Connect RWRDS to your AI assistant

RWRDS runs a Model Context Protocol (MCP) server, so you can connect an AI assistant like Claude to your own RWRDS account and ask about your cards in plain English. Once it’s connected, the assistant can read your card history, give you next-card recommendations, check whether you’re past an issuer’s waiting period, and even log new cards for you — all in a normal conversation.

It needs a free RWRDS account. Access is granted through OAuth and is revocable at any time, and the assistant only ever sees the data of the signed-in user — your history, never anyone else’s.

The endpoint

Point any MCP client at this HTTP endpoint (OAuth 2.1, streamable-HTTP):

https://www.rwrds.com.au/api/mcp

What you can ask it

Once connected, prompts like these just work:

“What credit cards should I get next for Qantas points?”
“Am I eligible for the ANZ Frequent Flyer Black right now?”
“What cards have I had, and when did I close them?”
“I just applied for the Amex Explorer — add it to my history.”
“Find Velocity cards with a bonus over 80,000 points.”

What the assistant can do

Read — look up your card history, get personalised next-card recommendations (ranked by estimated first-year profit, with an optional reward-program filter), check a card’s eligibility (waiting periods, blockers, and the date you’ll next be eligible), read your application profile, and search the public card catalogue.

Write — you can tell it to add a card to your history, update or remove a history entry, set a points goal, or update your application profile, and it will make the change on your account.

Setup

Claude Code (CLI)

Add the connector, then sign in from inside Claude Code:

claude mcp add --transport http rwrds https://www.rwrds.com.au/api/mcp

Run /mcp inside Claude Code to open the browser sign-in and finish connecting.

Claude Desktop

Go to Settings → Connectors → Add custom connector, then enter:

Name: RWRDS
URL: https://www.rwrds.com.au/api/mcp

A browser window opens so you can sign in to RWRDS and approve access. Custom connectors require a paid Claude plan.

Other MCP clients (Cursor, VS Code, etc.)

Point them at the same HTTP URL above. For stdio-only clients, use the mcp-remote bridge:

npx -y mcp-remote https://www.rwrds.com.au/api/mcp

Privacy & access

RWRDS operates under the Australian Credit Licence of Advice and Answers Pty Ltd (ACL #547291), acting only as an intermediary. The connector gives factual information and rankings about your cards — it is not personal credit or financial advice. Access is per-user, granted via OAuth, and you can revoke it from your AI client at any time.