Westpac Altitude Rewards Platinum (Waived annual fee for Westpac Customers)

$49 first year annual fee
90,000 points
$3,000 min limit
$30,000 annual income required
1.00 points per dollar
Spend $3,000 in 90 days

Offer Details

Low FeeOffer Ended

First Year Points

90,000 points

Westpac

Second Year Points

30,000 points

With $175 annual fee

Minimum Spend

$3,000

within 3 months

Ongoing Earn Rate

1.00x points per $1 spent

Fees

First Year Annual Fee

$49

Ongoing Annual Fee

$175

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

I'd like to use my bonus for:

CraigCraig's Analysis

Bonus Difficulty

Easy

●○○

$33 per day required

First Year Cost

$49

annual fee

Earn Rate

Average

●●○○

1.00x Westpac points per $1

Did this help you make a decision?

$341 of profit after meeting spend requirements
+ $390 Woolworths gift cards
- $49
annual fee

$200
x 1
$100
x 1
$50
x 1
$20
x 2
in Woolworths gift cards, $390 total, with 1,350 points remaining.
$100
x 3
in Cashback , $300 total, with 8,400 points remaining.

History
26 Jun 2025
2 changes
Program Fee:
$0
Minimum Credit Limit:
6,0003,000
26 Mar 2025
3 changes
Ozbargain Link:
https://www.ozbargain.com.au/node/634594
Expiration Date:
25 Mar 2025
Annual Fee:
$0$49
20 Mar 2025
2 changes
Expiration Date:
30 Apr 202525 Mar 2025
Program Fee:
$0
23 Jan 2025
1 changes
Interest Rate:
20.0020.99
  • Expiration changed from 30/04/24 to 31/07/24
    2 years ago
  • Expiration changed from 01/11/23 to 30/04/24, Bonus from 100k to 90k
    3 years ago
  • Second year annual fee increased from $150 to $175
    3 years ago
  • Offer end date changed to 14th June 2023 due to fee changes https://www.westpac.com.au/content/public/wbc/en/personal-banking/credit-cards/reward/reward-card-changes.html
    3 years ago
  • Offer extended to 29th June 2023, bonus lowered from 110k to 100k
    3 years ago
  • Offer extended from 30/06/22 to 31/12/22
    4 years ago
  • Bonus reduced from 130k to 110k, offer extended rto 30/06/22
    4 years ago
Craig

Something out of date? Let me know on Instagram, Facebook, or email and I'll fix it ASAP.

— Craig