Westpac Altitude Velocity Black

$295 first year annual fee
$75 reward program fee
90,000 points
$15,000 min limit
0.75 points per dollar
Spend $6,000 in 120 days
Disclaimer: I do not receive any benefit based on you applying for the credit card. I am not suggesting the you apply for a particular credit contract with a particular credit provider, I'm just taking the online numbers and putting them here.

    Offer Expires in 2 months
    30,000 points second year bonus, $295 ongoing annual fee

    I'd like to use my 94,500 bonus points for:

    $80 of profit after meeting spend requirements
    + $450 Coles gift cards
    - $295 annual fee

    x 4
    x 1
    in Coles gift cards, $450 total, with 6,600 points remaining.

    • 3 months ago - Good News
      Expiration changed from 30/04/24 to 31/07/24
    • 7 months ago - Good News
      Expiration changed from 01/11/23 to 30/04/24
    • a year ago - Bad News
      Annual fee increased from $300 to $370 (inc Velocity fee)
    • a year ago - Bad News
      Offer end date changed to 14th June 2023 reward program fee increasing from $50 to $75 and annual fee increasing from $250 to $295 https://www.westpac.com.au/content/public/wbc/en/personal-banking/credit-cards/reward/reward-card-changes.html
    • a year ago - Good News
      Offer extended to 29th June 2023

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