concierge service View Disclaimer 5
Things to consider
- Higher retail purchase rate than our MyCard Clear.
- Does not earn Qantas Points, see MyCard Premier Qantas, if you’re looking for Qantas Points.
Benefits
Explore the benefits that come with MyCard Premier
Two airport lounge passes with Priority Pass
Receive 2 complimentary lounge access passes to 1,700 airport lounges worldwide for you and a guest with Priority Pass. View Disclaimer 2
Complimentary Travel Insurance
Access to Complimentary international and domestic travel insurance. View Disclaimer 3
Complimentary Mobile Phone Insurance
Pay your monthly postpaid plan bill with your MyCard Premier card and you'll be covered for Accidental Damage and Theft. View Disclaimer 4
Complimentary Purchase Protection Insurance
Access purchase protection insurance on eligible purchases. View Disclaimer 3
Complimentary Extended Warranty Insurance
Access extended warranty insurance on eligible purchases. View Disclaimer 3
MyCard Rewards Program
Earn MyCard Reward Points on eligible everyday purchases and redeem them your way. From Pay with Points, Giftcards, Points Transfer options and more. View Disclaimer 6
Choose an offer that suits you
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150,000 bonus MyCard Reward Points
Get 150,000 bonus MyCard Reward Points when you spend $7,000 on eligible purchases within 90 days from approval and keep your card open for over 12 months. View Disclaimer 7
Annual fee
$300 p.a.
Purchase interest rate
22.49 % p.a.
Included extras
- 0% p.a. for 6 months on Balance Transfers.View Disclaimer 8 No Balance Transfer Fee applies. Balance Transfer rate reverts to Cash Advance rate after the promotional period.
Apply for this offer , opens in new window
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110,000 bonus Velocity Points via Autoredemption
Get 110,000 bonus Velocity Points when you spend $8,000 on eligible purchases within 90 days from approval and enrol in autoredemption. View Disclaimer 9
Annual fee
$300 p.a.
Purchase interest rate
22.49 % p.a.
Included extras
- 0% p.a. for 12 months on Balance Transfers.View Disclaimer 10 3% Balance Transfer Fee applies. Balance Transfer rate reverts to Cash Advance rate after the promotional period.
Apply for this offer , opens in new window
Rates and fees
Interest rates and fees
These are our standard interest rates and fees for the MyCard Premier credit card. For the full list, please see our Credit Card fees and charges page.
| Fee type | Rate (p.a.) |
|---|---|
| Fee typeAnnual fee | Rate (p.a.)$300 |
| Fee typeRetail purchase rate | Rate (p.a.)22.49% p.a. |
| Fee typeCash advance rate Or pay off eligible purchases at an interest rate over a set term with a MyCard Instalment Plan. View Disclaimer 11 | Rate (p.a.)22.99% p.a. |
| Fee typeAdditional cardholder fee You may have up to four additional cardholders, who must be at least 16 years old. | Rate (p.a.)$0 |
Other rates and fees
These are some other rates and fee information including credit limits and interest free days for the MyCard Premier credit card.
| Fee type | Fee details |
|---|---|
| Fee typeInterest-free period | Fee detailsUp to 44 days (On retail purchases) |
| Fee typeCredit limit Credit limit changes are subject to credit assessment criteria. | Fee detailsYour minimum credit limit is $10,000, your maximum is $100,000. |
| Fee typeLate payment fee | Fee details$30 |
| Fee typeDomestic cash advance fee Minimum charge $3.50. | Fee details3.5% of transaction amount |
| Fee typeInternational cash advance fee | Fee details$5 |
| Fee typePaper statement fee | Fee details$2 per month |
| Fee typeInternational transaction fee | Fee details3.5% of transaction amount |
| Fee typeOver-the-counter transaction fee (Bank@Post) View Disclaimer 12 | Fee details$2.50 |
Limited time offers
Explore these limited time offers with MyCard Premier.
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Up to 15% off Luxury Escapes
Enjoy up to 15% off eligible Luxury Escapes hotels. Discount cap applies. View Disclaimer 13
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10% off selected Expedia hotels
Save on your next getaway with 10% off selected hotels on Expedia. View Disclaimer 14
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10% off selected Wotif hotels
Explore Australia and beyond with 10% off selected hotels on Wotif. View Disclaimer 14
MyCard Rewards Program
Make every spend rewarding with the MyCard Rewards Program. View Disclaimer 6
Pay with Points
Redeem your reward points to receive a credit back on almost any purchase with Pay with Points. View Disclaimer 15
Redeem Giftcards
Redeem your reward points for Giftcards with over 50 brands and stores to choose from.
