The information on this website is for general information only.

I am not suggesting the you contact a provider to apply for a particular credit contract with a particular credit provider, merely informing that the credit provider is able to provide a particular credit activity or a class of credit activities.

If I receive any benefits, including indirect remuneration in respect of the credit activity, it is disclosed under the link to the credit provider site.

It should not be taken as constituting professional advice from the website owner.

Rwrds is not a financial adviser. You should consider seeking independent legal, financial, taxation or other advice to check how the website information relates to your unique circumstances.

Rwrds is not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this website.

Calculators and tools

The calculators and tools on this website are provided for your information and to illustrate scenarios. The results should not be taken as a substitute for professional advice.

All reasonable care has been taken in preparing and designing the calculators and tools; however, Rwrds provides no warranties and makes no representation that the information provided by the calculators and tools is appropriate for your particular circumstances or indicates you should follow a particular course of action.


We link to external sites for your convenience. We are selective about which external sites we link to, but we do not endorse external sites. When following links to other websites, we encourage you to examine the copyright, privacy and disclaimer notices on those websites.

Please report any broken links using the feedback form at the bottom of the affected page.

Case studies and videos

While some case studies and videos on Rwrds are real, others are based on stories told to us by financial counsellors and consumers, and some are reenactments. The case studies and videos help us to illustrate different financial situations that people face.


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