Citi Prestige Card
Offer Details
Signup Bonus
250,000 points
CitiRewards
Minimum Spend
$10,000
within 3 months
Offer Expires
October 23, 2025
8 months ago
Ongoing Earn Rate
1.00x points per $1 spent
Fees
First Year Annual Fee
$700
Ongoing Annual Fee
$700
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
- Lounge Access
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Unlimited complimentary access to over 1,700 Priority Pass lounges worldwide for primary cardholder and one guest until 31 July 2025; from 1 August 2025, 15 complimentary visits shared between cardholder and guests per 12-month period.
- Hotel Benefits
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4th Night on Us: Book 4+ consecutive nights at Luxury Escapes hotels and receive a credit for one night up to $1,000 per booking, up to 4 times per calendar year.
- Hotel Benefits
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Up to 15% off Limited Time LUX Exclusive international hotel offers (up to $500 per booking) and 10% off international tours (up to $250 per booking) booked by 1 March 2026 via Luxury Escapes.
- Ride-sharing Benefits
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$100 cashback on Uber Premier rides of $100 or more paid with Citi Prestige Card, capped at one redemption per calendar year.
- Hotel Benefits
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10% discount on selected hotels booked via Expedia or Wotif using unique links and Citi Credit Card, valid for bookings by 31 January 2026 and stays completed by 30 June 2026.
- Flight Discounts
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5% discount on international flights booked via Trip.com link with promo code and Citi Credit Card, valid for bookings by 31 December 2025 and travel by 30 September 2026.
- Subscription Benefits
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$10 monthly cashback on BINGE Standard or Premium subscription paid with Citi Prestige Card until 31 October 2025.
- Travel Insurance
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Complimentary international and domestic travel insurance included with Citi Prestige Credit Card.
- Mobile Phone Insurance
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Complimentary mobile phone insurance covering accidental damage and theft when monthly mobile plan bill is paid with Citi Prestige Credit Card.
- No Additional Cardholder Fee
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Up to 4 additional cardholders allowed with no additional cardholder fee.
- Balance Transfer Offers
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0% p.a. interest rate for 6 months on balance transfers made within 3 months of card approval, with no balance transfer fee; balance transfer amount capped at 80% of credit limit.
- Interest Free Periods
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Up to 44 days interest-free on retail purchases if full closing balance is paid by due date; no interest-free period on cash advances or balance transfers.
- Installment Plans
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Eligible purchases can be paid off at a fixed interest rate over a set term with Citi Instalment Plans (Fixed Payment Option).
- Dining Benefits
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Earn 3 Citi reward Points per $1 spent on eligible purchases at major restaurants and restaurant chains in Australia.
- Hotel Benefits
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Earn 3 Citi reward Points per $1 spent on eligible purchases at major hotel chains in Australia.
- Flight Discounts
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Earn 3 Citi reward Points per $1 spent on eligible purchases with major airlines in Australia and international spend.
- Shopping Benefits
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Earn 2 Citi reward Points per $1 spent on eligible purchases at major supermarkets, petrol outlets, and national retailers in Australia.
- Shopping Benefits
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Earn 1 Citi reward Point per $1 spent on all other eligible transactions.
- Points Transfer Benefits
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Citi reward Points can be transferred to various airline and hotel loyalty programs including Flybuys, Singapore Airlines KrisFlyer, and Velocity Frequent Flyer.
- Digital Wallet Integration
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Card supports setup and use with Apple Pay, Google Pay, and Samsung Pay for contactless payments.
- Concierge Service
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24/7 personalised concierge service for travel, dining, and entertainment bookings provided by Mastercard Travel & Lifestyle Services for primary cardholder.
I'd like to use my bonus for:
Craig's AnalysisBonus Difficulty
Hard
●●●$111 per day required
First Year Cost
$700
annual fee
Earn Rate
Average
●●○○1.00x CitiRewards points per $1
Travel Benefits
Lounge Access
15 complimentary lounge visits shared between the primary cardholder and any accompanying guests over a 12-month period with Priority Pass™ (access to over 1,700 lounges)
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Can I get this bonus if I've had a card from Citi before?
We haven't verified Citi's exclusion period yet. Check Citi's current terms before applying.
See exclusion periods for every Australian issuer →- Expiration changed from 30/04/24 to no expiration2 years ago
- Offer extended to 30/04/243 years ago
- Offer extended to 25 October 20233 years ago
- Bonus lowered from 300k to 275k, first year annual fee increased from $350 to $7003 years ago
- Spend increased from $7.5k to $10k and time increased from 60 days to 90 days3 years ago