Transfer Points
Transfer your points to one of our loyalty partner programs including Flybuys and Velocity Frequent Flyer.
You might also like
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MyCard Premier Qantas
Earn Qantas Points with access to rewards and travel benefits. Minimum Credit Limit $10,000. Purchase Rate 22.49% p.a.
Annual fee
$350 p.a.
- Earn Qantas Points View Disclaimer 16
- Two complimentary airport lounge passes with Priority Pass View Disclaimer 2
- Complimentary Travel InsuranceView Disclaimer 3 and Mobile Phone InsuranceView Disclaimer 4
- Personal concierge service View Disclaimer 5
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MyCard Rewards
Earn points on your everyday spend and turn them into rewards you love. Minimum Credit Limit $2,000. Purchase Rate 22.49% p.a.
Annual fee
$199 p.a.
- Earn MyCard Reward Points View Disclaimer 6
- Complimentary Mobile Phone InsuranceView Disclaimer 4
- Complimentary Extended Warranty Insurance View Disclaimer 3 and Purchase Protection Insurance View Disclaimer 3
- Pay with Points View Disclaimer 15
- Discounts from our partners
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MyCard Prestige
Premium travel benefits with our highest Reward Points earning card. Minimum Credit Limit $20,000. Purchase Rate 22.49% p.a.
Annual fee
$700 p.a.
- Earn MyCard Reward Points View Disclaimer 6
- 4 Night on Us with Luxury Escapes View Disclaimer 17
- 15 airport lounge visits every year with Priority Pass View Disclaimer 18
- Complimentary Travel InsuranceView Disclaimer 3 and Mobile Phone InsuranceView Disclaimer 4
- Uber Premier $100 cashback View Disclaimer 19
- Discounts from our partners
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MyCard Prestige Qantas
Our highest Qantas Points earning card with premium travel benefits. Minimum Credit Limit $20,000. Purchase Rate 22.49% p.a.
Annual Fee
$749 p.a.
- Earn Qantas Points View Disclaimer 16
- 4 Night on Us with Luxury Escapes View Disclaimer 17
- 15 airport lounge visits every year with Priority Pass View Disclaimer 18
- Complimentary Travel InsuranceView Disclaimer 3 and Mobile Phone InsuranceView Disclaimer 4
- Uber Premier $100 cashback View Disclaimer 19
Explore MyCard Prestige Qantas
Things you should know
Important information
Important information
- Disclaimer1.
MyCard Rewards earn rate
All rewards are subject to the Terms and Conditions of the MyCard Rewards Program, opens in new window. MyCard Premier Credit Card earns 2 Points per $1 for Eligible Transactions made online, 1 Point per $1 spent everywhere else on eligible Domestic Spend and 2 Points per $1 spent on eligible International Spend. The Points earn is capped at 200,000 points over a 12 month period. The annual cap will reset on your next statement cycle date following the anniversary of your enrolment to your Rewards program. The cap includes points earned on Domestic and International spend. Domestic Spend and International Spend means any Eligible Transaction made with a merchant who respectively tells us they are located within Australia or outside Australia. Points do not expire while the card remains open and in good standing (for example – your account is not in default, suspended or closed). Transactions made indirectly with the online merchants (e.g. through a third party provider such as BPAY and PayPal), mobile wallet or recurring payments are not eligible for the higher earn rate. Please note, a transaction qualifies as an Eligible Transaction made online if it is made via the internet or a mobile application, which is reflected as an online transaction by system indicators and processed by the respective merchants/ acquirers as an online transaction through Visa/Mastercard networks. If a transaction with an online merchant is not classified as an online transaction by the card scheme, it will not be treated as an online transaction for calculating Points. The annual cap will reset on your next statement cycle date following the anniversary of your enrolment to your Rewards program. Please refer to the Terms and Conditions of the MyCard Rewards Program, opens in new window for the full definition of Eligible Transactions. The cap includes Points earned on Domestic and International spend. - Disclaimer2.
Priority Pass (MyCard Premier)
One complimentary digital Priority Pass™ Standard Membership, with two complimentary lounge visits, for the primary cardholder is a Special Feature of the MyCard Premier Credit Card. MyCard Premier cardholders must enrol for the Priority Pass™ Standard Membership at www.prioritypass.com/premieraumc, opens in new window and follow the prompts. You will need to download the Priority Pass™ App via the Apple App Store or get it on the Google Play Store to access your Digital Membership Card. The first two visits within each 12-month membership period from registration (membership year) are complimentary to the primary cardholder only, after which any additional visits by you and visits by your guests will be charged directly to you by Priority Pass™ at their ordinary standard rates. Unused visits cannot be carried forward to the following membership year. The total number of complimentary visits will be reset to two at the beginning of each membership year while you remain a MyCard Premier cardholder. The membership is subject to the Priority Pass™ Conditions of Use. Please note that within Australia, Priority Pass™ is available at select airports. For the full list of up-to-date airport lounges and Priority Pass™ Conditions of Use please refer to www.prioritypass.com, opens in new window. Cardholders can use their lounge entitlement to receive AUD$36 off their bill. 1. Each AUD$36 deduction represents a single lounge visit within the cardholders’ existing lounge visit allocation for which the cardholder will, where applicable, be charged. Only 1 card per visit per primary cardholder will be accepted and at point of registration. 2. the AUD$36 is valid for the purchase of any meal/or drinks. To be eligible, cardholders must present a valid Card and Boarding Pass with confirmed same-day travel before placing an order. 3. AUD$36 is non-transferrable & cannot be exchanged for cash substitute or refund if the final bill is lower than AUD$36 per person. 4. Cardholder is responsible for the balance if the total bill exceeds AUD$36 per person. Any remaining balance cannot be used towards gratuity. 5. Priority Pass and its Affiliates Companies shall not be liable should the offer value be less than Customers lounge visit entitlement. Customers who pay for lounge and guest visits are advised to review programme Conditions of Use prior to accessing the offer. Visit www.prioritypass.com, opens in new window for more information. - Disclaimer3.
Complimentary Insurances (Purchase Protection, Extended Warranty, Rental Vehicle Excess and Travel Insurance)
AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz) has issued a Complimentary insurance group policy to National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth). NAB is the credit provider and issuer of MyCard branded credit cards. Our/us/we/The MyCard Team means NAB unless the context otherwise requires it. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, exclusions, limits and applicable sub-limits of the group policy are set out in the MyCard Credit Cards Complimentary Insurance Policy Information Booklet (PDF, 583KB), opens in new window effective 26 November 2025 which may be amended from time to time. Neither NAB nor any of its related corporations guarantee this insurance. - Disclaimer4.
Mobile Phone Protection Insurance
Mobile Phone Insurance (Cover) is provided under and by way of a group policy (Group Policy) issued by AIG Australia Limited (ABN 93 004 727 753, AFSL 381 686) (AIG) to National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”). NAB is the credit provider and issuer of MyCard branded credit cards. Our/us/we/The MyCard Team means NAB unless the context otherwise requires it. This Cover is available to Cardholders (“you/your”) while you remain an eligible Mastercard and/or Visa cardholder of NAB, subject to NAB’s and AIG’s right to alter the Cover. The terms, conditions and excluded cover are specified in the “MyCard Credit Cards Complimentary Mobile Phone Insurance Terms and Conditions (PDF, 202KB), opens in new window” as amended from time to time. When eligible, you have the benefit of cover as a third party beneficiary solely by reason of the statutory operation of Section 48 of the Insurance Contracts Act 1984 (Cth). To make sure that the Cover meets your needs and is suitable for you and your personal circumstances, these terms and conditions must be reviewed by you and, if necessary, you should also seek independent financial advice. NAB is not the issuer or insurer of the Cover. NAB nor any of its related corporations guarantee any of the benefits under the Cover. Please note that you must have a contract with a mobile phone provider and a monthly automatic billing arrangement. - Disclaimer5.
Personal Concierge Service
Concierge Services is a complimentary service available to the primary cardholder. Refer to the Terms and Conditions (PDF, 253KB), opens in new window of the MyCard Rewards Program. Concierge Services is provided by Mastercard® Travel & Lifestyle Services. Mastercard® Travel & Lifestyle Services are provided by Ten Lifestyle Management Limited. - Disclaimer6.
MyCard Rewards Program
Refer to the MyCard Rewards and MyCard Qantas Rewards Program Terms and Conditions, for the full Terms of Use which can be found on mycard.com.au/terms. - Disclaimer7.
150,000 bonus MyCard Reward Points
120,000 bonus MyCard Reward Points: You will receive 120,000 bonus MyCard Reward Points when you spend a minimum of $7,000 on eligible purchases using your new Card within 90 days from approval. Eligible purchases exclude Cash Advances, Balance Transfers, Special Promotions, interest and fees. Any refunds and Chargebacks on purchases will also be excluded and will not form part of the spend criteria. The 120,000 bonus MyCard Reward Points will be credited to your Rewards Balance within 2 months of meeting the spend criteria.
Additional 30,000 bonus MyCard Reward Points: An additional 30,000 bonus MyCard Reward Points will be credited to your Rewards Balance within 90 days of your Account being open for 12 months, provided it has been activated by you. All rewards are subject to the Terms and Conditions of the MyCard Rewards Program (PDF, 253KB), opens in new window. Your MyCard Premier Account must remain open, in good standing (for example – your account is not in default, suspended or closed) and enrolled in the MyCard Rewards Program for the bonus MyCard Reward Points to be awarded. This offer commenced 15 December 2025. We may vary or end this offer at any time. This offer is not available when closing or transferring from another MyCard branded credit card account or in conjunction with any other MyCard branded credit card offer. - Disclaimer8.
0% p.a. for 6 months on Balance Transfers
Your total Balance Transfers may not exceed 80% of your Credit Limit. The 0% p.a. interest rate will apply to balance transfers requested at card application for a period of 6 months, commencing from the date the Balance Transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 22.99% p.a. This offer excludes balances transferred from MyCard branded unsecured credit products. For important information to consider before taking up a Balance Transfer, please click here. This offer commenced 15 December 2025. We may vary or end this offer at any time. This offer is not available when closing or transferring from another MyCard branded credit card account or in conjunction with any other MyCard branded credit card offer. - Disclaimer9.
110,000 bonus Velocity Points via Autoredemption
To be eligible to receive 110,000 bonus Velocity Points (automatically redeemed from 220,000 bonus MyCard Reward Points), you must apply for a new MyCard Premier Credit Card before the offer is withdrawn spend a minimum of $8,000 on eligible purchases using your new Card within 90 days from approval, and enrol into Autoredemption for Velocity with your Velocity membership number via Online Servicing. Eligible purchases exclude Cash Advances, Balance Transfers, Special Promotions, interest and fees. Any refunds and Chargebacks on purchases will also be excluded and will not form part of the spend criteria. You will receive an email from us up to 90 days after you have met the spend criteria with information on how to enrol in Autoredemption with your Velocity membership number. 220,000 bonus MyCard Reward Points (equivalent to 110,000 Velocity Points) will be credited to your MyCard Rewards Balance within 2 months of meeting the spend criteria and automatically transferred to Velocity provided you have enrolled in Autoredemption. Once transferred, it may take up to 1 month for the Velocity Points to appear in your Velocity account. Your MyCard Premier Account must remain open and in good standing (for example – your account is not in default, suspended or closed), for the bonus MyCard Reward Points to be awarded and transferred. Membership of Velocity Frequent Flyer and ensuring your Velocity account is valid as at the date of transfer is your responsibility. The redemption of MyCard Reward Points will be administered solely by us and are subject to the Terms and Conditions of the MyCard Rewards Program (PDF, 253KB), opens in new window. Velocity membership and Velocity Points earn and redemption are subject to the Velocity Membership Terms and Conditions, as amended from time to time, available at velocityfrequentflyer.com, opens in new window. This offer commenced 15 December 2025. We may vary or end this offer at any time. This offer is not available when closing or transferring from another MyCard branded credit card account or in conjunction with any other MyCard branded credit card offer. - Disclaimer10.
0% p.a. for 12 months on Balance Transfers
Your total Balance Transfers may not exceed 80% of your Credit Limit. The 0% p.a. interest rate will apply to balance transfers requested at card application, and the Balance Transfer Fee, for a period of 12 months, commencing from the date the Balance Transfer is processed. The Balance Transfer Fee is 3% of the balance transferred and will be debited to your account on the day or the day after your Balance Transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance, and Balance Transfer Fee, will revert to the variable Annual Percentage Rate for Cash Advances, currently 22.99% p.a. This offer excludes balances transferred from MyCard branded unsecured credit products. For important information to consider before taking up a Balance Transfer, please click here. This offer commenced 15 December 2025. We may vary or end this offer at any time. This offer is not available when closing or transferring from another MyCard branded credit card account or in conjunction with any other MyCard branded credit card offer. - Disclaimer11.
Instalment Plans
MyCard Instalment Plan offers are subject to eligibility and only available if your account is and remains in good standing (for example – your account is not in default, suspended or closed). Your Instalment Plan uses part of your existing credit limit. As you pay off your Instalment Plan, the amount you pay off will become available for you to use again as part of your credit limit at the standard Annual Percentage Rate applicable to your account. For the full terms and conditions of your Instalment Plan, please refer to the Credit Card Terms and Conditions and Other Important Information (PDF, 470KB), opens in new window. - Disclaimer12.
Bank@Post
Bank@Post and its device mark are trademarks (registered or otherwise) of the Australian Postal Corporation. All rights reserved. - Disclaimer13.
Luxury Escapes offer (All Cards except MyCard Prestige)
10% discount is valid on 'Limited Time LUX Exclusive' hotel offers in Australia and 15% discount on ‘Limited Time LUX Exclusive’ international hotel offers and a 10% discount on international tours (excluding flights) at luxuryescapes.com/au, opens in new window or on the Luxury Escapes mobile app. Offer is valid at Australian website only. Offer is exclusive to MyCard branded cardholders and is not transferable. Maximum discount available per transaction is $250. Offer is valid if booked by 1 March 2026. To be eligible, customers must use their MyCard branded card at checkout along with the promo codes MYLUXPROMO when purchasing ‘Limited Time LUX Exclusive’ hotels or MYLUXTOURS10 when purchasing an international tour, and the discount will be applied automatically. Excludes transactions made through a third-party establishment or payment processor. We may vary or end this offer at any time acting reasonably. We will notify you of any changes electronically (including via www.mycard.com.au/credit-cards/benefits) or other appropriate method as soon as reasonably practicable. Offer is not valid on flights, LUX Partner Properties, LUX Premium Collection, Last Minute Escapes, Cruises, Experiences or Gift Cards. Offer is not combinable with any other discount or offer. Offer ends 1 March 2026. - Disclaimer14.
Expedia/Wotif
To receive the 10% discount on your stand-alone prepaid hotel booking at participating hotels you must book via the unique www.expedia.com.au/traveloffer, opens in new window or www.wotif.com/traveloffer, opens in new window link from 25 February 2025 to 31 January 2027 for stays completed by 30 June 2027, enter the Coupon code on the payment page, and pay with your valid MyCard Credit Card issued by NAB. Discount applies to the first room in multi-room bookings and cannot be combined with other Coupon codes or applied to past bookings. Taxes, fees, and other charges are not included in the discount. The offer is subject to availability and Expedia and Wotif booking terms (see Expedia, opens in new window and Wotif, opens in new window). We may vary or end this offer at any time acting reasonably. We will notify you of any changes electronically (including via www.mycard.com.au/credit-cards/benefits) or other appropriate method as soon as reasonably practicable. NAB may receive a commission from Expedia or Wotif on all hotel bookings made under this offer. NAB may receive a commission from Expedia or Wotif on all hotel bookings made under this offer. - Disclaimer15.
Pay with Points
Pay with Points is available on eligible transactions and is only available for MyCard Rewards, Premier, Prestige, Classic Plus and Platinum cardholders. An eligible purchase is a transaction we will present to you in your MyCard App or MyCard Online that can be paid by redeeming your Reward Points. The types of transactions that may be paid by redeeming your Reward Points may change and we will present these to you in the MyCard App or MyCard Online. - Disclaimer16.
MyCard Qantas Rewards Program
You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. To receive complimentary Qantas Frequent Flyer membership with MyCard branded credit cards click here, opens in new window, otherwise a joining fee may apply. Membership and Qantas Points are subject to the terms and conditions, opens in new window of the Qantas Frequent Flyer program. - Disclaimer17.
4th Night on Us
The promo code "PRESTIGE4N" must be applied at checkout to redeem the benefit. 4th Night on Us benefit is capped at 4 redemptions per calendar year and bookings must be made and used in the same calendar year. The credit amount is capped at $1,000 per redemption. 4th Night on Us is a Special Feature of the MyCard Prestige Credit Card. Valid for MyCard Prestige primary cardholders only. A minimum of 4 consecutive nights' stay is required in order to receive a credit for one night. This benefit cannot be used in conjunction with other offers/benefits. The credit value of the one night is calculated as the average nightly room rate for the total nights' stay. Only one credit amount will be paid per MyCard Prestige primary cardholder per room per booking. Booking for the accommodation must be of the same room types. Back-to-back stays are not allowed. Back-to-back stays are stays at the same city/state booked on two reservations (as an example, you book four nights at a hotel on one reservation for Monday, Tuesday, Wednesday and Thursday and book another four nights on another reservation for Friday, Saturday, Sunday and Monday. In this situation, you would only be eligible for one complimentary night for the 8-night stay). Between each booking, a minimum of a 7-day window is required. Luxury Escapes Pty Ltd pays a commission to National Australia Bank for certain booking types. Offer is renewed each year unless we notify you otherwise. Please refer to the full Terms and Conditions (PDF, 121KB), opens in new window for further information. - Disclaimer18.
Priority Pass (MyCard Prestige)
One complimentary digital Priority Pass™ Membership, with 15 complimentary lounge visit entitlements, is a special feature of the MyCard Prestige Credit Card. The MyCard Prestige primary cardholder will receive 15 lounge visit entitlements for each 12-month period, commencing from registration and provided their account is in good standing (for example – the account is not in default, suspended or closed). The lounge visit entitlement may be used by the primary cardholder and any accompanying guests, provided they attend together. For each visit, one lounge visit entitlement is required per person. For example, a visit by the primary cardholder and one guest will require 2 lounge visit entitlements. Unused lounge visit entitlements will expire at the end of each 12-month period and will not be carried over. Visits outside of the complimentary allowance will be charged directly by Priority Pass™. To view details for lounge visit entitlements, including entitlement period dates, login to the Priority Pass™ App. MyCard Prestige primary cardholders must enrol for the Priority Pass™ Standard Membership at www.prioritypass.com/prestigeaumc, opens in new window. Access the Digital Membership Card by using the Priority Pass™ App which can be downloaded via the Apple App Store or the Google Play Store. The membership is subject to the Priority Pass™ Conditions of Use. Please note that within Australia, Priority Pass™ is available at selected airports. For the full list of up-to-date airport lounges and Priority Pass™ Conditions of Use please refer to www.prioritypass.com, opens in new window along with the MyCard Prestige Credit Card Benefit Terms and Conditions (PDF, 121KB), opens in new window for further information. Primary cardholders can use their lounge visit entitlements to receive AUD$36 off the bill per person at selected airport restaurants. 1. Each AUD$36 deduction represents a single lounge visit per person within the primary cardholder’s existing lounge visit entitlements for which the primary cardholder will, where applicable, be charged. For example, if a primary cardholder registers 1 guest, they will receive AUD$72 off their bill which will be charged as 1 primary cardholder visit + 1 guest visit on their account. Only 1 card per visit per primary cardholder will be accepted at registration. 2. The AUD$36 is valid for the purchase of any meal and/or drinks. To be eligible, primary cardholders must present a valid Means of Access as per the Priority Pass™ Conditions of Use and Boarding Pass with confirmed same-day travel before placing an order. 3. AUD$36 is non-transferable & cannot be exchanged for cash substitute or refund if the final bill is lower than AUD$36 per person. 4. Primary cardholder is responsible for the balance if total final bill exceeds AUD$36 per person per visit. Any remaining balance cannot be used towards gratuity. 5. Priority Pass™ and its Affiliates Companies shall not be liable should the offer value be less than primary cardholder lounge visit entitlement. Customers who pay for lounge and guest visits are advised to review the Conditions of Use prior to accessing the offer. Visit www.prioritypass.com, opens in new window for more information. - Disclaimer19.
Uber Premier $100 Cashback
To be eligible to receive the Uber Premier $100 cashback, you must make the booking for an Uber Ride via the Uber app and spend AUD$100 or more in one transaction using your MyCard Prestige Credit Card. The benefit is capped at one redemption per calendar year. Payment must be made directly with your MyCard Prestige Credit Card via the Uber app. Excludes Uber Eats, Uber Pass, Uber Gift Card and transactions made through a third-party establishment or payment processor. The Uber Premier $100 Cashback will be calculated on the first eligible spend during the calendar year and credited to your account within eight weeks after the qualifying transaction is processed provided your account is open and in good standing (for example – your Account is not in default, suspended or closed). Cashback will reduce the outstanding balance of your account but may not count towards your next monthly repayment obligation depending on when it is credited to your account. Please refer to the full Terms and Conditions (PDF, 121KB), opens in new window for further information. Only available for travel within Australia.
Fees and charges
Read our Credit Card Terms and Conditions. Credit card fees and charges are payable. Approval and credit limit is subject to MyCard's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at today. Please refer to the Target Market Determinations for our products. Credit cards issued by National Australia Bank Limited.
Snapshot record
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- 1004
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- 5199e4438612536de7ca53624b2bcf5ec2aec3518f58cc34f7d5afc6bd1bc56c
